Yikuphi okungcono: Visa noma MasterCard?

amakhadi Plastic njengengxenye ekuphileni kwethu kwansuku zonke ukuthi abantu awukwazi nokuyicabanga ukuthi bekuyokwenzekani ukube abazange khona nhlobo. Bavumela kithi ukukhokhela izimpahla, ukujabulela izaphulelo, uthole ukheshi ATM, ukuzisebenzisa namakhadi okuthenga kanye nokunye okuningi. Ikhadi ikuvumela ukuba ugcine imali nokuphepha, njengoba nenani elikhulu amakhaya abe yingozi, futhi siqhubeke sihamba wasebhange for cash futhi bame emigqeni ezinkulu - Saze sadlala ngesikhathi.

Kufanele kuqashelwe ukuthi, naphezu ukufana imisebenzi yabo, amakhadi okuthenga ngesikweletu kusadingeka umehluko. MasterCard kanye ne-Visa - yisona esikhulunywa abantu abaningi izinhlelo lokukhokha, zinjalo amabhlogo main emhlabeni zezimali. Ngakho-ke, umuntu ofuna ukuvula ikhadi, kukhona umbuzo ngempela explainable kuyini okungcono - Visa noma MasterCard.

Kuyinto engenakwenzeka ngokuqiniseka futhi ukuthi uhlelo lokukhokha enjalo kungcono, ngoba basuke kucishe. Yiqiniso, banayo umehluko, kodwa izinzuzo zabo kanye nebubi ancike kuphela okuthandwa umuntu othize. Uma wazi izinhloso bezingelwa iklayenti, kungenzeka ukutshela lapho ikhadi ukukhetha: Master Card noma ye-Visa. Noma kunjalo, ngokukhetha noma yisiphi sazo, akekho ngeke ulahlekelwe kakhulu, ngoba umehluko abangelutho.

Isibalo ATM, izitolo kanye nezinye izikhungo ukwamukela amakhadi lwalezi nhlelo yokukhokha nawo njengomnyango mkhulu kakhulu. Ngakho-ke, ukuya kunoma yiliphi izwe, ungaqiniseka ukuthi kuyoba ikhadi plastic ukukhokha. Uma impendulo yombuzo okuyinto engcono, Visa noma MasterCard ukusetshenziswa eRussia, kufanele kuphawulwe ukuthi MasterCard ungumnikazi 25% wemakethe Russian, kanye ne-Visa - 40%, okunye phakathi izinhlelo ezincane.

Uma uya ukuya travel, khetha ikhadi okusekelwe isidingo, kulokho izwe olivakashelayo. Iqiniso lokuthi ilungu US Visa yokukhokhelana, ngakho-ke unamathele dollar kanye nokuguqulwa is abalwa. Ngokwesibonelo, uma ufuna ukudlulisa ruble euro, imali endaweni yokuqala ngeke ibe zamadola bese ku-euro. Ngokuvamile, iklayenti ngaleyo ndlela ilahlekelwa kusuka 1 kuya 4% semali eceliwe.

MasterCard kungokwalabo European yokukhokhelana. Iguqula ke ngqo lwemali oyifunayo, ngakho Commission kancane kancane. Kodwa leli qiniso awuwuphenduli azinakho umbuzo lokho kungcono, Visa noma MasterCard. Visa is arcade esetshenziswa okuhambela emazweni e-United States, eCanada, i-Latin America nase-Australia. MasterCard ikhadi kulula ukuya kwamanye amazwe aseYurophu.

Uma nicela noma yini abasebenzi asebhange, ihlukile Visa MasterCard, impendulo ecacile akunakwenzeka lokusamele kwentiwe. Iningi abameleli izikhungo zezimali bathi yonke izinhlelo zokukhokha babe cishe izici ezifanayo, ngakho abanandaba iyiphi ukukhetha. Ezinye amabhange inkokhelo uhlelo oluthile, ngoba ifanele kubo, futhi abazi ngempela ukuchaza ukuthi kangcono, Visa noma MasterCard.

Ukusebenzisa ikhadi kulelo zwe, akukho mahluko ethile endabeni yokukhetha yokukhokhelana. Kodwa lapha ukusetshenziswa lapho phesheya, kusadingeka ukuba baqaphele ukuthi ikhadi MacterCard kunenzuzo xaxa njengoba kuvumela ukuvula i-akhawunti euro kanye dollar.