Imithombo ngezimali ibhizinisi

Enye indlela ukuqinisekisa ukuthi kwezamabhizinisi kuyinto ngezimali. oyedwa noma omunye umsebenzi ekuthuthukisweni kanye nasekuqalisweni ukusungulwa ukuthi ukusebenza, kuxhomeke ekutheni butholakala izimali.

Imithombo ngezimali zihlukaniswe amaqembu amabili: zangaphakathi nezangaphandle. Ngu kuqala ukuqonda ukusebenza kwemali ethathwe umsebenzi ibhizinisi, okungukuthi, kusukela dolobha yabo ibhizinisi. Ukwakheka lezi impahla engokoqobo zihlanganisa:

1. ogunyaziwe (ezakhiwe abasunguli kwezimali yenkampani siqu lapho inhlangano);
2. isandiso (kwakhiwa emva revaluation) ;
3. inhlokodolobha reserve (wadala ngenxa ezibanjwayo unomphela kusukela inzuzo ibhizinisi for izehlakalo).

Imali ukuthengiswa kwempahla noma impahla, amasevisi, inzuzo ethathwe ukudayiswa amasheya enkampani ukuthola inkokhelo zokuqashisela imishini noma ingcebo - yonke imithombo ezifuywayo ngezimali. Nokho, utshalomali nokulingana kumaphrojekthi eside angaba namandla okuwunikela izinkampani ezinkulu kuphela isamba elanele Izimali ezikhona.

Izimali, esebenzisa imali yenkampani siqu, has eziningi eziwusizo:

• ukwandisa ukuzinza kwezimali ;
• kumiswa ukusetshenziswa esitebeleni nokufanele esikhwameni salo;
• akukho nobunzima ekwenzeni izinqumo zokuphatha, njengoba aziwa kusengaphambili imithombo ukusuka izindleko ezengeziwe ukuba angayisibekela indaba;
• izindleko ngezimali zangaphandle kuyehla kube sezingeni eliphansi.

imithombo yangaphandle ngezimali ehlukaniswa ezikweletini oludlulele. Olungenasizathu - a usizo yesihle, uxhaso, izibonelelo, iminikelo, njll, kanye izikweletu - dolobha izikweletu.

Ukwakheka zingozi zihlanganisa:

1. ama-akhawunti ekhokhwayo;
2. ukuboleka yesikhathi esifushane;
3. ukubolekisa eside nokubonga.

I emithonjeni yangaphandle zihlanganisa ukuxhasa kukahulumeni, kanye imali abayithole ngokuthengisa izinkampani zezimali kanye credit, izinhlangano zezimali noma izakhamuzi. Kuyaqhubeka ukuthungathwa imijovo kwaziswa kungenziwa kwenziwe ibhizinisi bacondze etindzaweni letehlukene. Uma inkampani ukwenza ngaphandle kusungulwa izidingo ezintsha zobuchwepheshe, bekuyoba VC indlela uxhaso. Imithombo uxhaso yalolu hlobo vumela Usengozini enkulu by imali ukuze athole imali ephezulu. Venture zimali ukunika imali esenana esigxotsheni ebhizinisini yengamela ngendlela umsebenzi wenziwa, kulo ngokwezimali. Ngokuvamile isinqumo icacisa nemibandela izinqumo zokuphatha ibhizinisi zama-Capitalist.

Ungasebenzisa yibhange imali noma kwentuthuko okunikeze ku-credit co-op. co-op okunjalo ihlelwe ngabanye futhi ungamisa inani abangamakhulu ezinkulungwane eziningana. Bona ukuthi abeke izidingo ngesandla esithambile ukuba lo muntu obolekayo, kanye ngokushesha sicabanga isicelo, kodwa iphesenti loan siphakeme kakhulu kunalokhu. Ukuze uthole i zimali ibhizinisi kungasiza ejensi kahulumeni efana incubator yebhizinisi noma ubuchwepheshe epaki. Zakha izimo zokuphumelela osomabhizinisi ukuqala.

Ukukhetha imithombo kwezimali, kubalulekile ukuba silondoloze ukulinganisela zezimali phakathi izimali edonsa nokubuyisa ukuzimela nokuzinza ibhizinisi. Njengoba ukuthembela ngokweqile ku ukuboleka zangaphandle kungayilulaza ukuzinza kwezimali kwebhizinisi, kanye ngokusebenzisa imithombo yangaphakathi kuphela wehlisa ijubane ukuthuthukiswa. ibhalansi lwezezimali sibalo lesifanele kuzovumela ukuze wandise ivolumu kwezimali waboleka futhi ngesikhathi esifanayo kahle bachithe izimali zabo zanqwabelana.