"Isikhwama semali" (yokukhokhelana), imiyalelo, ukubuyekezwa

emakethe wenkokhelo ningemi, ishintsha njalo ngenxa ukwengeza izinsiza ezintsha. Ezinye zazo kungenzeka ukunikeza izixazululo wamavukelambuso, lula kakhulu ukuphila nje lenqwaba abantu, kuyilapho abanye enze kube nokwenzeka ukuba usebenzise amazinga aphansi, kanti abanye ngesilinganiso evumayo of exchange rate ngaphakathi inkonzo, kanjalo ukufunwa amasevisi ezandayo. Ngandlela-thile, futhi ngayinye ezisekelweni, ezisebenza kule niche, abe nokuthile kokukunikela kumakhasimende ayo.

I Kungashiwo okufanayo mayelana Ukrainian isevisi "Isikhwama semali" (yokukhokhelana). Lokhu kuyinto platform okuphelele ukukhokhwa izikweletu, ama-akhawunti e izinhlelo ezahlukene, ukusebenzisana phakathi amakhasimende kanye izitolo inthanethi kanye nezinye izindawo service. Iqiniso lokuthi sevisi lokhu, lokho ngebuhle nebubi uye, sichaza kulesi sihloko.

Uhlolojikelele

Kumele siqale nge kokwethula inkampani "esikhwameni", elaqala umsebenzi wayo Kyïv ngo-2002. Ekuqaleni isevisi eyingoduso ngaphezu akhawunti e-izinhlelo ezihlukahlukene lokukhokha, electronic exchange nokudluliselwa okulula izimali. Esikhathini esizayo, isevisi "usezuze" nabaningi amakhasimende avamile, esangenza ukufinyelela ezingeni elisha lonke.

Namuhla, "Isikhwama semali" (yokukhokhelana) - umkhiqizo ngokugcwele zezimali enikeze izithakazelo ezinkulungwane amakhasimende. Inkampani muva nje usungule umkhankaso asebenzayo ngokubheja izikhangiso zabo izimoto Kiev ongaphansi komhlaba.

Ngokubambisana amabhange

Izikhungo, ngokusho ulwazi kwi website esemthethweni, kuyinto ukuxhumana esebenzayo nge ezikhungweni ezahlukene yasebhange ngokunikeza uxhaxha amasevisi. Ikakhulu, amathuluzi asetshenziswayo zihlanganisa ukulethwa obufana electronic kumakhasimende ekwenzeni izinkokhelo nge-Internet, ukuze bakhuthazwe ukuba ababambe iqhaza ohlelweni sokukhishwa amakhadi asebhange nokunye. Njengoba kuboniswe ngqo ku website yenkampani, umlingani amabhange ohlelweni yilezi: "Privatbank", "Oschadbank", "Raiffeisen Bank Aval", "Alfa-Bank", UniCredit Bank kanye nezinye izinhlaka.

izitolo Online

Njengoba ingatholakala kwi-website yenkampani, Esinye futhi isici lapho uhlanganyela "Isikhwama semali" (yokukhokhelana), kuba service ezitolo inthanethi. Ikakhulukazi, uhlelo ukulungele ukunikeza amathuluzi ngokwenza izinkokhelo phakathi kwekhasimende kanye nomdayisi, ukuqinisekisa ukuxhumana okuthembekile, okusekelwe ubuchwepheshe okusezingeni eliphezulu ngezitifiketi okuhambisanayo. bona zonke ukuhlangabezana nezidingo eliphakeme ukuphepha kunethiwekhi, njengoba kufakazelwa imibhalo. Okuningi ujwayelene izinto ngale ndaba ungazifunda bese ukubuka ulwazi kusayithi inkonzo.

bathola izinkokhelo

Ngaphezu izitolo, ukusebenzisa amathuluzi lifake izimali ku-akhawunti kungaba iyiphi inhlangano engokomthetho. Kuyinto ngokwanele ukuxhuma kwi-izixazululo ukuthi inkampani uye wazakhela "esikhwameni" (yokukhokhelana). Lezi zihlanganisa: ukukhokha ngokuzenzekelayo, isevisi yokukhokha nge ikhadi noma isevisi iselula besebenzisa uhlelo lokukhokhisa, nokunye. Konke lokhu kwenza kube ukudlulisela izimali ngaphandle ikhomishana, indlela elula, kodwa ngesikhathi esifanayo kuleli ukhululekile kakhulu ifomu umthengi (ikhasimende). Ngenxa yalokhu, singase sithi: "Isikhwama semali" (yokukhokhelana) unguphathina esinokwethenjelwa yiliphi ibhizinisi.

yamanani

Ukuba yizinhlobonhlobo inkampani, okuyinto thina ukuchaza, ukuthi banganikeza izimo ezikahle kokubili amabhange kanye nezinkampani nabantu ngqo basebenzise amasevisi ayo. Ungaqinisekisa lokhu ngokwakho ngokuhlaziya ulwazi esiseHholo indawo service. Ikakhulukazi, sinesithakazelo kule thebhu umongo "Izimali", elichaza Commission "esikhwameni", icala ngoba okwenziwayo ngamunye.

Futhi kakhulu ukumane ezakhiwe: yokukhokha ngayinye kusukela iklayenti esuswa 0 kuya amaphesenti 2 (kuncike hlobo lomsebenzi). I ukubheja ubuncane ilingana 1 hryvnia. Nokho, ekhasini izimo njengoba kukhona omunye inothi empikiswaneni wemisebenzi. Kubonisa ukuthi isevisi "esikhwameni" translation komunye ikhadi ukhokhiswe kuzimo ngabanye. Ikakhulu, 1% semali engena plus 5 hryvnia.

On imigomo ekhethekile nezinye ukuthengiselana eyenziwa. Ngokwesibonelo, nokukhokhwa imininingwane ngokungenasizathu aphethwe iklayenti, oyokwenziwa ngesikhathi iKhomishana lemali amaphesenti 2 plus 4 hryvnia ka. Esinye isigaba - isabelomali izinkokhelo ikhomishana 2% (okungenani 8 hryvnia).

imali

Banikezwe indlela ehlelekile e ukuhlinzekwa kwemisebenzi ehlukahlukene, "Isikhwama semali" inkampani, okuyinto ukubuyekezwa esikubonisa ukuchaza kancane okwengeziwe, ukusebenzela subscription Imali ezongezelwe umsebenzisi ngamunye ngenyanga. Njengoba kushiwo website esemthethweni isevisi, kuba 9.90 hryvnia ngenyanga. Ngenxa yalesi lemali iklayenti ithola, okokuqala, iphesenti kangcono ikhomishana kunaleyo efakwe kwezinye izinhlelo lokukhokha, kanti okwesibili, unikezwa ukufinyelela ukusebenza elula, kwenze umsebenzi owengeziwe ukuhlela izindleko zawo ukunikeza wonke ama-akhawunti okumele uthumele imali. I izifanekiso okuzenzakalelayo ukuthumela kwezimali esikhathini esizayo, ungakwazi ukwengeza, njengoba kuboniswe kuwebhusayithi "esikhwameni", translation komunye ikhadi komunye.

isevisi

Kuyini ngakho okuhle kulesi simiso ukuthi ukusetshenziswa kwalo ngokuphathelene nalokho ababhalisile uzimisele ukwenza imali nyanga zonke? Eyokuqala yokufinyelela. abaphathi isisetshenziswa baye benza imizamo ukuze senze amasevisi zayo njalo atholakale bonke abasebenzisi. Okokuqala, isivumelwano ne izinkampani-abahlinzeki amasevisi, owawuthi ikhasimende ungasebenzisa indawo Portmone.com ngisho noma akanalo mali kuma-akhawunti siqu. Lokhu kuwusizo, isibonelo, uma ufuna ukuvuselela i-akhawunti yakho ukuze uphinde uthole ukufinyelela ku-intanethi.

Okwesibili, uma ubhalisele inkonzo "Wallet" akhawunti, uyokwazi ukujabulela amathuluzi ahlukahlukene elula kulezi noma ezinye izinjongo. Ngokwesibonelo, labo zihlanganisa izinkokhelo ngokushesha (nje ugcwalise imininingwane umthumeli kanye umamukeli ekhadini bese uchofoza inkinobho ukuze uthumele imali).

Ngokuvamile, singasho ukuthi kusuka elula ajwayelekile kithi zonke iphrojekthi abalobi obusebenzayo ephethwe ukwenza okuthile elula xaxa futhi zikhululekile isebenze kunamanye izinkonzo ezifanayo futhi inkonzo. Lokhu, ukuheha amakhasimende futhi wenze yesikhulumi ethandwa kangaka hhayi kuphela e-Ukraine nakulo eRussia nakwamanye amazwe.

Isayithi, okuyinto thina ukuchaza, nenzuzo ngempela. Ukuze imali nyangazonke okuzisholo inikeza amazinga okungabizi. Futhi ngaphambili (ku ukwabelana) enikeziwe, nahlulele by ukubuyekezwa, isevisi "esikhwameni" ngaphandle umthamo wemvula Commission ezinyangeni ezimbili. Nokho, ngesikhathi kubhalwa lesi sihloko, isiphakamiso elahlekile ngokuhlathulula ukusebenza kwawo.

Izibuyekezo

Ekugcineni, ukuze uzakhela site senu, nisuthe, singathanda ukunikeza abanye izincomo oluthunyelwe namaklayenti isipiliyoni uxhumana isevisi. Ngakho, ngokusho kwakhe, wonke Portmone - ke ngempela uyakwazi ukwenza yonke imisebenzi ngokushesha, ukuba sizikhandle futhi kalula. Ungadlulisela imali kunoma yisiphi isiqondiso ngaso amazinga best ngosizo le sevisi. Abasebenzisi abaningi be-ngithi basutha nesevisi lapha.

Nokho, kukhona ingxenye encane labo Ukushayela isevisi ukukhwabanisa ukuthi imali eyebiwe. Ikakhulukazi, abantu ukubhala ukuthi zifuna ukuba uthumele 5 hryvnia, futhi wanyamalala akhawunti 300. Kungenzeka kanjani lokho, futhi kungani tinsita tekwesekela ngokuvumelana enguqulweni yawo, kwanhlanga zimuka nomoya - kuseyimpicabadala.

Nokho, e-nezinkulungwane zabanye abantu bonke abasebenza emihle, ngakho sikumema bese uyazama!