Ikhadi Inkokhelo "Umhlaba": ukubuyekezwa abanikazi, izici kanye namasevisi

Ekupheleni 2015 ukuqalisa lokuqala lukazwelonke yokukhokhelana "Umhlaba" ezweni lethu. Operator, ke zigcinwe, kuyinto JSC "uhlelo kazwelonke amakhadi okukhokha." Yaklanyelwa ukudala ezimele ukudluliswa kwemali uhlelo ngaphakathi ezweni nasemazweni aphesheya esikhathini esizayo esiseduze. Kuze kube manje, wonke ezinkulu amabhange udaba "Umhlaba" Ikhadi le ukukhonza amaklayenti kanye nabanye izwe izinhlelo bodumo yemali. Namuhla sibheka lesi simiso usebenza nje kuphela indlela futhi yini umehluko wamanje kusuka kwenye, kodwa futhi ukufunda Izibuyekezo kumephu "ukuthula."

Kanjani ibalazwe kazwelonke

Buhle indlela yokukhokhelana ezweni ukuthi akuxhomekile izici ezomnotho nezombusazwe, futhi lutho kungathinta kusebenta kwato. Phakathi amaphutha kungenziwa kuqashelwe ukuthi le uhlelo isiqala ukusebenza nje kuphela, futhi kuthatha isikhathi ukuthuthukisa amakhono abo. Kanjani "Umhlaba" ikhadi futhi imiphi imigomo yakhe?

1. Lwakhiwe kobuchwepheshe Russian futhi ihambisana izindinganiso zokuphepha emhlabeni jikelele. On ke kukhona chip, esivikela ke ngokumelene ukukopisha kanye neminye imisebenzi zokukhwabanisa.
2. Yenza Ukudluliselwa kungenzeka nokusetshenziswa opharetha kazwelonke.
3. Ukuthola uzibuse isikhala yokukhokha wezwe kusukela nezinhlangano zasemazweni angaphandle.
4. Thola ikhadi kungaba khulula e 73 amabhange Russian. Kodwa inkonzo ikhokhelwa ngokuvumelana yamanani ebhange lapho ikhishwe.
5. "Ukuthula" amakhadi zamukelwa yonke izinhlangano babe kwemali ruble angaphezu kwezigidi ezingu-40. Ngokwesibonelo, "Auchan" Metro, "Carousel", "tape", fast zokudlela ukudla nokunye. D.
6. Isebenza ikhadi ezinjalo kuphela ensimini ka WaseRussia. Phesheya, kumele ukudweba ibalazwe "Umhlaba-Maestro» noma ezinye ngokuhlanganyela co-beydzhingovoy ikhadi phakathi izinhlelo ezimbili.
7. Izinkokhelo Secure ngokusebenzisa imithombo inthanethi ezithengisa inthanethi.

abanikazi Mbiko "Umhlaba" ikhadi

Asikwazi ukusho ngokuqiniseka ukuthi le ukubuyekezwa kwe-"Mir" lekhadi, zonke ezinhle. Abasebenzisi abaningi kazwelonke ukudluliswa izinhlelo okokuqala ebhekene nalo lapho umqashi ishilo ngenhloso ngenjongo yokudlulisa ekhadini. Njengoba ubambisene amabhange wakhe angaphezu kuka-70-Russian, wabe esebuza abanikazi bezikhali noma ikuphi ukwesaba.

Njengakho konke entsha, njalo ufuna ukuhlola e ukuhlola ukusebenza kahle. "INguqulo Yezwe" ikhadi baba nezinkinga nge ukudlulisa kwemali, ashona akhawunti yakho yeselula, ukukhokhelwa online store, futhi izitolo zokuthenga. Uphenyo lasebhange "Umhlaba", njengoba umkhiqizo yasekhaya, zivuse umuzwa ubuzwe nokuziqhenya yezwe, njengoba singasebenzi kunabayeni ukusebenza walo Visa, MasterCard, UNGOTI WOMCULO.

Kubantu ezisebenzayo online (bethenga, umsebenzi) nakho kubalulekile, iphephe kangakanani kuyoba izinguqulo. Lapho senza ukudluliselwa kwezimali beziphawuleka ukubambezeleka uhlelo lockups. Ngakho, ukubuyekezwa umsebenzisi ikhadi "Mir" omuhle.

Uhlelo ibhonasi "Umhlaba" ikhadi

Ubuqotho uhlelo "Umhlaba" lwakhiwe for ukusebenza esiphezulu futhi ukukhanga ikhadi kuleli zwe. Ihlala eqinisweni lokuthi lapho ekwenzeni izinkokhelo kusukela abalingani lokukhokha ikhadi uhlelo umnikazi ukuze uthole amaphuzu noma amamayela ukuthi ningasebenzisa uwedwa. Ngu ukubuyekezwa, "Umhlaba" abasebenzisi ikhadi ziye zaphawula ukuthi uhlelo ibhonasi edonsela, kodwa indlela yokusebenzisa, akucacile.

Kuleso simo, "Umhlaba" ikhadi ngeke isebenze

Njengoba wazi, indlela yokukhokhelana ezweni ihlele kuphela ukungena ezimakethe zomhlaba. Manje ukuya phesheya, kuyadingeka ukukhipha ikhadi co-beydzhingovuyu "Umhlaba", njengoba ngefomethi elula, njengoba kunjalo manje, ngeke zisebenze. Lapho nje umklamo walo kunoma iyiphi umsebenzi ebhange uzophoqeleka ukukuxwayisa ngalokhu. Ngakho-ke akukho izibuyekezo "Umhlaba" ikhadi kusukela abanikazi ukwenza izinkokhelo ke phesheya.

Phakathi amaphutha kwazeke ukuthi ukusatshalaliswa kohlelo lokukhokha akuyona njengoba okwandile njengasezulwini izimbangi zayo global. Ngakho-ke, ngo-kuzinhlangano ezincane ungakwazi angali silondoloze.

Bank "VTB 24" - umhlanganyeli ukundlulisa izinhlelo zikazwelonke

Lona omunye amabhange wokuqala Russian waqala ngokukhipha ibalazwe kazwelonke. Futhi kwakusho ngokushesha ukukhulula 4 ingxolo Classic, Gold, Platinum "Ilungelo" Lokukhuluma. Lezi amakhadi zitholakalele ukusetshenziswa ifomu mahhala futhi kuphrojekthi kwabasebenzi. "VTB 24" inikeza "Ukuthula" amakhadi esikhishwe ukusetshenziswa ngaphakathi isimo nangaphandle ke ngesimo co-beydzhingovoy yomphakathi.

ukuphathwa Ibhange eyabelwe izinhlelo zayo ukukhipha amakhadi. Kusukela ekupheleni kuka-October no-ekupheleni kukaDisemba 2016 ukukhululwa kwe mayelana 350 000 amakhadi ayekade ehlelelwe izinhlangano isabelomali kule mboni, futhi by 2018 ivolumu yonyaka ukukhiqizwa sihlelelwe amayunithi abangaba yizigidi ezingu-1.4. inkonzo Ikhadi kungenzeka nganoma isiphi ATM ebhange kanye nabalingani bayo lapho kukhona "Umhlaba" ilebula.

Izibuyekezo yokukhokha ikhadi "Umhlaba" uhlelo

On the "Umhlaba" ikhadi umsebenzi, kungakhathaliseki ukuthi isikhungo sezezimali ( "VTB 24", Sberbank, "Alfa-Bank", njalo njalo. D.) Akuthinti kukhethwa ibhange. Ngakho, le ukubuyekezwa kwe ibalazwe "Umhlaba" omunye ebhange musa ihluke ukusabela amakhadi esikhishwa nezinye izinhlangano zezimali. Umehluko kuphela umehluko wemisindo nemiqondo yamagama kwemisebenzi yomphakathi. Konke okwenziwe zokukhokha eyenziwa njalo alinganayo nabanye izinhlelo ezifanayo. Futhi ukuhlangabezana Ukubuyekeza "Umhlaba" ikhadi njengoba ibalazwe elisebenza sibi MasterCard, isibonelo, akunakwenzeka.

Abaningi baye bazwakalisa umbono wokuthi ukudluliswa sabathola impesheni abasebenzi nezinhlangano isabelomali behluleka lutho kodwa indlela yokusakaza ngangokunokwenzeka kazwelonke yokukhokhelana. Othile ubona "ukuphoqwa 'ngomqondo ongathandeki, futhi abanye hlangothi. Kodwa ngo "Umhlaba" ngumsebenzisi ikhadi is hhayi kubonakala.

UNkulunkulu wajabula ukwazi ukuthi lesi lihlelo lokuthoma kazwelonke ukuthi akamane nje akuveza yazibiza, kodwa futhi siphile ngokuvumelana okulindele, njengoba ekuqaleni wathembisa nguMengameli we Russian Federation. Uhlose ukuthatha isikhundla opharetha yemali Ukudluliselwa global. Lokhu kumakwe iningi abasebenzisi ukubuyekeza ekhadini inkokhelo "Umhlaba".

"Umhlaba Ibalazwe" we "VTB 24"

Ngo "VTB 24" uye wazakhela plastic ikhadi-based yokukhokhelana Visa. It yenzelwe abantu ngokuvamile Endizeni noma isitimela. Kuye uhlobo ezokuthutha (indiza noma isitimela) kukhona ikhadi ethize, emva ukuthenga ithikithi okuyinto uhola amamayela. Futhi, uma ukubhuka ithikithi ehhotela wena izofakwa nge ibhonasi njengoba isihambi. Buhle leli khadi ukuthi ikhishwa mahhala (Imali yesevisi yonyaka), inqobo wokuvakasha khulula lonke isikhathi nezibopho credit kumephu.

Leli khadi, okuvumela hhayi kuphela ubuyise i-akhawunti, kodwa futhi ukuboleka kusukela "VTB 24". Kuphakanyiswa isikhathi somusa (izinsuku ezingu-50), kanye iningi imikhiqizo efanayo ukuthi ukunikeza induduzo eyengeziwe kuya ibhonasi ngesimo amamayela.

Izibuyekezo abanikazi "ibalazwe kwezwe" "VTB 24"

Ngokombono e- "Nguqulo Yezwe Ibalazwe" ( "VTB") baba nombono omubi yekuhlola zamakhilomitha ngokuthenga. Amalungu tariff bakhononda ngokuthi ibhange engawunaki nokulandela imigomo amaphuzu ukushaja, njengoba lisho imibandela yokusetshenziswa badlale ikhadi. Uma uthumela imibhalo ukuze ikhomishana ukudluliswa, ngokuhambisana Uhlelo lwamanje, "World Map", impendulo engakaze amukelwe ngokusemthethweni yilowo ofaka isicelo. Ngezikhathi ezinjalo zenzeka njalo ukubuyekeza, abanikazi kuleli khadi.