Umshwalense e Thailand: yini ukukhetha? Zonke izingibe

Uyini umehluko oyisisekelo phakathi abajikelezayo emazweni angaphandle iphakethe ukuvakasha kanye self-inhlangano ukuvakasha? Esimweni sokuqala ithikithi kakade kuhlanganisa umshwalense, kodwa idokhumenti yesibili izivakashi kuyodingeka ukubhalisa ngokwakho. Uma sithola ithuba ukuvakashela efudumele ezinjalo, kodwa ukuze amazwe Russian ezifana Thailand engavamile, isihloko inqubomgomo yokufuna kuyadingeka ukuze khona kusengaphambili. Yini umshwalense ukukhetha uhambo Thailand? Izinketho, lapho ukuthenga, ezahlukene izinkampani izimpendulo ingezansi.

inkampani yomshuwalense Assistens futhi - yini ebaluleke ngaphezu kwalo?

Nge nomqondo inkampani yomshuwalense (inhlangano), eziningi ajwayelekile isikhathi eside. Kodwa kwencazelo Assistens (kusuka Usizo Eng.) Namanje esingavamile ngempela. Empeleni, konke nje okufanayo: Assistens imelela okuthile sehlangano isebenze inkampani yomshuwalense, kungashiwo egatsheni. Lapho ingozi is a division sizodingida izisulu (contact), kufanele ukhokhele ekwelapheni isihambi.

Lapho ekhetha inkampani ethile Kumele bahlole uqine kangakanani uxhumano lenhlangano umzali kanye amayunithi esesikhulume ngazo. Zibhekana kangcono ncamashi labo yezinhlangano ezisebenza e isixha ngalokulingene. Kungaleso sikhathi kuphela lapho singaqiniseka ngokuphepha isevisi elula, ecacile futhi esebenza kahle uma kwenzeka kuphakama isimo umshwalense.

Kwezinye izimo, Assistens unekhono ukwenza izinqumo futhi bathathe isinyathelo ngaphandle iziqinisekiso njalo evela kubaphathi. Ngakho ukusebenza kuphela izinkampani zomshuwalense ambalwa. Nokho, akubona bonke elula ngakho: lenkululeko ezinjalo isinyathelo amayunithi ukusetha umkhawulo kuya $ 1,000, amacala umshwalense ezidinga ebizayo, kufanele ukuba kuvunyelwane ngqo nenkampani umzali.

Esikhathini simo we Assistens engcono kuhlanganisa izigaba ezilandelayo:

• Mondial Usizo.
• Euro-centr (ERV).
• AXA usizo (AXA) nabanye.

Ngaphezu kwalokho, ekuphetheni inkontileka umshwalense kumele kubhekwe ukuthi akuzona zonke esibhedlela ingasebenza ne Assistens ekhethiwe. Inkinga futhi itholakala lokuthi ukuthi lezi zinkinga sisehlela ikakhulukazi emadolobheni amancane, akuyona athandwa kakhulu yizivakashi. Ngaphambi kokukhetha Assistens futhi bangena esivumelwaneni, kufanele uhlole ukutholakala izibhedlela (ngalo kukhona ukubambisana) endaweni oya kuyo.

Labo zezivakashi namanje abangazange yanquma ukuthi yomshuwalense eThailand kuyadingeka, kubalulekile ukwazi umehluko phakathi kwesimo selitulu kanye nokudla phezu Russian. Ngemva amaziyo enemininingwane mibuzo zonke ukungabaza zinyamalale. umshuwalense wezempilo kuhambeke Thailand kudinga impoqo.

Ngingalutholaphi ukuthenga umshwalense: isevisi ye-Inthanethi

Sekuyisikhathi eside Ukuthenga ku-intanethi kwaba yinto evamile. Abantu ukuthenga kuwebhu ezihlukahlukene imikhiqizo: kusuka ekhaya Imishini, electronics kanye ifenisha ekudleni. Iwebhu enkulu wathengisa ngakho konke kuhlanganise umshwalense eThailand, ukuthenga inqubomgomo, Awudingi ngisho ukuhamba ekhaya - nge nje okumbalwa.

Inani izinqubomgomo kumawebhusayithi ezisemthethweni izinkampani nezibali nemikhuba yazo ihluke kakhulu, ngakho-ke kungcono kuqala ubuyekeze zonke izinketho, bese kuphela enze ukukhetha sokugcina. I-wokuvakasha eThailand - isiqinisekiso ukufinyelela ekunakekelweni kwezempilo ezingeni eyanele, uma kunesidingo.

Ngakho, upheqa, khetha futhi uthenge umshuwalense ungaba izinsiza ezilandelayo:

• "Sravni.ru".
• Cherehapa.
• Tripinsurance.

Samuntu sokuqala ifakwe-call centre futhi emgqeni ashisayo, real-time opharetha uktuhi okukhethwa best nokusiza ukuthenga. Ngaphezu kwalokho, lapha emelelwa cishe ehlukahlukene yasakazwa ezahlukene umshwalense. Inhlangano professional obuhambisana zonke izinto ezithinta umshwalense kuze inqubomgomo isandla.

Eyesibili Web site inikeza amakhasimende ongakhetha engemingaki, kodwa has a esibonakalayo elula futhi enembile. Ngaphezu kwalokho, kuyinto ezinsiza ikuyo yonke indawo osekuyisikhathi eside kungase kutholakale Okuhle emazweni amaningi.

Inketho lwesithathu isebenza ngqo omunye Assistens ehola - Mondial Usizo. Oda nokukhokhwa strahvogo inqubomgomo inkampani Kwenziwa ngokusebenzisa World Wide Web, futhi imibhalo etholakala njengoba umkhiqizo osuphelile yikhasimende ngeposi.

Yini izinkampani zomshuwalense babhekwa njengabantu okungcono?

Uhlu izinkampani zomshuwalense iyamangalisa ngempela, ngakho izivakashi ikani isikhathi eside ukucabanga, ukuthi ukukhetha umshwalense eThailand. Ngezansi uhlu izinkampani kanye ezahlukeneyo yabo Assistens. Kuyinto kudingekile kuphela ukwazi ukuthi akuyona inhlangano isambulela nokuhlukanisa xhumanisa ngqo njalo.

ongakhetha eziningana ngokusebenza Ngohlelo (enhloko hhovisi - iyunithi ethize):

1. ERV Izikhangibavakashi (Euro-centr). Lesi sigaba ehola eYurophu, ukuze inkonzo efanele: Euro-centr yaziwa njengenye yezinto ezikahle kakhulu ekwenzeni. Umshwalense eThailand, eklanyelwe kule nhlangano ngisho inikeza izinketho izingozi ezinjalo, efana falling off ibhayisikili noma ubunzima bokukhulelwa. Lesikahle kungaba oda ngokusebenzisa Cherehapa site: ngakho ungagcina isamba esikhulu semali ukuze uthole isethi efanayo amasevisi. By endleleni, le ndlela kungadla eshibhile ngisho kuka umshwalense eThailand "Imvume".
2. Tripinsurance (Mondial). Kulokhu, oda kanye ukuthengwa umshwalense ngokusebenzisa inkampani uqobo Tripinsurance. Le nhlangano has a Assistens amahle, okuyinto eRussia, kute kusebenta, futhi ngaleyo ndlela zinikeza okukhethekile. Inketho kunezinzuzo eziningi: inkampani hhayi kuphela inikeza ukunakekelwa yesikhashana, kodwa futhi ukubhaliswa yaminyaka yonke umshwalense, izindawo ezengeziwe akunakubangelwa oda inqubomgomo ngemva kohambo eThailand. Yiqiniso, inkontileka enjalo kungadla kancane ezibizayo, kodwa umshuwalense wezempilo e-Thailand uzobe elakhelwe ukulingana cishe kunoma iyiphi izingozi kunokwenzeka.
3. VTB (GVA). Lolu khetho yaziwa njengenye kwesabelomali kungenzeka. Nakuba cishe Assistens GVA izivakashi ngokwabo ungakhulumi okuhle kakhulu, kodwa namanje ukuyisebenzisa. Lapho ukuthi udinga qiniseka ukusebenza ngokusebenzisa VTB ngesikhathi kukhethwa kule yunithi ethile, lapha kuyofikwa lemali kunabo impendulo engeyinhle. Umshwalense eThailand ngokusebenzisa kweqembu kungaba okunokwethenjelwa ngempela.

izindleko zomshuwalense

Izindleko kwenqubomgomo kuyahlukahluka, kuye ngezici kukho amandla futhi isevisi amafemu. Kulesi umnotho ongakhetha ngokuvamile kukhona nzima ezibizayo. Umshuwalense uhambo Thailand nayo kubalwa okusekelwe yobudala izivakashi. Ezinye izinkampani setha Coefficient ephakeme izingane, ikakhulukazi labo ezingaphansi kweminyaka engu-iminyaka emithathu, kodwa ugcine kunqubomgomo akudingekile. Ngokwesibonelo, okufanayo "Imvume" nezindaba inqubomgomo ngomntwana kuze ukubaluleka ngonyaka okweqa evamile ezinhlanu. Yingakho okwamanje ukuthi umshwalense akuyona zithandwa kakhulu yizivakashi ezibuka amazwe, ikakhulukazi nezingane.

Futhi kubhekelwe futhi inani lezinsuku wachitha eholidini. Umshuwalense travel eThailand izobandakanya futhi izinketho ezengeziwe ngesimo emidlalweni eyingozi noma ugibele isithuthuthu. By endleleni, sicela uqaphele ukuthi uma kwenzeka khona ingozi ngesikhathi ukulawula ibhayisikili, kodwa isisulu ngalesi sikhathi udzakiwe, izindleko zokwelapha okungashiwo lutho embozwe. Ngokuvamile, abalandeli ukuphumula asebenzayo kungcono ukusebenzisa le ndlela njengoba wokuvakasha eThailand izinhlelo ezengeziwe.

On zamanani isilinganiso phakathi iziphakamiso simiswe ngalendlela lelandzelako:

• izinsuku ezingu-7: ukuphumula Active - ruble 697, ngaphandle kwenkinga - ruble 568;
• izinsuku ezingu-14: imisebenzi yangaphandle - ruble 1394, ngaphandle kwenkinga - ruble 1137;
• izinsuku ezingu-30: imisebenzi yangaphandle - ruble 3967, ngaphandle kwenkinga - ruble 2436.

Ngokusho ecacisiwe umshwalense idatha efinyelela ayizinkulungwane 30 zamaRandi. Izindleko ngomuntu ngamunye kuboniswa.

ezicashile ezibaluleke

Izinkampani eziningi abakwazi ukunikeza umshwalense, uma umngcele yayisivele zihlangene. Yingakho kudingeka ukuba ingazihlupha ukuthengwa inqubomgomo kusengaphambili noma uma wenza ukukhetha "Sengivele ukuhamba" (uma olunikezwa). Ngaphezu kwalokho, lapho ahlala Thailand izinsuku ezingaphezu kuka-30, noma travel njalo kuyoba lula ukukhetha uphawu "inqubomgomo Lonyaka."

Kuyinto efiselekayo ukuthola futhi umshwalense wemithwalo kukho, ngoba izimo zihlukile, ikakhulukazi zezindiza. Ngakho, umshwalense uhambo Thailand ekubukeni imithwalo kungaba wusizo kakhulu. Ngezindleko, ngasendleleni, le nqubomgomo akuyona sihluke kakhulu ejwayelekile.

Qiniseka ukuba acabangele isifiso bangabeki ngenkuthalo, ngokukhethekile, motorbiking. Ukugibela ngaphandle kwelayisensi eThailand elinesijeziso, futhi uma isisulu wayengenamalungelo, futhi usesimweni zokudakwa, inkampani yomshuwalense ngeke ukumboza izindleko zokwelapha.

Ngaphambi kokuba usayine inkontileka nenhlangano, kumelwe ufunde ngokucophelela zonke izinto.

Izinketho ezingeziwe - futhi kunesidingo?

Impela, uma izivakashi - i adherent iholidi onokuthula okuphumuzayo, isevisi ezengeziwe lutho. Kodwa uma ufuna ukuthola zonke imizwa the resort, kungcono khona yokufuna iphasela oluphelele amasevisi engcono ukuvikela isihambi. By the way, izingane sisenjalo namanje kulesi sibalo izindleko umshuwalense ihlelwe kabusha, inezinkulungwane ezingamashumi 30 zamaRandi ukuze 50.

Ngaphezu kwalokho, bonke labo ukuya eholidini eThailand, kubalulekile ukwazi ukuthi isisulu ngaphansi amponjwana ngesikhathi yokulimala noma ezinye ingozi, inkampani yomshuwalense service yezokwelapha ingakhokhwa. Akubalulekile kangako, wayekade esiphuza ubhiya noma isamba umxhwele oludakayo. On yokwemukela esibhedlela lucwaningo ukuhlaziya, imiphumela ebonisa odokotela ukuthi utshwala usegazini isiguli.

Yona kanye umshuwalense wezempilo e-Thailand ngengozi kusho inkokhelo isivele esephindele ezweni lakhe. Ukushonelwa umngane izivakashi izobizwa-100% lemali kwesamba Ukusabalala, kodwa nemivimbo waphuka ngokuvamile ngokulandelana 10-15%. Ngokwabo njengoba izindleko zezokwelapha ngesikhathi Thailand, inqubomgomo ngeke ukumboza.

Yini ngempela kufanele sinake

Kukhona ezinye izici ukuthi akufanele neze kushaywe indiva. Lezi zihlanganisa: Umshwalense-nosuku, yokufuna franchise, inani lezinsuku belay nokunye.

Akubona bonke izinhlangano ukunikeza umshwalense ngosuku wamanje. Uma ugcwalisa oda umgomo nalelo baye babhekana. Inqubomgomo siqala ukusebenza ngosuku olulandelayo. Lokhu ukuhambisa inkampani ukuze bazivikele labo bayathanda ukwenza umshwalense, kakade on uhambo.

Qiniseka ukufunda ngokucophelela uhlu izimo okuzokwenziwa obonwa umshwalense. Lesi sinyathelo kuzovumela umcimbi kwesamba akuyona ukuhlala ngaphandle ukunakekelwa ngezokwelashwa. Ngokwesibonelo, ezinye izinkampani musa ukuthathelwa umshuwalense ngokumelene okweqile elangeni ukudla dermatitis.

Kudingeka nokuba bavumelane Franchise - lemali ekhokhwa yi-izisulu uma kwenzeka kuphakama isimo umshwalense. Score ngaphezu kwalena isamba semali esikhokhiwe yinkampani. Med. Umshwalense eThailand nge franchise kancane eshibhile.

Inani umshuwalense ukuze ingane has yizinkulungwane 50 zamaRandi. Esimeni yokulimala noma ukuwohloka elibukhali impilo yakhe ingane ngokushesha esibhedlela kanye omuhle ubamba ukwelashwa okufanele.

Njalo kudingeka ucacise inani izinsuku ukuwa. Isenzo zomshuwalense kungenziwa bahlola ngonyaka, kodwa khona kuleli zwe avunyelwe ukuba izinsuku 30/60/90. Ngale ndlela, ikakhulukazi abadumile ikhadi lasebhange umshwalense.

Njengomthetho, umshwalense eThailand angathatha isinyathelo ngokushesha ngemva nokuzuza, futhi emva kwesikhathi esithize. isilinganiso esinjalo isetshenziswa yizinkampani lomshuwalense amakhasimende abonakele abathenga inqubomgomo ngokushesha ngemuva kwengozi.

Kungenzeka yini ukuthenga umshwalense kuyo leyo ndawo?

Yiqiniso, ongakhetha for yokufuna umshwalense isivele athe uma efika e-Thailand kungenzeka, kodwa kuyafaneleka ukucabangela ukuthi umshuwalense sesingasebenza kuphela ngosuku lwakhe yesihlanu. Ngakho-ke Kungcono ukuxazulula inkinga nge umshwalense.

Izikhungo zabahamba kakade has a lot of ngokuphazamiseka. On okufanayo osukwini izivakashi kungekho umshuwalense, futhi amanye amasayithi kanye nezinkampani musa ngisho ukubika isikhathi engena amalungelo inqubomgomo, uma u aluthola ngemuva kokuqala ukuthatha uhambo.

Umshwalense ngokuqondile le nhlangano Thai has a lot of umehluko wemisindo nemiqondo yamagama. The main ethile - ngesilinganiso kunakunoma izinkampani Russian. Ngaphezu kwalokho, yokufuna inqubomgomo Thai kunengqondo kuphela uma uhlela ukuhlala kuleli zwe isikhathi esingaphezu konyaka. zomshuwalense uhlelo eThailand ngokuvamile eklanywe ku sinenkonzo yokunakekela iziguli emakhaya kanye inpatient ukwelashwa. Kukhona futhi ukulinganiselwa ngokuya izidakamizwa ukunikezela kanye nokuhlinzeka egumbini elihlukile.

I yokuntula zihlanganisa yokuthi umfutho yalesi sivumelwano kuza ngemuva kwezinsuku ezingu-30 kusukela ngosuku ukusayina. Kuze kube yileso sikhathi, kukhona kuphela umshwalense ingozi.

Okufanele ukwenze uma kwenzeka isimo umshwalense?

Ngaphambi kokuxhumana esibhedlela, udinga ukwazisa inhlangano ngokwayo, ebhaliswe inqubomgomo. Kuze kube yimanje, idokhumenti ecacisiwe izinombolo zocingo eziphuthumayo. Kufanele kube yinto engenzeka ukuthi ukuchaza ngokunembile opharetha kwenzakaleni. Abasebenzi futhi uzokwaziswa esibhedlela esiseduze nawe, ukusebenza enkampanini yomshuwalense.

Ngaphezu kwalokho, ngezinye izikhathi opharetha uzame ukuyekisa iklayenti ukuvakashela udokotela, ngakho ngokuvamile kufanele ubike ukuthi isimo esibucayi, futhi ukulinda kungaholela nemiphumela ebuhlungu kakhulu.

Yokuvakashela udokotela azodinga ipasipoti kanye nenqubomgomo ngaphambilini ezinyathelisiwe.

Isilinganiselwa izibuyekezo umshwalense

Ngaphambi kokwenza ukukhetha, kungcono ukubona izibuyekezo izinkampani zomshuwalense. umshwalense Medical yokuhlawula eThailand Kufanele kukhethwe ikhumbula zonke izici.

Isilinganiselwa simiswe ngalendlela lelandzelako:

• Tripinsurance uyaziqhenya of kwasekuqaleni. izivakashi eziningi unyaka ngamunye ukhethe lokhu inkampani. Mondial Assistens - yomshuwalense best Thailand, mayelana iyunithi Izibuyekezo akhayo kakhulu. isakhiwo Executive inkampani ejensi eziningi izivakashi, izinkinga nge umshwalense kufanelekile ngokushesha ngangokunokwenzeka.
• ERV endaweni yesibili (Assistens - Euro-Centre). Iningi wokubuyekezwa okuvumelekile, asishiya singenakho ukungabaza ka nokwethenjelwa ubuqotho maqondana amaklayenti. Nokho, kukhona imininingwane ehilelekile, njengoba ukubhaliswa esiyisibopho Inqubomgomo kuphela ngenxa ezweni labo lokuhlala. Lokhu umshwalense e-Thailand (Izibuyekezo uqinisekise leli qiniso) kuyinto izindleko kuqhathaniswa high, kodwa ukuzinza inhlangano ukukhetha nqampuna umhlabeleli.
• "Imvume" ivuliwe eyesithathu isilinganiso isikhundla. ERussia, kuba pheze yomshuwalense ethandwa kakhulu e-Thailand, kanye nokubuyekeza ngokuvamile omuhle ukudlula okwababhali nezinye izinhlangano eziningi. Ngo-2016 inkampani wangena esivumelwaneni ngokubambisana neNhlangano Balt Usizo.

Imikhaya eminingi uya eholidini eThailand, ngokuvamile ungene ezivumelwaneni nazo, kanye izinkampani zomshuwalense ezahlukene bona nezingane zabo. Lokhu kungenxa yokuthi ezinye izinhlangano nethuba ushayele udokotela phezu kwendlu, okungaba kuphoqelekile esimweni ukugula kwengane. Ukuze umuntu omdala, njengoba umthetho, ngempela ngaphandle kukho somgomo wokusetshenziswa kwezilimi eziningi.

Amaklayenti echazwe Ezimweni eziningi lapho eseholidini Thailand emkhayeni waphathwa ingane encane. Umama nengane yokuqala uyiswa esibhedlela sendawo, uma isimo somntwana ingakuthuthukisi, umndeni indiza ngovela Bangkok, ukuze ochwepheshe engcono. Akungabazeki ukuthi laba izimpendulo ukwandisa degree of ukuzethemba ikhasimende izinkampani zomshuwalense.

Ezinye izinhlangano ezinkulu khona baneHholo iforamu online lapho olungenziwa ukubuza umbuzo. Abasebenzi izinkampani njalo nokuqapha izinkundla nempendulo imibuzo kusuka amaklayenti abaphumelelako kunye ekhona. Kubandakanya iyatholakala futhi imibiko izimo impikiswano.

Ekuphetheni

Njengoba singabona kusukela imiphumela izilinganiso nokubuyekezwa zezivakashi phezu izinkundla, ongcono kakhulu Thailand umelwe yizinkampani ezimbalwa abalwe ngenhla. Njalo isihambi Ungakhetha izimo eziyoba ukuhlangabezana ngokugcwele nezidingo zayo for izindleko, ukuzilibazisa, nezinye zindlela.

Ngaphambi igijimele le maelstrom zekhanda lakhe, kuyatuseka ukuba sibekele eceleni isikhathi ukutadisha iziphakamiso, ukuqapha ethize embodiments, ukubuyekezwa kanye izinkundla. Kuphela emuva kokucubungula yonke imininingwane ebalulekile futhi acacise ezicashile kudingekile ukuba bafinyelele iziphetho lokugcina mayelana nalokho umshwalense ukuthi uhamba phambili.