Umshwalense Pension kuyadingeka kubo bonke

Lokho kabusha impesheni uhlelo, okuyinto athuthukiswe Russian Federation, kukhona eside futhi kungase kutholakale ngempumelelo kwamanye amazwe asethuthukile. Ezweni lethu namuhla, kakhulu wenziwa ngcono isimo yezibalo. Izinyathelo eziye zathathwa isimo namuhla abakulungele ukuzivumelanisa nesimo imiphumela emihle. Lokhu yikho okwenza yomshuwalense impesheni samanje zonke izakhamuzi zezwe lethu. Ukwandisa inani labantu, kuhambisana ekukhuleni empilweni nasenhlalakahleni nakanjani kuholela yokuthi zokuguga, lapho wonke umuntu kuyodingeka impesheni, bayosinda inani elikhulu labantu. Leli qiniso okwanelisa ngoba inkinga amabhere futhi impahla Ukweseka lokhu uhlobo lwabantu. Futhi ngakho umshwalense impesheni uphakathi izindaba ezibaluleke kakhulu ezidinga ingaxazululwa namuhla.

Namuhla, kunamabandla isimo umshwalense impesheni ayimpoqo kanye umshwalense yangasese lokuchibiyela impesheni. Uhlobo lokuqala impesheni ilawulwa isimo futhi ngokucacile kulawulwa imithetho ekhona. Uhlobo yempesheni variativen yesibili kunalokho, kuncike ezihlukahlukene umehluko wemisindo nemiqondo yamagama, alotshiwe ahlukahlukene izinhlobo izinkontileka, futhi ngakho musa abangele ukuzethemba kakhulu phakathi izakhamuzi. Kodwa ngokuhamba kwesikhathi, ukungazi zomthetho uyanqotshwa umshwalense ezengeziwe futhi kuyoba nabalandeli babo.

umshwalense okugunyaziwe impesheni iyona kungumsebenzi ka Pension Fund we Russian Federation, ibe umthwalo umshwalense. Yamalungu kungenzeka izinhlangano kanye nabantu abavele bazifake umsebenzi izakhamuzi futhi wenze ukuhlolwa ukuhumusha kwabo ku-akhawunti e-isisebenzi sempesheni. Bonke abantu njalo neqhaza ingxenye yomholo wabo yomshuwalense okuyimpoqo kwempesheni, insured futhi banelungelo lokuthola impesheni yomhlalaphansi, okuyinto liqukethe izingxenye ezintathu: eziyisisekelo, umshwalense kanye accumulative. Uma kwakhiwa base okuyingxenye is kusukela isabelomali isimo we Russian Federation, yomshuwalense kanye uxhaso ingxenye usekelwa Pension Fund we Russian Federation.

umshwalense lokuchibiyela impesheni Kwenziwa sempesheni non-state. indlela bayo ufana isipho umshwalense, isakhamuzi kuphela basayina isivumelwano yomshuwalense lokuchibiyela yempesheni ngeke uthumele imali yabo inkampani unelungelo ukutshala kwabo ukuze uthole inzuzo ukuze zihambelane nabo. Lezi zimali kungaba yesikhathi esisodwa, zingenziwa nyangazonke, ngonyangantathu, noma 1 ngonyaka. Ngendlela efanayo, kanye inkokhelo yenziwa, okuyinto esisayinwe inkontileka ne impesheni. Isivumelwano kuyinto yesikhathi eside futhi kungenziwa sinwebiswe engu-99. Namuhla yokutholwa umthetho obukhethekile federal ngokuphathelene izimali zempesheni yangasese, okuyinto eye yavusa umshwalense impesheni ezinkampanini ezinkulu, kodwa futhi ithuba lokuba izakhamuzi abafuna ugcine imali eningi isikhathi sokuguga ukusizakala izinhlelo ezithile. ngesicelo ekukhokhweni umuntu angacela engakayihlanganisi iminyaka engu umhlalaphansi futhi wamukele yonke ngenxa kuye isamba yesikhathi esisodwa.

Kusukela umshwalense impesheni osebenza ku ziqinisekiso lokusho kutsi hulumende kufanele unike umuntu ngamunye abahlala ensimini yayo. Ngakho-ke, kukhona uhlobo lwabantu futhi okuyinto inelungelo impesheni isimo. Lawa federal abasebenzi bakahulumeni, wezempi, abantu, ngoba noma ngabe yisiphi isizathu, abakwazi ukusebenza, omakadebona yiMpi Enkulu Yobuzwe, kanye nezakhamizi abamukele umonakalo empilweni ngenxa izinhlekelele abenziwe abantu noma ukuchayeka ngokuqhubekayo emisebeni.