Cash Emuva - Kuyini? Buyisela imali umthengi

Ngo ukuhweba, ukunakwa okuningi ikhokhelwa hhayi amasevisi izinga kuphela, okungukuthi ungunkulunkulu Psychology umthengi, kuye ukuthi ukukholisa ukwenza ukuthenga noma oda. Kuyinto nzima kakhulu kunokuba ukunikela umkhiqizo izinga, ngoba kulesi simo kubalulekile ukwazi ukuthi ukuthengisa umkhiqizo othize ngombono omuhle ngoba ikhasimende futhi ngaleyo ndlela kwenze kube ngezithukuthuku yokuthengisa.

Esihlokweni lanamuhla sizoxoxa lamathuluzi ngalo ngenkuthalo ukwandisa isibalo yokuthengisa kwezimpahla namasevisi. Sikhuluma inketho Cash Emuva. Ayini amandla layo, lapho kudingeka khona, futhi ababehlanganyela ngenkuthalo ukusebenzisa leli thuluzi ngo-ibhizinisi lakho, funda le isibuyekezo.

Kuyini lokhu?

Asiqale okusemqoka - incazelo elula kuyini inkonzo cashback.

Kwenzeka lokhu eside, njengoba ungase ukuqagela, ne-English. Kumiswa It is futhi lisuselwa emagameni amabili: ukheshe - "cash", "imali" futhi emuva - "ukubuya". I kuhunyushwa ivumela ukuba ushayele cashback (nokugqamisa ku ilunga wesibili) ikhono ukuthola imali. Ukuze uqonde ukuthi isevisi, ukunikeza isibonelo esilula.

Wenze ukuthenga, kodwa umdayisi inikeza le ndlela, njengoba ukubuya ezimfanelweni zakho ezinhle. Uma lizinga cashback 5%, bese nge njalo wachitha ruble 100, ukukhuluma cishe, uzobuyiselwa 5. Ngakho, izindleko oyinhloko amasevisi ngawe ukuba ngaphansana kunjalo, uma wenza ukuthenga ngaphandle ongakhetha ezinjalo.

nesisusa

Yiqiniso, Cash Emuva (okungukuthi, siyaqiniseka ukuthi kunabantu abaqonda ngokwesiprofetho noma ayazi ngaphambi) kusikisela ezishukumisayo ikhasimende efisa ukubhuka. Usekelwa izibalo elula izinzuzo owawuyotholakala kule sevisi.

Phela, uma wenza ukuthenga nge le ndlela, uyokwazi ukulondoloza ethile imali ngokukuthumela bebuyile. Lapho uthenga, aba maningi ukubuya. Akayi ngokuziqhathanisa ifomu zasendulo yezitolo, lapho kungesebenze muntu ibuyisela. Futhi angeke sehluleke ukujabulisa ikhasimende.

Lapho ukusebenzisa?

Njengoba sesifundile emikhakheni ehlukahlukene isicelo Cash Emuva. Hlobo luni izingxenye zebhizinisi, hhayi nzima ukuqagela: uchithe imali lungabuyiselwa lo msebenzi. Kwaba kukhona ukuthi esitolo esisodwa kungaba ukhange ngokwengeziwe emehlweni ikhasimende kunomunye, nje ngokuxhuma uhlelo cashback.

Futhi ngokuvamile esetshenziswa amabhange ubuthakathaka umthengi. Ziseningi izikhungo ezinkulu zezimali baqalisa isimiso lapho bonke abanentshisekelo, ingakhipha umyalelo ezitolo ezahlukene ungathola Cash zabo ezifanele Emuva. Izibuyekezo bathi leliqhinga kwenza kube nokwenzeka ukuba alulame ingxenye izimali ezitshaliwe kuphela ngemva umuntu uye ibalwa ibalazwe isikhungo.

Futhi lena yindlela engasebenzi kahle win win, iphethini okusimeme ukuxhumana: abantu ezitolo izimo ezikhethekile, angase abuyele ingxenye yemali esetshenziselwa bese ibhodwe inyuka ngezithukuthuku iphothifoliyo yayo amaklayenti bese uhola ukuthengiselana yabo eqhubekayo usebenzisa amakhadi. esitolo inzuzo ukuthi uthola ukudayiswa.

uhlelo Sberbank

Ngokwesibonelo, isenzo "Ngiyabonga" kusukela Sberbank. Lesakhiwo elikhulu ezweni lethu inikeza (kwi unomphela isisekelo) kunikezwa okubalulekile amakhasimende ayo. Labo ukuthenga ezitolo namasevisi (okuyizinto partner ibhange) futhi ukhokhe usebenzisa ikhadi lakho, uthole iphesenti ezithile lemali etshaliwe emuva. Uhlelo lakho Cash Emuva Savings ngokuthi "Ngiyabonga." Ngesikhathi sokushicilela, uhlelo yahanjelwa abayizigidi.

Zonke bangakwenza yezitolo amakhulu ezitolo, futhi ngamunye Esimweni esinjalo, ikhadi ubulungu sizothola imali ngendlela amabhonasi. Izinga is "ezintantayo" kuye lapho wenza ukuthenga. Kwezinye izitolo umlingani efakwe imbuyiselo 50% umthamo iminikelo abayitholayo.

Kamuva, kokuthi efunde ethile, ungakwazi uzikhokhele. Kulula ukuziqonda futhi inzuzo kusukela iphuzu ngenhloso yokuzuza ngokwezimali - ukuze ukuhlanganyela ohlelweni ezifana Cash Emuva. idumela layo Sberbank waziwa futhi usekelwa izibopho kahulumeni, yisiboniso lokho ngempela imali yakho uzoya ibalazwe futhi izotholakala ukusetshenziswa.

I "Alfa-Bank"

Sberbank Awugcinanga wasungula ukukhuthazwa amakhasimende ayo. Futhi inikeza Cash Emuva Uhlelo, "Alfa-Bank". Ingqikithi okufana nalokho okuchazwe ngenhlonipho ebhange elikhulu ngenhla.

Uma ukukhokha ngekhadi "Alpha" kaphethiloli nezindawo zokudlela Russia, uthola imali isamba 10 no-5 amaphesenti ngokulandelana. Imali itholakala ngemva kwenkathi ethile yesikhathi (kanye ngenyanga). Lezo akagcini ngokunikeza kuzuze amakhasimende, kodwa futhi anda ukufunwa imikhiqizo yasebhange, kanye odala yokuthengisa for the service, lapho ikhasimende merchandised.

Bank Uhlelo "Tinkoff"

Budebuduze ngemuva nangaphezulu "Tinkoff Bank". Ikakhulukazi lapha emuva hlelo umkhankaso kulabo abenza ukuthengwa kwezimpahla emikhakheni ethile (ngesilinganiso 5%). Ngaphezu kwalokho, ibhange ahlinzekwa ukwenza inkokhelo ka-10% inani idiphozi (ngaphandle sikhuluma kokusele ruble ayizigidi ezingaba ngu-200). Nokho, ibhange "Tinkoff" Cash Emuva uvezwa, kunalokho, nsuku yesikhashana, futhi lolu hlobo ukwabelana labetibambile ezinkathini ezithile.

Lapho kuba inzuzo?

Yiqiniso, wonke amabhange kukhona izinga ezehlukene ukubuya, ihluke nomunye njengoba abalingani, okuyinto uxhumana izikhungo zezimali, futhi izimo ngaphansi lapho ikhasimende inikeza lapho ukhokhelwa imali. Nakuba empeleni, ke akwenzi mqondo ukuqhathanisa bodwa amabhange okukhulunywa Cash Back-ikhadi. Ukuqhathanisa okungalungile isizathu esilula ukuthi izinzuzo isimiso esinjalo kungenzeka ukuthi kungabi sobala kangaka ngo kohlaka isenzo njengoba kulungile ukusebenzisa ngenxa akhawunti evulekile ebhange ethile.

Izitolo kanye namanye amasevisi

Yiqiniso, akuwona amabhange kuphela ongabona ukuthuthukisa imikhiqizo yabo ngokusebenzisa izinketho ezifana inkonzo cashback. Kukhona imithombo ezimele, benza imali emuva amakhasimende. Enye indawo edume kunazo kungenziwa ebizwa nge- "Kopikot". Isikimu yomsebenzi wakhe kusekelwe uhlobo olufanayo, unikeza amabhange ngenhla, kuphela ngesimo umthengi nge sibalo esitolo akunandaba: akukho isidingo Cash Back-ikhadi. Ukuqhathanisa izindlela esibonisa ukuthi isevisi "Kopikot" usebenzisa lobulungu links lapho umthengi kufanele wenze umyalelo. Ngenxa yalokho, kuba isimo esiyinhloko ukuthola imali.

Futhi-ke, ukubuya iphesenti umkhiqizo (ngesimo amabhonasi) ngokuvamile zisebenzisa ahlukene ukuhweba amanethiwekhi. Labo izitolo ukuthi ukukunikeza ukonga ikhadi, kanye kungashiwo usebenze osebenzisa isimiso esifana.

Izibuyekezo

Ekugcineni, ukuze ngandlela-thile bayavuma umsebenzi yesevisi Cash Emuva (ukuthi luyini lolo leliqhinga ukuthini futhi kusebenza kanjani, siye kakade wacacisa), sikunikeza impendulo, esayifica inqubo yokubhala lokhu kubuyekezwa. Yibo labo nenhlanhla yokuthola buthelela ethile amabhonasi, ujabule kakhulu ukuthola isipho nice ngesimo ukuthenga esenzelwe isamba ezuziwe.

Ngokwesibonelo, uma wenza oda ambalwa wakukhipha N amabhonasi ke uthenge ezinye into eyigugu (njengoba do amalungu amaningi esimisweni esifanayo, "Ngiyabonga" kusukela Savings Bank), uyojabula kakhulu ukwazi ukuthi sathengwa eqinisweni ngenxa ukuba abuyisele emuva imali yakho. Yilokho ubuhle imodeli cashback.

Umuntu unika imali yakhe ngoba noma yimuphi umkhiqizo akalindele ukuze ngiphinde ngibabone, wathi ngokwengqondo goodbye kubo. Futhi uma ngokungazelelwe ngemuva kwesikhathi esithile elamukelayo kumaphesenti athile lemali etshaliwe ekuqaleni, kuyoba nice ukwazi ukuthi ukuze le mali wakwazi ukuthenga okuthile.

Umuzwa ofanayo iyakwazi ukuphila futhi wena, uma uqala ngesikhathi iqhaza ohlelweni Cash Emuva. Njengoba ubona, lutho kuyinkimbinkimbi ngazo hhayi: ukuthenga ngokuhambisana nemibandela kushiwo, futhi nenhlanhla.

Kuyini futhi emangalisayo kulezo zinhlelo ukungabi enze utshalomali olwengeziwe mayelana ingxenye umhlanganyeli. Usanda ukuthenga okudingayo, futhi uhlelo eyimpesheni.