Kanjani ukuze uthole mortgage ku Savings Bank hhayi ezokuzwisisa

emakubo namuhla - akunankinga. Njengoba sekunama- mortgage loans ukuthengwa square metres usuyafezeka. Uma namanje uyazibuza kanjani ukuthola a mortgage ku Savings Bank, impendulo ilula. Kuyinto kudingekile kuphela ukuze ukhethe uhlelo futhi iqoqe imibhalo. Futhi manje konke lokhu kabanzi.

Ukukhetha ebhange

Uma zonke izinketho oyikhethile Sberbank eRussia, ufuna ukuthatha mortgage Kulapha-ke ungumuntu omuhle kakhulu. Savings Bank inikeza ezihlukahlukene izinhlelo isikweleti esinjalo ne nezimo zenzalo futhi elanele izimo khulula. Awu nokuthi wathatha mortgage ku Savings Bank, uzothola izinzuzo ezinkulu lonke ukubolekisa kanye imali. Ukuze ukhokhele ingxenye ethile mortgage, ungathola leli nani ngesimo enye imalimboleko, axube yona a mortgage futhi uthenge cottage, isibonelo. Ngakho, isinqumo senziwa. Siqala ukuthola indlela uthole mortgage ku Savings Bank.

izinhlelo Eyisisekelo kanye ekhethekile

Isikhathi esining impela, ukuze ukhethe uhlelo udinga kuphela ukuba avele kunoma yiliphi ihhovisi le-yasebhange umuntu athi: ". Ngifuna ukuthatha mortgage ku Savings Bank" Abasebenzi ngokushesha ukukunikeza ezimbalwa ongakhetha ekhona. izinhlelo abolekise Base ukuba uthenge njengoba izindlu ngomumo eyenziwe, noma kuyakhiwa. Zenzalo lapha kuyoya ngokuthi uhola malini futhi isamba semalimboleko, kanye nenani yokukhokha phansi. Ungakwazi ngisho athathe isikweletu ukwakha indlu. Kuzo zonke lezi zimo, isihluthulelo lokhu kuyoba yokuhlala kakhulu ingcebo. Nokho, zikhona izinhlelo ezikhethekile ezifana abatshelekayo lempi noma indlu plus dolobha womama. Lapho nzalo ephansi kakhulu, kodwa hhayi bonke bangalingana ngaphansi kwezimo okuhlongozwayo kulezi zinhlelo.

izindlu ezikahle

Uma umbuzo kanjani ukuze uthole mortgage ku Savings Bank, hhayi uyakuhlupha kangaka, ungakwazi ulinde ukukhuthazwa ekhethekile, okuyinto yayivame ukuqhutshelwa ebhange. Ngokwesibonelo, kukhona amasheya izindlu ezintsha. Amaphesenti akukho kuka 12, ngaphansi kokunikezwa isikweletu iminyaka engaphezu kuka-12, umnikelo ubuncane kokuqala ngeke azisizi amaphesenti angu-12 kuphela. Lokhu nje egcinwe, futhi sipho ngempela ezisizayo. Liphinde wayevame ukwabelana imikhaya abasha. Ngokuvamile kukhona umkhawulo yobudala abashadayo, futhi izinga liphansi kakhulu - 10.5%. Kodwa esiphezulu loan eside uneminyaka engu-30. Umnikelo kokuqala lincane kakhulu - kuba 10%.

amasu ajwayelekile

Nanka amanye amathiphu jikelele sendlela uthole mortgage ku Savings Bank. Ukuze uqalise, khetha thina, ungakwazi ukubala ngisho izinkokhelo zenyanga ku wokubala okungukuthi kuwebhusayithi yebhange. Khona-ke babonisane imenenja. Kufanele kwenziwe umuntu kunokuba ngocingo. Okulandelayo, cela ilungu labasebenzi ngawe ukhethe best, ikhumbula zonke izinto. Ake sithi ngaphambi uzobe iziphakamiso ezimbalwa lapho ungase ukwazi khona ukukhetha. Misa ku inkokhelo nokwenzeka ngenyanga, ngisho noma isikhathi loan lizophakama kakhulu. Njengoba for imibhalo, yonke into ilula. Uma uthola iholo ikhadi lasebhange, wena ngeke nje kube passport ngokwanele ukusebenzisa. Kungenjalo-ke kuyadingeka ukuqinisekisa isitifiketi yabo engenayo emnyangweni ezimali.