Auto e Kaliningrad

umshwalense imoto

Kuleli qophelo ngesikhathi yomshuwalense auto e Kaliningrad ithandwa kakhulu lomshuwalense. Nge likwazi ukuhlalisa inani elandayo izimoto nokufinyeleleka zawo ezilinganiselwe, futhi isibalo zezingozi zomgwaqo. Ngakho, ukuze kuvikelwe "darling" kwabo izingozi zomgwaqo, abashayeli bathambekele ukuthathelwa umshuwalense izingozi ezihilelekile. Lokhu-ke kuholela ekwandeni inani izinkampani zomshuwalense ezinikeza izinsizakalo ukuze yayo umshwalense amakhasimende motor - MTPL, CASCO, DSAGO.

Umshwalense izimoto zabo - ingenye ezahlukeneyo isivikelo esikhulu kuba nezindleko ezivela singalindele esimweni lapho abathintekayo ubhekene engozini. Ngosizo umshwalense, uzokwazi ukukhokha izindleko imoto elungisa noma usizo lodokotela ukuze bakwazi ukunqoba izisulu.

Kunezinhlobo ezahlukene umshwalense motor:

Nazi ezinye zazo:

CTP (umshwalense okuphoqelekile okwenziwa ezikhungweni motor wesithathu isibopho sezomthetho) - lokhu kuyindlela esiyisibopho umshwalense ezokuthutha. Inqubomgomo ikhishwa ngokuthengwa kwanoma iyiphi imoto noma izithuthuthu. CTP yakhelwe ukukhokhela ukulungisa, "isisulu" imoto, uma okulimele. Lapho uthenga Inqubomgomo MTPL kuyadingeka ukuze banake ukuthembeka enkampanini yomshuwalense ukuze sigweme izinkinga nge izinkokhelo uma umcimbi insured. Engxenyeni yokuqala ka-2012 e phezulu izinkampani zomshuwalense nanhlanu - abaholi ukudayiswa MTPL - Rosgosstrakh, Ingosstrakh, RESO-Garantia, CMC futhi FAC.

DSAGO (umshwalense yokuzithandela motor wesithathu isibopho sezomthetho) - sigcwalisa inqubomgomo MTPL. DSAGO ithengiswe nokukhokhela izindleko icala yokudlula umonakalo wencika ukumboza ithuluzi umshwalense isithiyo. Lapho ingozi, wena kungalimaza imishini ezibizayo umgwaqo noma "kuhle" imoto. Kodwa uma unayo inqubomgomo izici ezingeziwe DSAGO, lingakusiza ukuba wazi ukuthi ukuxazulula izinkinga nge ukulungisa lokho okonakaliswa ezimweni ezinjalo.

Hull uhlobo umshwalense, okuyinto ngaphezu umshwalense eziyisisekelo ekulimaleni uma ingozi, ukuvikela imoto yakho kanye nezinye izingozi, ezifana nokuduna izimoto, ukuphangwa umonakalo ezinhlekeleleni zemvelo, futhi ezinye izinhlobo umonakalo. I ezibizayo ezintsha imoto, ngcono ukuze uthole lolu hlobo umshwalense. Ngoba ngisho noma lokho kulimaza ezingozi kungaba kunalelo lemali umshuwalense isibopho sezomthetho ithuluzi nqubomgomo, "icala" umshayeli, bese "iza" inqubomgomo CASCO. Futhi nge amashwa ezifana ukudunwa kwemoto, inqubomgomo kungaba ubuyele nemali oyisebenzisile ukuba sikuzuze. Ngiyavuma, nezinzwa ngizole futhi ngikwazi kakhudlwana! Thenga umshwalense CASCO e Kaliningrad kungaba cishe kunoma iyiphi inkampani

Green Card - lomshuwalense okuyimpoqo uma ehamba ngemoto phesheya. "Green Card" - lena umshwalense komhlaba jikelele ukuthi insures umshini wakho isibopho sezomthetho uma uvakasha ngaphandle kwezwe. Inqubomgomo ikuvikela izinkinga emigwaqeni phesheya, futhi ikuvumela ukuba ukulungisa imoto yakho ngemva kwengozi kwelinye izwe.