Inombolo yekhadi okuyinto ekhadini plastic?

Namuhla, ama-credit cards sekube yithuluzi ajwayelekile izibalo ukuba ngamunye wethu. Wesikhwama kwanoma yimuphi umuntu namuhla bangathola i-pair of amakhadi asebhange, lapho imisebenzi ehlukene. Ngaphezu kwalokho, banayo eziningi nemingcele ukuthi zisetshenziselwa ukuqhuba ukukhokhelwa ephephile. Ngesinye yalezi zindlela, sizobe ukukhuluma - lena inombolo yekhadi. Likuphi lolu lwazi nokuthi ungakuthola ku yiluphi uhlobo kwekhadi lokukhokha, sizobe ukuchaza kulesi sihloko. Futhi ukhulume lokuvikeleka uma izibalo.

Ithini inombolo ikhadi?

Ngakho, eyingqayizivele inombolo kamazisi we yokukhokha njengoba amakhadi asebhange, siqukethe 16 (ngezinye izikhathi 18) izinombolo. Uma ubheka i-inombolo yekhadi (lapho - ukhulume kamuva), amaphetheni izibalo, lelo, ngeke ubone. Cishe, wena ngisho kubonakala ukuthi le nombolo okungahleliwe ngokuphelele. Kodwa lokhu akulona icala.

Eqinisweni, izinombolo ikhadi ngalinye akhiwe ngamatjhada izinombolo ngendlela enengqondo kakhulu, ngendlela moya. Ikakhulukazi, owokuqala izinhlamvu 6 - uhlelo lokukhokha (Visa, MasterCard), esebenza ukusebenza kumephu; kanye ikhodi ebhange elikhiphe esiphathiswa plastic. Ngakho, ukwazi lezi zinombolo, ungathola ulwazi mayelana ebhange elikhiphe nasekufuyeni ikhadi uhlelo.

Ngaphezu kwalokho, eqinisweni, kukhona izinombolo eziqala ngendlela efana ukwenza kube esiyingqayizivele. Nakuba, uma ubheka ezimbili ndawonye esikhishwe ikhadi, ungabona ukuthi izinombolo zabo - futhi eduze ukuze.

Lapho eshiwo inombolo yekhadi lokuthenga ngesikweletu?

Ngakho kanjani ukuthola ukuthi yini inombolo yekhadi lakho lapho itholakala nendlela ukuyithola? Sitshele kulesi sigaba. Ngakho konke silula - udinga nje pick up ikhadi lakho bese uvula ebusweni kuye. Ngakho uzobona kwalokho okuvezwa ngayo "eyinhloko" ohlangothini (ie uhlangothi kulowo okukhona tape kazibuthe). Kusuka lapho, uzobona izinombolo ephukile isibhakela ukuthi ukudala inombolo yekhadi. Eqinisweni zifakwa ku isikhungo, futhi ukuthole kulula kakhulu.

Nge kule nombolo ungenza ukuthengiselana ekhadini lakho - ukwenza imali ku-ke kwabanye abantu futhi yokukhokhela ukuthenga zabo (kuhlanganise ne-Internet). Ngakho empeleni, inombolo yekhadi (lapho akhona, singacabanga uqonde) - kungcono ingxenye ulwazi oluyimfihlo, wazi ukuthi ungachitha imali nale into yokukhokha.

Funda inombolo yekhadi ngezinye izindlela

By the way, ukuthola ulwazi mayelana nokuthi inombolo yekhadi lakho, unga futhi ngezinye izindlela, kuhlanganise - ngaphandle kokuba khona kwakhe ngokomzimba. idatha ezinjalo kungase kudingeke, isibonelo, uma ikhadi elahlekile. Khona-ke, ngakho akekho singakhipha imali kwi-akhawunti yakho, ungabiza ebhange bese ucela ukuvimba yakhe, ebiza wakhe kule nombolo.

Ngakho, umbuzo lapho inombolo amakhadi Maestro, sikubiza Internet Banking, okuyinto manje osebenza amabhange amaningi. Ukuya kuwo ngaphansi kwe-akhawunti yakho, uyobe ngokushesha ubone uhlu amakhadi enamathiselwe wena kanye nenombolo yakho yocingo. Lapho, ikakhulukazi, kuyoba indawo ulwazi.

Alternative - lokhu kuphikisa ehhovisi ebhange. Ngokwesibonelo, abasebenzi yimuphi umnyango ukufinyelela database electronic amakhasimende ayo. Kukhona ngeke liqukethe ulwazi mayelana akhawunti akho kanye namakhadi. Ukwazi lapho inombolo yekhadi Mastercard (noma ye-Visa) amakhasimende zabo kunoma isiphi isisebenzi sasebhange ukukusiza futhi uzokutshela kuye. Vele ungakhohlwa ukuthi bathumele noma iyiphi incwadi ukuhlonza kwawena.

Ngaphezu kwalokho, inombolo yekhadi kungabonakala inkontileka ukuthi isayinwe ebhange.

Inombolo ye-akhawunti yasebhange

Uma ufuna, lapho kukhona inombolo yekhadi Savings Bank, sicela ungayididanisi lokhu ipharamitha nge inombolo ye-akhawunti.

Lena nezinye ngokuphelele idatha ahlanganisiwe-akhawunti yakho yasebhange nezinye izindlela zokukhokha, okuvumela ukuba buthelela futhi zichitha imali. Eqinisweni, ikhadi plastic exhunywe akhawunti kanye ukhiye electronic ukuyifinyelela. Kodwa amakhadi nezinombolo akhawunti zizohluka.

Ngaphezu kwalokho, ukulahlekelwa ikhadi, uthola entsha, nenani olusha. Kulokhu, inombolo ye-akhawunti izohlala injalo. Bona lapho enombolweni ye-akhawunti yekhadi, kancane nzima. Lokhu - ngawo kulesi sigaba esilandelayo.

Wazi kanjani ukuthi inombolo ye-akhawunti?

Ngakho, indlela ukuthola ubunikazi akhawunti yakho yasebhange cishe okufanayo njengoba kwaba njalo endabeni ka-ikhadi. Kuphela ngaleso amakhadi epulasitiki, yebo, kule nombolo akukhona - kungcono ezingahlakaniphile.

Ungabona-ke kwinkontileka of service-akhawunti yasebhange ukuthi ubhalisele okokuqala okubhekisela emhlabathini we isikhungo sezezimali. Ingase futhi kungatholakala kwezinye yasebhange inthanethi (njengoba umthetho, lo amabhange eziphambili kakhulu).

Kungani udinga inombolo yekhadi?

Ungase ubuze: "Kungani kufanele ukwazi inombolo yekhadi?" Impendulo: "Ukuze afeze yonke imisebenzi kanye naso." Ngamagama alula, izinhlobo zemisebenzi, kukhona ezimbili - kwakho kokubili lokho okuqokelekile nokubhala-offs. Ngakho, inombolo yekhadi (njengoba ngempela nokubala), iklayenti ingathola imali kusuka counterparties yayo. Kuphela ngale ndlela, inamba engafani eyaziswa, ungakuthola bese uthumela imali.

Ngokuphathelene ukuhoxiswa kwezimali, inqubo lapha eziyinkimbinkimbi kancane ngaphezulu. Kulokhu, yebo, inombolo liyasetshenziswa Nokho, ukubona ngaphezu kwako (futhi lapho kukhona inombolo yekhadi Savings Bank, usuwazi) Futhi uzodinga ukunikeza nezinye izilungiselelo zokuphepha. It CVV-ikhodi (akusiyo nhlobo abathwali plastic) kanye nosuku kuze kufinyelele lapho ikhadi isebenza. Ukwazi lezi nemingcele ezintathu, ungakwazi ukuhoxisa noma yisiphi isamba semali, ngisho nomunye ikhadi. Ngakho-ke, kungase kudingeke uqonde ukubaluleka kwabo.

CVV-ikhodi - inombolo enamadijithi amathathu-okuyinto hhayi ikhadi ngalinye, njengoba itholakala ohlangothini ezingemuva plastic (ngaphansi tape). Ukuhlola - izinombolo ezine ahlukaniswe slash. Zibonisa kuze yisiphi isikhathi kumephu kwempahla. Kubukeka lesi sici, isibonelo, kanje: 02/23. Lokhu kusho ukuthi ikhadi isebenza kuze kube uFebhuwari 2023.

Qaphela zokuphepha!

Ngakho, echaza kwemigomo amakhadi asebhange (kufaka ikhadi Inombolo yodaba lapho likhona, kanye neminye imingcele futhi indawo yabo), ungakhohlwa injongo yabo eyinhloko - ukufinyelela izimali ku-akhawunti! Ngakho, uma une idatha endaweni ethile ukushiya futhi ukuwela ezandleni imikhonyovu - ungamangali uma ngokungazelelwe yiyo yonke imali ukuthi ukuphi emephini!

Qaphela emhlabeni. Ezisukela elula online shopping namasevisi asemoyeni, lapho ungakwazi ukukhokhela ikhadi, ukuze amakholi wefoni kusuka Kuthiwa "lezokuphepha yebhange lakho" - baqaphe. Yiqiniso, eqinisweni, isevisi nokuvikeleka ukukushayela futhi ucele ikhadi lakho ngeke; Ngokwazi amasevisi namawebhusayithi - kutuswa ukusebenzisa kuphela enokwethenjelwa kakhulu futhi onegunya enjalo, okuyinto ngeke lisetshenziswe idatha ukuvuza "ohlangothini".