Belarus ihlelo ukunciphisa izinga lokwehla kwamandla emali?

Ngo-July 2016 kwakukhona umcimbi ngempela okulindeleke ukuba umnotho weRiphabhliki Belarus - ihlelo of the lwemali kazwelonke. Yiqiniso, liye abikezela, ngenxa amasampula yesimanje banknotes yanyatheliswa ngo-2009. Kodwa-ke uhulumeni ubambezele kabusha. Mayelana kwalokho, kwaba indlela ihlelo e Belarus ngo-2016 nokuthi uyophinde ukuxazulula zonke izinkinga zamanje, sizobe ukukhuluma okwengeziwe.

Reform buso izinga lokwehla kwamandla emali?

Umbuzo oyinhloko wabuzwa abantu abavamile e-Republic of Belarus: "Lo ihlelo kufihla ayehle kakhulu amandla emali?" Yini okumele uyilindele abantu? Ingabe kufanele ngingene ukusheshe kwabebhange? Abantu abavamile, ngokuvumelana iziphathimandla olusemthethweni, kukhona isizathu sokwesaba. Noma yimuphi ukulahlekelwa ngokwezimali ngeke wehlelwe labantu Republic of Belarus - ihlelo kusikisela okwesikhashana ukusetshenziswa banknotes. Bobabili abadala nabasha kuyoba ayesekhona kuze kube sekupheleni 2016.

Kodwa inkinga eyinhloko emnothweni - nokwehla kwamandla emali. kokwake uye wasibonisa ihlelo ukuthi ngaphandle izinyathelo ngesikhathi esifanayo ukunciphisa amazinga ayo yonke into ngentuthuko omuhle akufanele balindele labantu.

Izinga lokwehla kwamandla emali kuleli zwe, ngokuvumelana zezomnotho ehamba phambili ezimele, ezihlobene:

• Nge amabhajethi enkulu.
• Nge abolekise okukhethekile emikhakheni ezingenanzuzo komnotho.
• Ukungabikho namagadango wokuthuthukisa umncintiswano emakethe umthengi.

Yingakho lesi siphetho: isidingo ukunciphisa izindleko, kuze kube semkhawulweni uthele imali ku amabhizinisi ukulahlekelwa kwezinqumo kanye ukwandisa mncintiswano. Ngokuhlanganyela ukulawula kwekhabhoni izinguquko ezinjalo ukunciphisa emali, okuyinto manje mayelana 15% e-Republic of Belarus. ihlelo Same, ngokuvumelana osomnotho, siyasebenza uma 3-5%.

Izici

Ikakhulukazi kwekuhlela kabusha ukuthi okuthiwa "ongaziwa" ihlelo e-Republic of Belarus kwakuyophazamisa amaqanda amane nje ukusuka imali yamaphepha. Ngokokuqala ngqá e isikhathi eside uhlamvu lwemali izovela futhi, kuze kube ngaleso sikhathi kwase kusele engenamsebenzi.

Ithebula ihlelo e Belarus

Nansi inqubo zokudlulisela imali yamaphepha ubudala e imali entsha.

Amasampula kanye batch lokuqala imali ezanyatheliswa emuva ngo-2009, ngaphambi kokuba izinguquko ulimi kuleli zwe. Ngakho-ke, kwenzeka isimo nakuba - imali yamaphepha entsha kakade yisikhathi phambi kwegazi olusemthethweni emakethe. Kodwa, naphezu kwalokhu, ukuze ngiwusindise kwanqunywa ukuba ngibashiye.

Inkathi isibonisi ombaxambili amanani

Reform akuyona ayinto engaqondakali kuphela ukuthi uma ukusika amaqanda amane, kodwa futhi esikhathini soguquko. Abanye abantu ukukhumbula izinguquko Soviet ngemali lapho isikhathi exchange wanika izinsuku ezimbalwa. Ngenxa yalokho, abaningi abanayo Isikhathi sokubuyisela imali ezindala entsha. Belarus unqume ukwenza labantu akazange abe nomuzwa ngokuphelele esikhundleni imali. Cash Exchange isampula 2000 amanothi amasha (isampula 2009) kuyokwenzeka ngendlela elandelayo: ngokuvumelana uhlelo zingabantu ayesekhona parallel kuze kube sekupheleni 2016.

Zonke nabathengisi, abakhiqizi kwezimpahla namasevisi kudingeka ukuze ukhombise sikhathi amanani amabili, ezintsha kanye izinga ubudala. Ayikho amabhonasi, ikhomishini kanye nezinzuzo for ukusetshenziswa lwemali akusho isebenze. Ngokwesibonelo, uma isithembiso esitolo ukunikeza isaphulelo eyengeziwe, isenzo esinjalo alikho emthethweni uma ukhokhela ihlelo elisha.

Labo abanayo isikhathi zishintshe imali ngaphambi kokuphela konyaka, ungakwenza ku credit nezinye izikhungo zezimali kanye National Bank, futhi kusukela 2020 kuya 2021 kuze kube sekupheleni 2019 - kuphela National Bank.

Ngakho, ngokuvumelana iziphathimandla esemthethweni, uma zonke izimo ngabantu abayizakhamuzi ezejwayelekile, elingafunwa kakhulu inqubo ihlelo akudali izinkinga ezengeziwe. Kodwa ingabe kunjalo ngempela?

Kungani ugijimele?

Abanye osomnotho kukhona isikhathi bamangale wezinguquko. Ihlelo e Belarus ngo-2016 kuyinto ngoJulayi. Lokho, dala izinkinga ezengeziwe amabhizinisi ngubani kufayela entela. yokubika Double sidala ukudideka futhi iziphathimandla yentela. Kungaba ngcono ngenxa kwezibalo accounting ukuziphatha ihlelo kusukela ngoJanuwari 1. Ngaphezu kwalokho, kusebenta kwaso kuyoba elilungile lapho ehlile okungenani iminyaka emibili elandelanayo, izinga lokwehla kwamandla emali.

Inkathi abayizinjinga okuqhubekayo phezu?

Abanye abahlaziyi bakholelwa ukuthi izinguquko ezinjalo ngeke kube nomthelela emnothweni Belarusian. Kuyinto kunalokho, futhi hhayi ukusebenza kwezomnotho lobuchwepheshe, okuyinto kunemithelela yayo ngokwengqondo. Inkathi yonkana-abayizinjinga phezu. Belarus lithuthela evamile izindleko imali. Kodwa ingabe isikhathi eside kangaka nge izinga lokwehla kwamandla emali?

National Bank of Belarus sasimelene kabusha. Wagomela yokuthi kuphela uma emali ngezansi angu-10 ngesidingo sokuba izinguquko ezinjalo ukuze aqede ngisho nokuphathwa amaqanda. iphesenti layo esivezwa kuze kube sekupheleni konyaka - 12 amaphesenti, kodwa kungenzeka, kuyoba ephakeme. National Bank waqhubeka kabusha kuphela ingcindezi evela kuhulumeni, othi izinhloso sina ukuba banqobe izinga lokwehla kwamandla emali ngabaphathi.

Ihlelo Belarus: amanothi amasha

Usayizi izikweletu entsha akuzona ihlukile esedlule - 150 nge-74 mm. okuqukethwe Okufanayo futhi semantic: izakhiwo, amaphethini kazwelonke. Kodwa design banknotes useye waba ngaphezu 'European ". Isizathu siwukuthi mncintiswano National Bank for okuklama nowokunyathelisa ruble iwine nomkhiqizi esuka eYurophu. Ubani ngempela, engakaze kudalulwe. Sikhumbuza ukuthi Belarus ayinakho Mint siqu yokunyathelisa. Ngaphezu kwalokho, umklamo wayo nayo kuhlelwe, ngoba, ngokusho ukuphathwa, kuba kubiza kakhulu futhi ibhizinisi akunakunisiza nezwe elincane.

Izindleko ngendibilishi eyodwa noma mthethosivivinywa kusukela amasenti 1 kuya 4. Kule kusobala ukuthi uhlamvu lwemali 1 kopeck, isibonelo, ngesilinganiso samanje cishe kabili izindleko eshibhile.

Njengoba kuphawulwe ngenhla, izikweletu entsha akusebenzi kakade, njengoba ishicilelwe 2009. Besayina owayeyinhloko National Bank of PP Prokopovich. Ngaphezu kwalokho, kwaba khona kabusha ulimi kuleli zwe. Kulotshiwe ku izikweletu "pyatsdzesyat" kanye umthetho omusha kufanele kube "pyatsdzyasyat". Kodwa leli phutha athembisa ukulungisa kulezi izikweletu.

Imali yephepha enkulu kunazo - ruble 500. Kodwa kungakhathaliseki ukuthi yena ngeke eside sibambe Olympus ezilinganiswe ukwenyuka kakhulu kwamandla emali - isikhathi uzokutshela.