"PSB": Izibuyekezo kwabasebenzi, amasevisi, hotline

Ngu wamabhange amasevisi namuhla, manje noma ngokuhamba kwesikhathi wasebenzisa wonke umuntu, kungakhathaliseki ukuthi kwakunjani ayekwenza. Ngosizo lolu hlobo yisikhungo sezinhlangano eziphambili zezezimali izinhlangano ezingokomthetho bangathola ukubolekisa, ukuziphatha ukuthengiselana, wenze ukukhokha ngaphansi izivumelwano wasayina nosonkontileka nokunye. Ngakwelinye ihlangothi, abantu ungakheka ezifakwa esenana isitoreji yabo inzalo yasebhange ezongezelwe ukubolekisa, akhokhe Umbuso izikweletu, ukudluliswa kwemali ukuze abanye abantu noma izinhlangano, ukuthola inkokhelo ngesikhathi labelwe ngokukhethekile kule akhawunti injongo, usebenzisa ikhadi lakho lesikweletu, sebenzisa intanethi, nokunye okuningi.

Kusobala ukuthi ngokubambisana neNhlangano amabhange - kuyingxenye ebalulekile empilweni yanoma yimuphi umuntu, kungakhathaliseki ukuthi isimo umsebenzi wayo ibhizinisi. Ngakho-ke, kubalulekile ukuba simazi kangcono ne ezihlinzekwa esikhungweni wezimali kumakhasimende ayo ukuze ukhethe izimo ezifanele ngawe. Abantu abaningi bathanda ukusebenza "Promsvyazbank" zonke ezinye izindlela. Kungani? Ibhange umise ngokwaso kahle. Kuyini esikhungweni "Promsvyazbank" Imodi? Singakanani isikhathi kuyodingeka ichithe ama ekuvakasheni igatsha isikhungo sezezimali? Kuphi ukuthola ikheli ATM "Promsvyazbank"? Ngutiphi tinsita sikhungo alinikeza yayo kumakhasimende ezinkampani? Futhi abantu ngabanye? Ngingakwazi ukusebenzisa ulwazi lwami akhawunti e PJSC "Promsvyazbank" (zasesiteji) ukukhokhela noma yimaphi amasevisi? Yini edingekayo ukuze ube iklayenti ejensi yokubika? izimpendulo enemininingwane kusikhungo sosizo ukuze zonke lezi futhi abaningi mibuzo neminye ungafunda ngokuqondile kulesi sihloko.

Mayelana ibhange

"Promsvyazbank" lobuya abasebenzi ochwepheshe (kuhlanganise Central Bank of ochwepheshe Russian) wabiza enye izikhungo ebaluleke kakhulu yezezimali Russian Federation. Lesi sikhungo abelokhu esebenza iminyaka engaphezu kwamashumi amabili, futhi phakathi naleso sikhathi-ke uye wakwazi ukwakha idumela njengendlela umlingani onokwethenjelwa.

Yikuphi imigomo kwakha "PSB" abantu ezingokomthetho ezihilelekile ngokubambisana naye ezingasho amakhasimende ezinkampani. Amafa kubhekwe inhlangano yezimali mkhulu kangangokuba izincwadi omhlaba anothile ukwenza kube ohlwini amabhange anamakhulu mahlanu esikhulu kunazo zonke emhlabeni (ngokuvumelana nenqubomgomo - "Ukulingana"). Ake sicabangele ukuthi yini ehilelekile 'Promsvyazbank "eMoscow.

Small Business Services

Leli qembu kuhlanganisa nezinkampani zabo ngenzuzo ingeqi ruble ayizigidi ezingu-360. Lokho kungaba ukunikela amabhizinisi ezifana "Promsvyazbank"? Ukuthembeka nokubambisana buvezwa kangakanani abahilelekile ekuqaleni. Kubhekwe ukusungulwa unikeza izimo emangalisayo esihle ushintsho ukusevisa akhawunti abo namanye amabhange. Ngokwesibonelo, isibalo namasevisi zizonikezwa mahhala. Phakathi kwabo kukhona:

• wamaphepha ukuvula i-akhawunti;
• Ukukhishwa yenkampani credit card;
• kumiswa iphrojekthi iholo ;
• Ikhadi Ukukhishwa eyongamele imiholo bonke abasebenzi;
• ukudala i-imeyili isifanekiso evumela ukuthi osonkontileka ukwazisa ushintsho imininingwane.

Ibhange futhi ukhathalela labo amaklayenti abo abenza lo msebenzi kwezomnotho angaphandle. Ngakho, ngabo kukhona ithuba lokuvula ama-akhawunti ambalwa yasebhange izimali zakwamanye amazwe, ukusetshenziswa mahhala intanethi, ukudluliswa kwemali kwizimali ezinkulu zomhlaba (i-USD futhi EUR) ngosuku imahhala ukukhipha passport zokukhokhelwa ngosuku olufanayo, kanye ukuthola kuthengiselana izaziso kungekho imali nyangazonke. Kukhona ithuba lokuthola amabhonasi nje yokuthi ukuncoma ozakwethu bayo ukusebenzisa ibhange kubhekwe.

Konke lokhu kubikwa ku ukusungulwa "Promsvyazbank" lobuya abasebenzi, edonsa amabhizinisi amancane futhi kubanike ithuba lokuthola service enhle ngaphansi kwezimo ezimvunayo. Lesakhiwo uhlale maqondana amakhasimende ayo.

Amasevisi amabhizinisi naphakathi

Leli qembu kuhlanganisa nezinkampani, ayisiye ruble esingaphansi bhiliyoni 4.5. Omunye amasevisi ethandwa kakhulu is kahle. Yiziphi izinzuzo ngokubambisana neNhlangano yasebhange asebenzelana ngayo kule ndawo?

• akhawunti ukuphathwa Iyatholakala (okungukuthi, ukuncipha eziphawulekayo abasebenzi izindleko);
• nokwanda okuphawulekayo ukusebenza inhlokodolobha inkampani ethile, kanye nokuqinisekisa ukuthi akukho ukuntuleka imali;
• imvume nanini izivumelwano kahle (okungukuthi, yesikhathi eside nokusekelwa ngokwezimali kodwa ibhange igama elicacile);
• kungenzeka okwandisa ezingeni yokuthengisa, kanye ukunwetshwa sibonga zebhizinisi impendulo ngokushesha ngokushintsha izimo emakethe in umongo eqenjini elithile kwezimpahla noma amasevisi;
• ukusekela ngokwezimali ngaphandle kokuba ukunikeza eseduze (okungaba kakhulu ukulondoloza ku izindleko, okuyinto okwakuzodingeka bawuqhube design izibambiso);
• ukuhlinzeka amakhasimende nemigomo yesevisi ekhethekile wokubambisana, ezifaka phakathi ayilibalanga yokukhokha.

Phakathi kwezinye izinto, kungenzeka ukuthola loan ku ngaphansi kwezimo ezimvunayo. Bachazwa njengalabo elandelayo:

• uxhaso Concessional angaqhubeka iminyaka emithathu.
• Usayizi loan ingatholakala engama-ruble ayishumi million ngenhloso yokuba abantu abayizigidi eziyinkulungwane baphila (njengoba lonke inkampani angeke futhi bazishaye isifuba ngokuthi ruble angaphezu kwezigidi eziyizinkulungwane ezine).
• Izinga lenzalo yemali mboleko kuyinto 9.6% amabhizinisi naphakathi begodu 10.6% - amabhizinisi amancane.
• izimo ezikhethekile uboleka esu (ezokuthutha, ezolimo kanye namasevisi ahlobene, ezokuxhumana, ugesi, yokusabalalisa ugesi (kanye kwamanzi kanye negesi), amaphrojekthi zobuchwepheshe, ukwakhiwa, ezokuvakasha zasekhaya, ekukhiqizeni ngamanani amancane).

Amanye amasevisi atholakala ngale ndlela:

• abethimba imali;
• ukubhalisa kwabasebenzi;
• Customs ikhadi;
• yesondlo kude;
• ukuthenga nokudayiswa currency angaphandle;
• Izilawuli lwemali;
• iqoqo;
• ibhizinesi khadi;
• ezifakwa ezahlukene;
• umthengisi yokuzuza;
• Inthanethi yokuzuza;
• kanye nabanye.

Amasevisi ngabanye

La makhasimende Ungase futhi ukujabulela izinzuzo ngokubambisana neNhlangano Bank ibhekwa. Kubo, anhlobonhlobo amasevisi. Ngokwesibonelo, kukhona izinhlobo eziningana imali. Kukhona izinhlobo ezintathu zenzalo: 7.5%, 8.5% kanye nama 9%. Ngamunye wabo has imigomo yayo futhi zako siqu eliyingqayizivele. Phakathi kwezinye izinsiza ezikhona abantu, yilezi ezilandelayo:

• amakhadi esikweletu;
• inombolo intanethi;
• amakhadi kwabasebenzi;
• izinhlelo ibhonasi;
• izinhlelo credit;
• abatshelekayo;
• turbodengi;
• imali electronic;
• credit iholide ;
• nokukhokhwa izikweletu;
• EFT;
• ukudluliswa kweemali komunye ikhadi komunye;
• iseli ngogesi;
• akhawunti asebhange;
• umshwalense;
• amasevisi visa;
• imisebenzi kanye amatshe ayigugu;
• mutual funds;
• amasevisi Depository;
• umshwalense impesheni okuyimpoqo;
• amasevisi Brokerage;
• siqu ephephile amabhokisi idiphozi;
• akhawunti ngabanye (utshalomali).

Abantu bangase bazuze ngokubambisana neNhlangano kubhekwe isikhungo sezezimali. Konke lokhu izinsizakalo ezikhona ukuze wonke amakhasimende. Ibhange ilungele ulungise izidingo kanye nezifiso abalingani futhi bekulungele ukwakha izinhlelo ngamanye abathengi ngabanye. Yingakho amakhasimende ushiye ku nokubambisana "Promsvyazbank" okubuyayo ezinjalo. Hhayi yonke indawo zingase ziqale ukubonakala engakapheli isimo sengqondo friendly futhi enozwela nabantu, njengoba umthetho, musa uphawu izinkontileka yasebhange imali eningi. Kumnandi futhi ikhanga amakhasimende abaningi ukuba ubambisane kubhekwe isikhungo sezezimali. Ingabe kuwufanele kuwe ukuze ujoyine leli qembu labantu? Mhlawumbe Imininingwane okwalandela kuzokusiza ukuba wenze isinqumo unolwazi oluthe xaxa.

Amasevisi Online

Indlela ukutshela nokubuyekezwa ukusungulwa "Promsvyazbank" izinhlangano ezingokomthetho kanye amaklayenti ngabanye kukhona indlela ukude ukufinyelela kunoma iyiphi isevisi ebhange. Ukuze wenze lokhu, nje usebenzise ezifanele i-inthanethi. Phakathi kwabo kukhona lokhu okulandelayo:

• imininingwane Ukubalwa imigomo loan.
• Isicelo "SUPERMAP".
• Isicelo kuvulwa idiphozi.
• "UMI Translation".
• Isicelo sokuba ikhadi yezitolo.
• Isicelo ikhadi lesikweletu.
• Online ukukhethwa ikhadi lesikweletu efanelekayo.
• Isicelo sokubhalisa umthengi credit.
• Ukwenza umsebenzi we-ukudluliswa inthanethi imali ikhadi ekhadini.
• Isicelo ikhadi "zonke okufakayo".
• Isicelo sokubhalisa sokuqasha.
• Isicelo iseluleko abanekhono Brokerage nezinsizakalo.
• Isevisi "Market Lebhizinisi".
• ngokuzikhethela idiphozi Umsizi.
• Isevisi "FotoSchet".
• Ukuqala kokusetshenziswa sokubhalisa ibhizinisi.
• Isicelo Ukukhishwa izinhlangano credit.
• Isicelo sokubhalisa kahle.
• Ukwenza umsebenzi we-akhawunti ku-inthanethi isipele kokuhlola.
• Isicelo ukuthengwa kwempahla.
• Isicelo ukuqaliswa uxhumano yomthengisi olutholayo.
• Isicelo for kumiswa iphrojekthi iholo.
• Isicelo ukuqaliswa uxhumano Internet olutholayo.

Noma yimaphi kula masevisi ukusizakala "Promsvyazbank" izikhungo amaklayenti ngamunye. Abahola impesheni inikeza isimo ukusetshenziswa amakhadi asebhange kanye imali. Lokhu kwenza isikhungo kuthandeke kakhulu kumakhasimende. Ikakhulukazi ehlanganyele ezinjalo "Promsvyazbank" idiphozi zenzalo inikeza ngendlela emangalisayo inzuzo. Lokhu kuqinisekiswa ukubuyekezwa.

Uma kukhona noma iyiphi inkinga nge service ekusungulweni "Promsvyazbank" hotline angasisiza yakho. Befika ke, uyokwazi ukubuza imibuzo.

Umsebenzi ebhange

Yakha ngenxa yokuphishekela umsebenzi kuleli isikhungo akulula. Ukuze wenze lokhu, kumele ube izimfanelo ezithile zomuntu siqu. Futhi ahlukile kwenye nenye iyunithi ngabanye. Somewhere kubalulekile baphikelele futhi enenkani, endaweni ethile - unake enobungane. Nokho, kungakhathaliseki ukuthi uhlamvu yakho, ukuze uphumelele kusho inzuzo lenkampani kufanele ugxile amanani ezinkampani ezilandelayo:

• ZamaKhono. Lokhu akusho nesikhathi esimnandi. Okubaluleke nakakhulu isifiso sokuvelela yakho siqu futhi isifiso sokuba yisithunywa uchwepheshe kweqiniso e emkhakheni othize.
• Ikhasimende focus. ebaluleke ngendlela emangalisayo ukuba uzilungiselele ukusiza amakhasimende lokumba izidingo abalingani. Kungokufanayo kulindeleke abasebenzi iqhaza ngokuhamba ukuxhumana ibhizinisi labo nomunye.
• Ukuvumelana nezimo. Lokhu isigaba lisikisela isidingo sokulungela ukufunda, ukuthuthukisa amakhono entsha futhi izinqubo namfihlo ulwazi olusha.
• Ukuba Nethemba Lokuhle. Ukukholelwa ngokwakho futhi wenzani - ke yilokhu ubanika amandla nomdlandla ithimba lethu ukuba siqhubekele phambili.
• Ukuqamba. Abasebenzi kulindeleke ukuthi ngeke simane nje bakwazi, kodwa silwele ukuthuthukisa izinqubo evamile.
• Gxila Imiphumela. Ikhono ukufeza imiphumela, naphezu kobunzima nezithiyo.

Uma obunezimfanelo esinjalo kumuntu, noma ingabe uzimisele ukusebenza ngokwabo ukuze ukuzethemba kwabo, ungazama babe yingxenye yeqembu nokubika ebhange.

Ukuthola imibono yabasebenzi

Abaningi banesithakazelo umbono kusuka ngaphakathi. Yiziphi Imiholo "PSB"? Usebenza kanjani kuleli isikhungo? Kuyini ethakazelisayo emisebenzini yesikhungo "Promsvyazbank" abasebenzi Izibuyekezo zingatholakala ikakhulukazi omuhle. Kakhulu adunyiswe umkhathi sengqondo ngaphakathi eqenjini. Yiqiniso, kuxhomeke kakhulu ezinyathelweni ncamashi abayoba umphathi wakho oqondile. Abaningi umsebenzi "Promsvyazbank" idonse khona nosizo lomphakathi, kanye ngihola kahle uzinze. Abasebenzi ngokuqinile nibambe besezihlalweni zabo. Phakathi kwezinye izinto, akhokhe isizumbulu womama. Ezinye izici ezifana izenzakalo njalo wezamabhizinisi siyekele eziningi ezijabulisayo. Abanye bayaliqonda iqiniso lokuthi bonke abasebenzi baqeqeshiwe njalo, futhi wonke umuntu unethuba avuke ngokusebenzisa kwababusi, inqobo nje uma intando ukwenza imizamo edingekayo ukuze lokhu.

impendulo

Nganoma yisiphi isikhathi ungaxhumana ngocingo "Promsvyazbank" isikhungo hotline. Inombolo yocingo kungatholakala kwi website esemthethweni. Imigqa zihlukile for ngabanye kanye namabhizinisi. Ngakho, uma iklayenti yangasese, ngakho ungakwazi zisebenza "PSB": Inombolo yocingo - 8 800 333 03 03. Abasebenzi nsiza kuzodlondlobalisa aphendule yonke imibuzo yakho. Ukuze izinhlangano ezingokomthetho, abafuna zisebenza "PSB", hotline kwabelwe eceleni: 8 800 333 25 50. Ungahlala ku website yenkampani esemthethweni ukushiya impendulo noma ugcwalise "Mystery Shopper".

Ukuhlolwa izinga

Njengoba kwabikwa ku ukusungulwa "Promsvyazbank" lobuya abasebenzi, isikhungo njalo uqaphe ngekhwalithi yemisebenzi enikelwa kumakhasimende ayo. Ngakho, noma ubani angaba zama wena njengomphathi "imfihlakalo Shopper" ngesikhathi zokuvakashelwa ebhange noma ucingo ukwesekwa. Lokhu kusiza ukuba siqhubeke sithuthukisa izinga amasevisi anikezwa. iklayenti ngamunye angashiya umbiko mayelana nokuvakashela yasebhange noma inkulumo mayelana nendlela nezinduna zakhe baziphathe esimweni okungajwayelekile. Kukhona ithuba ubatshela ngesimo sazo kusukela ukusetshenziswa noma yimuphi umkhiqizo yasebhange noma ukunikeza imibono yakho kulokhu ke zingathuthukiswa njani.

Ukusungulwa zomphakathi yakha yabo amazinga okusebenza ukuze amaklayenti ubani ongafunda wonke umuntu. Ngakho, uma uvakashela noma igatsha ebhange, isibonelo, "PSB" Petersburg, kule minyaka engu-imizuzu emithathu uyoba inkulumo namalungu abasebenzi. Yezefundo uncamela yenze imizamo emikhulu ukuze ukuvikela idumela lakhe futhi lokhu ivelele kusukela mncintiswano.

isiphetho

Ngakho, lokho kuyinto "Promsvyazbank"? Lokhu isikhungo sezezimali, okuyinto ingenye ezivelele kakhulu eziyishumi phakathi amabhange ezisebenza endaweni WaseRussia. Kule minyaka edlule, umsebenzi ngokwethembeka futhi eqotho kulesi sikhungo uye wazakhela idumela elihle kakhulu phakathi nabalingani bayo kanye izinkontileka. Kodwa umbono izinhlangano ngaphandle amakhasimende ebhange enjalo isho lukhulu ngesimo linokwethenjelwa.

It inikeza "Promsvyazbank" izinhlangano ezingokomthetho kanye amaklayenti ezizimele eziningi ezihlukahlukene kumasevisi ahlukene. Kungakhathaliseki ngasiphi isizathu olivakashelayo ehhovisi, abasebenzi bakhe kuzosiza baxazulule inkinga yakho ngaphandle abalulekile isikhathi izindleko. Ngempela, maqondana nokuhlinzekwa kwemisebenzi zezimali ngabo, akukho okwahlula. Noma yiliphi ikhasimende ingathola ezimvunayo emalini ebolekwe, akhawunti asebhange ovulekile, zisebenzisa amasevisi ebhenki Inthanethi. Awudingi ukuba sizame kakhulu noma ukuchitha isikhathi esiningi.

Phakathi kwezinye izinto, kulula ukwenza izinkokhelo on loans PJSC "Promsvyazbank". izikhungo Imprint ayatholakala ngokukhululekile. Bona ingatholakala kwi-website esemthethweni ebhange. Others isheduli elula ukusebenza ezikhungweni "Promsvyazbank". Imodi yokusebenza simiswe ngalendlela lelandzelako: sikhungo usebenza ngezinsuku zeviki kusukela ayisishiyagalolunye ekuseni kuze eziyisikhombisa ebusuku. Ngakho, ngisho amakhasimende esimatasa uzokwazi dweba aphume isikhashana uvakashele yasebhange futhi uxazulule zonke izinto ezibakhathazayo. Futhi esizeni esemthethweni ungathola ATM amakheli "PSB". Okungenani ezinye zazo kumele itholakale lapho ukuthi isiphi isikhathi esikahle ukuzisebenzisa. Sinalokhu kwaziswa ungakwazi ukuhlela uhambo lwakho ngendlela engcono. Konke lokhu ngendlela ekhethekile edonsela abantu abaningi ukuba babe bezikhungo "Promsvyazbank" kanye namakhasimende zamanje kuholela ukuba ayeke ukubambisana kwazo naye. Akukhona yini lokhu izincomo engcono esiqephuzayo ngempela?

Naka kakhulu kukhethwa isikhungo sezezimali ngawo uhlela ukuqala nokubambisana. Thatha isikhathi sokuyobona lonke ulwazi mayelana nakho, okuyinto etholakala ngokukhululekile. Hhayi ukunganakwa futhi Izibuyekezo ikhasimende mayelana ebhange. Phakathi kwezinye izinto, thatha enkingeni ukuthola ukuthi hlobo luni idumela sikhungo wathola phakathi osonkontileka yayo.

Ngokuvamile, wesithunywa lenkampani emakethe izitatimende obucacile ngaphezulu Bayokhuluma lokho ngempela ifilosofi ibhange maqondana nokwelashwa kwayo amakhasimende, kanye nobuqotho kwemisebenzi yayo. Kodwa ngisho nangemva ujwayelene konke lokhu kwaziswa, futhi lokho okufundile, usuwanelisekile, hhayi lazy kakhulu ukuba sihlole ngokucophelela izimo izinkontileka ukuthi ungena ngemvume. Lokhu kuzokwenza ukuvikela wena imali yakho kusuka kunoma iyiphi lezimanga ezingezinhle. Qaphela futhi baqaphe. Futhi kulokhu okuhlangenwe nakho nathi nge ebhange akhethiwe uzokofonela ukuzihlanganisa omuhle kakhulu kuphela. Yenza okukhethayo ngendlela ukuze singathwesi uzisole ngemva kokuba!