Inhlokodolobha nokubeletha, FIU: izinkokhelo

Russia ukhathalela nekusasa layo. Kudingeka ubufakazi? Nokubeletha dolobha FIU unika labo unelungelo ke ngokomthetho. Uhlelo usebenza kusukela ngo-2007, futhi ngempela ngempumelelo. Ake ukubhekana nalabo FIU womama dolobha amacala, siyonika, njengoba kwenzeka. Isimo akunakwenzeka kuyoba abantu abangafuni ube nomqondo othile ngokuthi ngale ndaba, kodwa bangase bangaqondi ukuqaphela umehluko wemisindo nemiqondo yamagama ebalulekile. Futhi lokhu kubaluleke yezwe ukuthi uyayikhathalela esizayo, kanye nemindeni.

Incazelo evamile uhlelo

Siphila ezweni isicebi, lapho wonke umuntu usebenzela yena. Kule ndaba, ngempela ungqimba enkulu iyasiza ukuthuthukiswa sabantu kwenzakala engozini. Abantu uzale izingane futhi ngiletha, baze bangabi nasikhathi sokuba zidlale ruble ngaphezulu. Ngenxa balahlekelwa ithuba ukuthenga izindlu, ukuqoqwa kwezimali imfundo wengane, nokunye okunjalo. Mhlawumbe, ngaphansi capitalism, ukuze lesi simo kubhekwa evamile. Kodwa izwe lidinga, efundile kahle sabantu, ke amandla ayo ayinhloko enempilo. Ngakho, ukusekela uhlelo imindeni emikhulu. It is abasebenza ukusetjenziswa kwazo Pension Fund Russia (PFR). inhlokodolobha nokubeletha sidlula akhawunti yenhlangano bese engena umthengi, okungukuthi izakhamuzi lokuthola ke ngaphansi komthetho. Ingqikithi yalo uhlelo oluchazwe: izinkinga abantu behileleka isimo. Manje ungakwazi uqhubekele Ukucabangela ubuqili. Njengoba umama noma ubaba uthole dolobha womama? FIU kuphela usebenza mode reception siqu noma unezinye amathuba ukusebenzisa? Konke lokhu kubaluleke kakhulu abazali izinsana noma abantu wayematasa futhi ekhulisa izingane ngesikhathi esifanayo. Abanaso isikhathi esanele egijima ezungeza uchungechunge umyalo.

Ubani inelungelo dolobha womama?

Akubona bonke izakhamizi zikwazi isicelo ezengeziwe, kunalokho imali eningi evela isabelomali. Nal Capital Pension Fund ikhulisa kuphela izakhamuzi WaseRussia. Lokho kusho ukuthi kumelwe uqinisekise ukuthi ingane "isakhamuzi" yezwe. Lokhu kudinga isitifiketi ukutholakala lobuzwe Russian. Ngaphezu kwalokho, amakhophi edingekayo umama passport noma ubaba, izitifiketi zokuzalwa zonke izingane. Nokubeletha dolobha FIU, ngokuvumelana uhlelo esikhishwe izingane kwesibili noma izikhathi ezilandelanayo, owawazalelwa ngemuva January 1, 2007. Wena ngokwakho uyasho ukuthi akufanele, ngoba washiya okuningi imikhaya ukhulisa izinsana ozalwa ngaphambili? Wena okungalungile. Isimo ngale ndlela kudaleke ukwanda labantu. It uphakamisa ukuba babelethe futhi.

imibhalo eyengeziwe

FIU womama dolobha inikeza omunye wabazali hhayi kuphela. Ngoba, ngeshwa, akuzona zonke izingane abe umama nobaba. Ukuze uxhaso inelungelo umqaphi noma umzali wokutholwa. Lo muntu kumele anikezele eqinisekisa isimo umhloli. Kumele kukhunjulwe ukuthi ukubala ngizothatha yonke izingane abangababiziweyo wokutholwa umzali (umnakekeli) kuphakamisa (futhi bebodwa, nokwamukela). Uma unina efa noma bancishwa amalungelo, kumele unamathisele ikhophi isitifiketi sokufa noma isinqumo senkantolo. Thola wonke amaphepha kusengaphambili ngaphambi kokubhala isicelo. FIU womama dolobha amacala ngesikhathi esifushane. Inikeza abasebenzi izinyanga ezintathu. Kungcono ukuba ziphoxeke, ephoqa zidinga wonke iphepha elisha. Imibhalo Ababaningi ngakho adingekayo iqhaza kuhlelo. Njengomthetho, ukuqoqwa akusho ukwethula noma ibuphi ubunzima.

Lapho ungachitha imali?

Ngo enjalo izinhlelo ezinhle futhi kudingekile sinokulinganiselwa. Inhloso ulungise imikhaya ngezimali ukungalingani amathuba okuthola ukulondeka ngokwezimali futhi ukudalwa kwezimo ezivamile ngoba abazali izingane. Njengoba ehlelwe yi-Abadali zohlelo, kulesi simo, abantu bakuthola kunzima ukuthenga umuzi noma ifulethi, ukuqoqa ukuqeqeshwa nokunye. Lelo zwe ukhathalela lezi izinto azidingayo. Chitha it can, umthetho, ukuze:

• nokukhokhwa cwaningo ingane;
• ikhambi inkinga yomuzi;
• ukudala izimo umntwana okhubazekile nokuhlangabezana ukulungiswa sakhe emphakathini;
• sinezela akhawunti umhlalaphansi unina.

Thola imali futhi kungenzeka, kodwa kuphela "nezixhobo" ezincane, ngokuhambisana izinqumo ezithile uhulumeni.

Kahle indlela ukuze uthole imali?

Isitifiketi ngakwesokudla enhlokodolobha - kuyigxathu. Ngezinye izikhathi kukhona izinkinga kanye reception yayo, kodwa ixazululwe nge ukuphindwa. nzima kakhulu ukuqoqa imibhalo ukuze RPF ukusebenzisa inhlokodolobha womama. Nalokhu, abantu Ziningi izinkinga. Okokuqala, izibalo kuphela ngesimo non-cash. Unqume ukuthenga indlu, isibonelo, futhi umdayisi uyesaba ukuxhumana isabelomali. Kuyaziwa ukuthi konke ukuthenga kuhlolelwe target ukusetshenziswa imali. Isitifiketi abanikazi kudingeke bahlupheke baze ukuthola okunye ofanele. Okwesibili, FIU uye okwamanje ukuthatha ephepheni. Futhi lokhu, futhi, le nkinga akuyona eyodwa elula. Kunconywa ukuba uqale ukuya komhloli kanye ukuthola lokho anakho imiyalelo, okungukuthi ukusebenza ngokubambisana. Lokhu kuzosiza ukuhambahamba eziningi izingibe.

Indlela kuthuthukiswe izimo zokuphila

Siphendukela izikhathi obucayi kakhulu. Ukwehluleka we RPF kuhlu yenhloko-dolobha umzali - isimo kubuhlungu ngempela. Kuyadingeka ukuqoqa iphepha efanele, ukuze uthole. Ukuze ukwazi ukukhokha ngcono izimo zokuphila kwasekuqaleni lidinga inkontileka sokuthengisa, isimo kubhaliswe. Ikhophi babiza isicelo nesitifiketi. Uma ufisa ukuchitha zokulungisa ke okufanayo anganikwa inkontileka esayinwe inkampani ukuhlinzeka amasevisi efanayo. Kodwa khumbula ukuthi ekukhokheleni umsebenzi kuphela ngemuva kokuthi kwenziwe. Ngu Isifaniso akhethiwe iphepha kanye ukwakhiwa ekhaya lakho siqu: idokhumenti ku ubunikazi bezwe nakubo inkontileka ne ngokuqinile. Lawa madokhumende alandelayo edingekayo kuzo zonke izimo, kumele aqukethe imininingwane yama-akhawunti asebhange we kumuntu ukukhokha irenti (elungisa noma nezinye).

Lapho ukudluliswa kwemali?

abanikazi abajabulile isitifiketi sengihlela, ongakhetha akhethiwe, futhi umdayisi kudingeka imali. Lena izithakazelo zabo kungaba zingqubuzane. ngokucacile ezidingekile nomuntu onjani inkontileka kuphothulwe, ukuphendula, kulokho imigomo FIU ubala dolobha womama. Ngokomthetho, ukucutshungulwa isicelo kunikezwa umhloli inyanga eyodwa. Kodwa kubalulekile uqiniseka ukuthi aqoqene yonke imininingwane ebalulekile, akudingeki ukuba uzenze. Ngakho-ke, khuluma nomphathi wakho kusengaphambili, okubonisa emaphepheni FIU. Thola dolobha womama icutshungulwe ngendlela esifike ngesikhathi, kodwa ungathola kuchithwa futhi uma kukhona okushodayo noma into ngokufanele ababulawa. Ngoba kuyinto efiselekayo amaphutha. Uma uthola ukwehluleka ke musa ukwethuka, futhi ufunde ngangokunokwenzeka ngokuningiliziwe izizathu. Imibhalo kuyodingeka ukushintsha, kodwa ungalahli ithemba. Ngokuhamba kwesikhathi, imali ngizoya umthengisi.

Kuthiwani uma lonke inani akuyona wachitha?

Uma ufuna inselelo, ungase ucabange mayelana ukusetshenziswa ngokwengeziwe ithuluzi. Ukuze wenze lokhu, ubheke FIU. Funda womama dolobha ezisalayo kungaba umhloli. Lena yindlela elula hhayi ukuqagela futhi angabi khona inkohliso. Lokhu Uchwepheshe uzokutshela kuphi ukuthumela imali etholakalayo. Iqiniso lokuthi uhlelo yakhelwe ngendlela ukuthi ikheli umndeni nezinselele zomhlaba wonke. Njengomthetho, kuncane ku-akhawunti. Lezi zimali kungaba ukungezwa impesheni kamama. Ukuze wenze lokhu, bhala amazwi angase ashiwo, ngesimo okuyinto uzokunika umhloli eyamukelayo. Ngezinye izikhathi ungase futhi bachithe imali ukufunda. Ukuze wenze lokhu, kumele wenze ikhophi yesivumelwano nesikhungo nokunikeza izinsizakalo. podkoly saKhe isicelo futhi ukubuya onguchwepheshe. Ngokuvamile abantu bebuza bethi, lapho ungasebenzisa izimali. Ochwepheshe batusa ukuba alibale isinqumo. Uma isitifiketi kuyoba esandleni, cabanga indlela yokuyisebenzisa. Ayikho imikhawulo lapha. Kodwa ungakhohlwa ukuthi nokukhinyabezeka enanini lomsebenzi noma izinsalela zalo ezifakwe ngonyaka, ukuthi liyakhuphuka. Ngokwesibonelo, inhloko-dolobha womama for ukusebenza uhlelo licishe laphindeka kabili. Abazali bakhe wathola isitifiketi ayizinkulungwane 250. ruble (2007) kanye ngo-2016 leli nani lenyuka laya ku 453 026 thous. ruble.

Yini engenziwa kuleso simo noma kunjalo,

Kubalulekile ukuqonda ukuthi RPF womama dolobha izinkokhelo ezenziwe, waphinda ahlole ngokucophelela. Uma kutholakala ukuthi izimali kwesabelomali zisetshenziswa nezinye izinjongo, uzobe ebhekene nenkinga engathí sina. Ingabe imikhonyovu ukunikela omama eziwubala obaba imali dolobha. Ayikwazi uyavumelana ke noma kunjalo. Lena ukukhwabanisa! Ukuhlonza ukwephula ejensi wokukatelela ngomthetho abathintekayo. Futhi hhayi trifled nabo, ukukhwabanisa - Kulicala, ngakho mina kufanele ukusinda hhayi kuphela ukubuya inhlokodolobha umzali. RPF, ngoba ingxenye yayo, eduze uqaphe ukusetshenziswa okubhekiswe le mali, kodwa kukhona izimo lapho umhloli ukunganakwa, kahle, noma induku ende egobile wazibonakalisa trickier. Umthetho enforcers sizodingida zonke lezo mums futhi obaba nge ukunakwa ngeke sidlule. Believe me, isimo ivikela imali yabo. Athi wayehlele ukuba umntwana, futhi kufanele wachitha.

postscript

Ngo-2014, Russian Federation lande ngamaphesenti abadlali ababili ngaphezulu. Imindeni abahlala eCrimea, futhi, imbozwe hlelo. Futhi, njengazo zonke izakhamuzi Russian Federation, laba bantu bangafaka isicelo Pension Fund nsuku jikelele, okungukuthi, ukuthola imali abantwana abazalwa ngemuva January 1, 2007.