Izibalo amasheke

Ngo yesimanje ubudlelwane kwezomnotho izibalo amasheke hlala ebalulekile ezimpilweni zethu nemisebenzi amabhizinisi ahlukahlukene. Zisetshenziswa ukuqaliswa ukuthengiswa kwezimpahla ukuthengiselana materials, nezindaba izidingo zebhizinisi yokukhokha kwenhlangano. Ngokuvamile, umthethosivivinywa - lena ekhethekile ukuphepha. Ngokusebenzisa ebhange lakhe kumelwe ukhokhe isamba elicacisiwe umnikazi walo. Ngenxa yalokho, amasheke izibalo zisikisela ukuthi amalungu alandelayo leyo misebenzi:

- umkhiphi (noma umuntu noma inhlangano yawo ibe esemthethweni kokuba izimali ku-akhawunti ebhange);

- ngqo yasebhange ukwenza inkokhelo;

- umnikazi isheke (umuntu owenza isheke yasebhange ukukhokhela).

Kuphoqelekile e zokuphepha ezifana kuyadingeka ukuze ucacise igama "uhlole", inani inkokhelo, igama lokukhokha komunye oyedwa kanye akhawunti lamanje kusuka ofuna ukwenza inkokhelo. Okubalulekile futhi enye imali, futhi qiniseka ukubeka usuku idokhumenti. Dinga ngaphezulu kanye nesiginesha yomnikazi. Esikhathini engekho noma iyiphi yemininingwane ngenhla, yesibambiso ilahlekelwa amandla ayo. Uma isheke ayiqukethe esikhundleni ekuwulungiseleleni, kunenkolelo ukuthi ngemvume endaweni indawo lokuzula.

I lokukhokha komunye oyedwa liyadingeka ukhokhe ngesheke isimo yayo, futhi imibandela esungulwe ngumthetho. Ibhange Kufanele uqinisekise ubuqiniso iphepha, nokuthi umuntu emisa ke, kuyinto umuntu ogunyaziwe. Izibalo amasheke futhi uyobuswa Art kanjani. 877-885 kweKhodi kanye neminye imithetho efanele kanye nezinqubomgomo yasebhange Civil. Isiqinisekiso sokukhokha kungaba yisiboniso onikelwa kunoma yimuphi umuntu, hhayi nje ngenxa yezinkulumo lokukhokha komunye oyedwa. Isheke kumele icacise ubani futhi okungazange ikhishwe. Ukuze wenze lokhu, amazwi athi 'njengoba Aval ".

Kunezinhlobo ezahlukene izibalo by amasheke:

- senzelwe ukukhokhwa (ukususwa) yemali ekulandiseni ekhabetheni (incwadi hlola ikhishwa ngesikhathi kuvulwa i-akhawunti);

- amasheke, ngayo nefunda ngayo kukhona Ukuqaphela of cashless izinkokhelo.

Esimweni sokuqala, izibambiso esetshenziswa ukuhoxisa izimali ukuze ukukhokhela izisebenzi noma zohambo nezinye izidingo zenhlangano, njll Izibalo amasheke ingaphinda isetshenziswe ekhaya azokuqhubela zebhizinisi phakathi nezinhlangano isebenzisa inkokhelo cashless. Khona-ke ibhange izofaka khona imali izimali ezidingekayo kwi / c we lokukhokha komunye oyedwa. Ngesikhathi ibhizinisi kuthengiselana inhlangano yomkhokhi okuhambisa isheke esikhishwe nomthengisi. Ngakwelinye ihlangothi, umphakeli-umnikazi isheke zingakapheli izinsuku eziyishumi kumele ukuzithoba sokuphepha ebhange imali ku-akhawunti yakhe kokuhlola. Kulokhu, ibhange umphakeli wokuqala ubala lemali edingekile, bese kuphela ezithwala amaphepha adingekayo ukuze ibhange acquirer ukubhala-off lemali edingekayo ekulandiseni umthengi ngqo. Ngaphezu kwalokho zimali ezidonswe ku-akhawunti yasebhange elihambisana yomthengi. Ekuphetheni, ibhange yomthengi idlulisela izimali umhlinzeki ebhange.

Ngendlela izindlela cashless ukukhokhelwa isetshenziswa njengoba oda imali (izibalo yokuqoqa) ukuthi bamele imisebenzi okuhloswe ngazo ukuthola ibhange (egameni kanye, yebo, bangakunaki iklayenti) ukukhokhelwa kusukela komunye oyedwa. Abakwazi kwenziwe ngaphandle kwemvume (kwemvume) noma ngakho.

Mangisho ukuthi namuhla ngokuyinhloko ukufunwa olunye uhlobo amasheke. Lokhu okuthiwa isheke eliqinisekiswe (noma umgwaqo). Ziyakwazi kube yindlela elula yokukhokha uhambela phesheya (njengoba benjalo ngaphandle inkinga kungenziwa umklomelo lwemali kwalelo zwe, azikho imikhawulo ukuthekelisa yabo), kanye isitoreji inketho okuthembekile ngemali yayo.