Yini eyenza ukuthi ungubani lo mndeni wakhe omkhulu futhi kanjani it?

Uma umndeni nezingane ezintathu noma ngaphezulu, kungase abathi kahle ukuba ezinkulu. Ziyini izinzuzo, izaphulelo kanye yezinzuzo kwenza ukuhlonza yomkhaya omkhulu? Kuphi futhi kanjani ukuthola le dokhumenti?

umndeni elikhulu: definition kanye nesimo

Uyini lo mndeni wakhe omkhulu? Lo mndeni, okubandakanya nezingane ezintathu noma ngaphezulu. Emongweni wale nkinga zendawo ukufundisa izingane abalokothi wonke umuntu. Izingane eziningi namuhla neze udumile, kodwa kula mashumi eminyaka ambalwa adlule kwaba yinto evamile.

Umndeni, lapho kuphela unina, noyise futhi ingane, futhi ikakhulukazi uma anakho ngokuvamile umzali oyedwa kuphela, ingane ayikwazi ukunikeza komphakathi evamile ngaphakathi engqamuzaneni emphakathini. Kodwa ezinganeni eziphuma emindenini emikhulu ekukhulisweni efanele ukhule abantu abazimele, ezinzile ngokwengqondo ekwazi kangcono ukusingatha lesi ukuzivumelanisa yisiphi isimo.

Shintsha isimo lokubala ubuningi babantu kuleli uhulumeni ongcono izimisele ngazo zonke izindlela. Ngakho-ke, futhi wathatha izinyathelo zokuqinisekisa ukuthi isibalo sezingane emikhayeni yanda, futhi inhlalakahle imindeni ngokwabo lakhula. Eyodwa yale ndlela kuyinto ngokunembile ukunikeza ungubani ezinkulu umndeni.

Kuyini le dokhumenti, nokuthi saso?

isitifiketi ezinkulu umndeni kuqinisekisa isimo salo zemizimba olusemthethweni. It ingatholakala endaweni yokuhlala, umane ngokuxhumana ehhovisi Social Security. Ngaphezu kwalokho, lokhu abasebenzi umnyango kufanele sinake umndeni njalo, hhayi kanye kuphela. Lokho nesithakazelo ekuphileni engenayo wamalungu ayo, ukuze abanikeze lonkhe lusito labaludzingako, kuhlanganise ukusekelwa ngokwezimali.

Yiqiniso, isimo inike izimali ngoba izinhlobo ezahlukene usizo emindenini nezingane eziningi. Lokhu kusekela yobuntu, nendlela yokukhuthaza, izaphulelo, izaphulelo, ilungiselelo khulula ngezinto ezahlukene, njll Kuyakhiwa nokulima inikezwa wonke izigaba imindeni emikhulu. Futhi konke abazali, bathi, "ephefumula ngenkululeko eyengeziwe."

Yiziphi izingane ngqo kusuka imindeni emikhulu?

• Ukudla kwamahala esikoleni.
• ukuqeqeshwa Mahhala ku School of Arts noma School of Music, isibonelo.
• ukusatshalaliswa Mahhala zokufunda.
• Mahhala esikoleni iyunifomu kanye nezinye izingubo ukulishintsha ku isikhungo esikoleni, kanye nezemidlalo.
• Mahhala noma kwanciphisa nentengo amathikithi ku ekamu iholide noma ehlobo.
• yokwemukelwa Olumangalisayo enkulisa, inkokhelo oyithandayo noma ukungabakhathaleli nhlobo inkokhelo ngenxa yosizo lwakhe.
• Mahhala kadokotela.
• travel Mahhala on izithuthi zomphakathi (ngaphandle amatekisi).
• Mahhala noma kwanciphisa nentengo kuyiwe iminyuziyamu, imibukiso, ama-zoo, amapaki kanye namasiko, njll

Izaphulelo kanye nezinzuzo imindeni emikhulu

Kodwa yeka izinzuzo zingaba nesithakazelo endaweni yokuqala abazali:

• Isaphulelo ubuncane 30% ku Izinsiza: amanzi, Ukushisa, ukukhucululwa, ugesi kanye nokunye.
• Kwemihlambi iziza engadini. Izindawo imikhaya esikhulu kufanele kube ubuncane 0.15 amahektha.
• ngosizo lwezimali ukuze kwakhiwe nokwenziwa ngcono kwezimo izindlu. Kubandakanya ukubolekisa elithambile, izibonelelo kanye isithakazelo ukubolekisa khulula isinxephezeliso izindleko ukwakhiwa nasezintweni zokwakha.
• Banezingane 3 noma ngaphezulu abafuna ukuhlela ipulazi ezabo umlimi noma ongumlimi-based, futhi uthole izwe le njongo. Ngaphezu kwalokho, noma zinikwa kona nge intela nendlela yokukhuthaza, ukuncishiswa iqashwe kanye nosizo lwezimali for nokubuyisela.

Konke lokhu okulotshwe isimemezelo esikhethekile kamongameli, okuhlanganisa izinyathelo ukuze bondle imindeni yabo nezingane eziningi.

Kuphi?

Kanjani futhi kuphi isitifiketi umkhaya omkhulu? Ukuze wenze lokhu, thintana noMnyango Ministry of Social Development emphakathini noma maphakathi Amatebhe, esihlinzeka izinsizakalo zomphakathi.

Yiphathe sedokhumenti kungaba umama (noma uyise) ehlanganisa noma engashadile. Into eyinhloko ukuba kanye Kuvulwe ophilayo izingane ezintathu noma ngaphezulu. Phakathi kwazo, futhi ingane nendodakazi yakhe yokutholwa babezokwazi noma endodaneni le yokutholwa. isitifiketi ezinkulu umndeni esikhishwe umndeni owodwa.

Yini imibhalo ayadingeka?

Izidumbu kuvikeleka kutenhlalo kumele uze iphakethe elandelayo kwemibhalo eziyisisekelo:

• Ikhophi ipasipoti kukamama ezinkulu noma uyise (original, futhi, uzodinga khona).
• Amakhophi ezitifiketi zokuzalwa ukuze ingane ngayinye (uyethula original).
• Ulwazi mayelana nendawo yokuhlala yomkhaya omkhulu (sicabangela ukuthi lezi idatha ungenalo ipasipoti), noma i kula irejista endlini.
• Ikhophi yesitifiketi somshado noma esehlukanisweni (futhi original).
• Ipheya izithombe isicelo ngesimo 3 4 cm.

Kwezinye izimo, kungase kudingeke, futhi amakhophi amadokhumende alandelayo:

• Isitifiketi ubuyise noma isinqumo senkantolo, elaba amandla.
• isinqumo senkantolo mayelana nendawo yokuhlala noma isivumelwano kwasayinwa phakathi kwabazali (uma abahlukanisile) mayelana izingane ezihlala (Child).
• Isitifiketi sokufa omunye wabazali.

Uma wamukela isicelo, isinqumo kufanele senziwe phakathi kwezinsuku ezingu-15. Emva kwalesi sikhathi kukhona nokwenqatshwa noma inikeza amalayisense imindeni emikhulu.

isimo ezinkulu umndeni ingakulahlekela, ngokulandelana, futhi elahlekelwe ilayisensi. Lokhu kwenzeka uma:

• Umndeni akuseyona ezinkulu.
• Enye yezingane ivuliwe yesondlo isimo egcwele.
• Omunye abazali is bancishwa amalungelo akhe noma ithola kubo nomkhawulo.
• Lo mkhaya uthuthela kwenye indawo yokuhlala (kulesi simo isitifiketi kuyodingeka ubuyele egunjini ezahlukene yokuhlala).

Siza kusuka isimo emindenini emikhulu ngokuvamile isici kokunquma kwamaningi. Yingakho eminyakeni yamuva isimo yobuzwe uhlaliseke, kanye nezinguquko ezinkulu isimo umndeni. Uma ngaphambi ukhuluma ngani ngaye kuphela ngokuthi "izithelo ubumpofu", manje banezingane eziningana ohloniphekayo yinhlonipho kwabanye.