Kushiwo ngamuphi umqondo ukuthi ukubala izindleko yomshuwalense sikebhe? wokubala inthanethi

Inqubomgomo motor yokuzithandela sikebhe kungaba isivikelo ekuvimbeleni ukulahlekelwa ukwaziswa uma kwenzeka ingozi, ominzayo, umlilo noma ukweba imoto. izindleko inqubomgomo kuxhomeke ezicini eziningana, futhi umshwalense kulokhu sehlukaniswe oluphelele olungeke lube umonakalo lapho embozwe kuphela, bese uqedela lapho umnikazi imoto ibuyisela isamba ukulahlekelwa uma ukweba noma ukulimala. Izidingo Eziyisisekelo for pholisi at Hull zibangelwa imithetho inkampani ethile yomshuwalense, futhi ezihlobene nakho ukushayela, amanani, inani elikhulu lokwebiwa kwalezi imoto umkhiqizo othize.

Khetha umshwalense kungaba ngokuzimela noma usebenzisa amasevisi broker, benaka nalezi zidingo ezilandelayo. Ngokwesibonelo, inkampani kumele babe ilayisensi yokuqhuba imisebenzi umshwalense, ukwenza izinkokhelo ngokugcwele futhi ngesikhathi esifanele, Ziningi okubuyayo isipiliyoni walawo masevisi anikela Inqubomgomo design ngesikhathi izimo elikhulu. Kunoma ikuphi, umshuwalense auto iqala ekutholeni izindleko esiqondile imoto ke kubalwa inani umnikelo, bese ezenziwa abulawe ngqo inqubomgomo ngokwawo. Ngaphambi kokwenza inkontileka kufanele ufunde ngokucophelela imigomo, ezingalotshwanga ezichazwe umshwalense kanye yomshuwalense.

inqubomgomo Ukuthola CASCO - akusiyo umsebenzi elula edinga indlela efanele. ke Kuyancomeka ukusebenzisa pre-CASCO wokubala inthanethi ebonisa ukuthi amanani cishe inqubomgomo. Izindleko umshuwalense okuhlobene uhlobo uhlobo imoto, unyaka imishini ukukhiqizwa, umshayeli ongumakad 'ebona. Ngokwesibonelo, uma umshayeli iminyaka engu-20, isipiliyoni sakhe ukushayela eminyakeni engaphansi kwemibili, nemoto oVikelwe liphakathi njalo ezebiwe kunazo imoto umshwalense CASCO izobiza esiyindilinga isamba.

Sha imoto entsha ngokuvamile kungenziwa oVikelwe at isaphulelo, ukusizakala izenyuso kanye nezinhlelo automakers futhi salon. Ukuze izimoto ezifana izindleko inqubomgomo kungase azisizi 5-6% yentengo umshini. Ngokuvamile, izindleko CASCO kuyinto 6-12% we intengo "yensimbi ihhashi", futhi esimweni yomshuwalense auto nge isondo kwesokudla futhi ukuphila inkonzo ehloniphekile zingakhula yona 15-17% noma ngaphezulu. Kufanele kukhunjulwe ukuthi izimoto yasekhaya futhi izimoto angaphandle akhishwe engaphezu kweyishumi edlule, bekuyoba nzima ukuthola CASCO umshwalense (wokubala inthanethi), ngoba le sevisi inikeza kuphela inani elilinganiselwe izinkampani zomshuwalense.

Calculator okuzenzakalelayo elise emasayithini izinkampani zomshuwalense, buyindlela ephumelelayo sokunquma intengo inqubomgomo akuyona, njengoba ngesikhathi nokubala, uzicabangela kuphela idatha eziyisisekelo. Ngakho-ke, ukubala kwangaphambilini udinga ucingo ne inkampani yomshuwalense kanye ukuthola kungakhathaliseki ukuthi inake ngesikhathi yomshuwalense auto elandelayo umehluko wemisindo nemiqondo yamagama:

• Isibalo bashayeli abangafuni ukuthobela ungeniswe ukuphathwa imishini;
• Ukushayela isipiliyoni umuntu ithatha umshwalense;
• Izindleko umshini uqobo futhi ukulahlekelwa yomshuwalense kwalesi imodeli;
• Garage isitoreji imoto futhi ukusatshalaliswa satellite mkhosi.

Ngokusekelwe izimpendulo abashayeli inkampani yomshuwalense sika omele nethuba sihlaziye inzuzo ukuthenga inqubomgomo. Ngokwesibonelo, uma pholisi unohleloxhumano ukushayela isipiliyoni, ukushayela imoto yakho ngokwakho, ukugcina imoto yakho ku lot yokupaka noma igalaji, izimo yomshuwalense auto kungaba yinzuzo kakhulu kuye. Nokho, noma kunjalo, udinga kuqala uzijwayeze ukubala esiqondile izindleko inqubomgomo yomshuwalense sikebhe, futhi ngokucophelela sihlole inkontileka umshwalense, futhi kuphela bese sifika eziphethweni ezithile futhi athathe umshwalense.