Kanjani ukubuyela 13 per cent ukuthengwa ifulethi?

Ukuthenga noma iyiphi impahla, okufaka zokuhlala, sihilela eqolo. Umnikazi ungabuyisa 13% yezindleko izindlu. Leli lungelo kulawulwa umthetho wentela zamanje. Lokhu kungenzeka ingakwazi zonke izakhamuzi.

Ngaphansi kwaziphi izimo ukubuyisa imali amaphesenti angu-13 ukuthengwa ifulethi?

Ukubuya intela ebanjwayo kusukela ukuthengwa ifulethi ingatholakala yinoma yimuphi izakhamuzi zezwe lethu kanye. Ilungelo leli kuvikelwe sihloko 220 Tax Code. Kodwa kumelwe sikhumbule lezimo eziningana.

Umkhawulo kungenzeka inani, okuyinto ungalulama 13 per cent ukuthengwa indlu kuyinto ruble 2 million. Lokhu kungenzeka kuphela ukuthola emuva esiphezulu 260.000. Lokhu kungenziwa ngendlela esiyiminyaka emithathu kusukela osukwini othenge efulethini.

Phakathi nenkathi kulethwa isicelo indawo intela igunya umnikazi kumele abe umsebenzi ohlelekile. Kubalulekile ukuthi emholweni wakhe benziwa yonke iminikelo kunesidingo. Inani le imali yentela incike ubukhulu engenayo olusemthethweni.

Akaqashiwe noma ngokwethukela baqashwe akanalo ilungelo imali 13%. Bancishwa amalungelo sabathola impesheni ku ikhefu lokuyobeletha. Kodwa uma umnikazi eqashwe phakathi kwalokhu nenkathi yeminyaka emithathu ngokusemthethweni kusukela ngosuku kuthengiselana, ukubuya 13 per cent ukuthengwa ifulethi kungenzeka.

Inkontileka ukudayisa impahla kufanele zibhaliswe ngokusebenzisa Rosreestr. Kufanele ube isitifiketi kusukela Chamber of Ukubhaliswa impahla.

imibhalo edingekayo

Ukuze ukhiqize ukubuya 13 per cent ukuthengwa zokuhlala, ehhovisi lentela udinga ukunikeza:

• umnikazi we-ipasipoti;
• inkontileka ukuthenga indlu;
• ubufakazi bobunikazi ;
• amaphepha nokubonisa yokukhokha (amasheke, izitatimende, namarisidi);
• ulwazi 2NDFL ifomu kumqashi;
• 3NDFL agcwalisiwe isimemezelo;
• sokubuyiselwa imali yentela engenayo;
• inombolo yakhe yasebhange ngenxa accrual kwezimali.

Ngaphezu okwangempela yale mibhalo kungadingeka, futhi amakhophi awo. Ezicashile kokuqeda isimemezelo kungenziwa ebalulwe ehhovisi lentela.

Lapho ukuthatha amaphepha entela?

Ukulethwa isicelo kumele senziwe kwenkathi ethile. Ngokuvamile, ukubuya sigcwalisiwe ngaphambi kuka-April 1 wonyaka olandelayo zokuthenga. Nokho, umthetho ikuvumela ukuba sikwenze iminyaka emithathu.

Kanjani ukubuyela intela lapho uthenga ifulethi ku credit izindlu?

Uma umhlabathi lutholwa ngokusebenzisa mortgage loans, intela yemali engenayo , futhi, lungabuyiselwa. Kulokhu, inqubo kuyafana lapho uthenga ngaphandle credit. Kodwa imibhalo ehlukene.

UMnyango Federal Tax Service udinga ukuthi unikezele ngenkontileka nebhange loan ekhaya. Iqukethe imininingwane yokuxhumana izimo umthengi, credit. Ibhange Futhi uzodinga ukuthatha isitifiketi inzalo ekhokhiwe kanye ubufakazi bokukhokha. Ngo 3NDFL kubonisa ukuthi umnikazi uzimisele ukubuyela 13% imali ku ngemali yokwakha.

Ukubuyiselwa kwemali yentela ukudayisa ezindlini

Ukuze uthenga izindlu ezintsha ngempela, abantu babhekana yokuthi udinga ukuthengisa izindlu ezindala. Kukhona futhi ezinye umehluko wemisindo nemiqondo yamagama.

Uma efulethini is owned by iminyaka engaphezu kwengu-3, intela engenayo on ukudayiswa lizokhokhiswa.

Uma impahla is owned by eminyakeni engaphansi kwengu-3, bese umdayisi ilahlekelwa 13%. Kodwa ukulahleka elikhulu kungagwenywa ngezindlela ezintathu:

• ukuthengisa indlu ngaleso silinganiso esifanayo, okuyiwona wona yathengwa;
• akhokhe 13% yazo zonke lezi zindleko, nge esigidini ngeke kuncike le ntela;
• ukuthengisa indlu futhi uthenge esisha, okungukuthi, sebenzisa balwisana.

Ku-ingcebo umkhuba, zikhona izimo lapho inzuzo yangempela impahla kokubikwa kakhulu kubanikazi odlule sezikhululwa intela. izenzo ezinjalo emthethweni, kodwa iphuzu lomthetho umbono, konke kwenziwa kwesokudla.

Yini enye engingabuye kubalulekile ukwazi?

Ngokuvamile, ukuqoqwa zonke amaphepha adingekayo esuka ehhovisi lentela abanalo isizathu ukwenqaba ukubuyisela amaphesenti angu-13 ukuthengwa indlu. Ukuphika kungenzeka uma impahla u aluthola ku inkampani noma imali isabelomali wombuso noma wendawo. Futhi, uma kwezihlobo zokuthenga zokuhlala, ukubuya 13 per cent akunakwenzeka.

Esinye nesinye isakhamuzi ungathola imali ebanjwayo kanye kuphela empilweni. Kubalulekile kakhulu ukuba acabangele, kuleso sakhiwo esisodwa ikhishwe. Ngakho, uma umnikazi eyilungu lomkhaya ke lezi zinsalela ziyavezwa ukuthi ubuyiselwe kuye kuphela. Uma ngaphezulu, nokudoswa zizokwenziwa ngokulingana ubunikazi. Kulokhu, ilungelo ukuze ufake amaphepha entela futhi ulahlekelwe bonke abanikazi.

Okusanda zamisa umthetho owawuthi ukubuya kungenzeka nge-2 million, ngisho noma lapho ukuthenga ezinye ingcebo.

Lapho ukuthenga umuzi kumele kube ngokushesha ngangokunokwenzeka ukuze ukukubeka kucace emnyangweni indawo ye-Federal Tax Service. Ngingayithola kanjani alulame 13 per cent ukuthengwa ifulethi? Kwenze lilula. Ukuze wenze lokhu, kudingeka kudlule imibhalo edingekayo ukuze uMnyango Federal Tax Service. Kubalulekile nokukhumbula ukuthi kubuye imali yentela senziwa kulingana kumnikazi esohlwini intela pay imali. inqubo imali kuthathe iminyaka eminingana ukuba abuyisele lonke inani ngenxa. Inani eliphelele lapho ongacela isakhamuzi nge ukubuyiselwa kwentela engenayo, kuyinto ruble 260 000.