Umnyaka umhlalaphansi e-United States ukuze kokubili amadoda nabesifazane: izici kanye nemithetho yokubala

imihlomulo yempesheni ngo ngandlela-thile khona uthi iningi. Emazweni athuthukile, lesi simiso impesheni ngokujulile ayicabangile, athwale Imprint ukuthuthukiswa zomlando acabangele izici ezihlukahlukene, ikakhulukazi, isilinganiso sobude bokuphila kwabantu.

Umnyaka umhlalaphansi emazweni ahlukahlukene

Irekhodi ngoba nempilo ende abhekwa Japanese, ngawo lihlotshaniswa a kahle eliphezulu yobudala komkhawulo kwelungelo impesheni - engu-65. Futhi akukho kuhlukaniswa esekelwe ubulili - abesilisa nabesifazane ngathatha umhlalaphansi ngineminyaka engu efanayo. EYurophu lehla ngokushesha inani engu umhlalaphansi iyahluka kakhulu. Ngokwesibonelo, eJalimane, uneminyaka engu-65-67, eFrance - 60, Sweden - 61-67. amazwe Post-Soviet setha imibundu kukhona ephansi kakhulu kunalokho eYurophu, ngenxa izici zayo we lokube nawo ezingeni lekuphila. Ngokwesibonelo, e-Russia kanye Belarus abesifazane guqa 55 futhi amadoda - eminyakeni engu-60. Nokho, kahle kakhulu esicatshangelwe ngokunengqondo, nisekeliwe siqotho labantu e-United States kubhekwa uhlelo impesheni.

Izici Ezihilelekile Kule sibalo umhlalaphansi e-United States

Umnyaka umhlalaphansi e-United States iyahlukahluka kuye ngokuthi ngonyaka lokuzalwa. Ngokwesibonelo, abantu baseMelika abazalwa ngo-1937 futhi ngaphambili, hamba ngeholide eminyakeni 65. Labo abazalwa kamuva futhi kuze 1955, ayafaneleka umhlalaphansi eminyakeni 66. Futhi nguye owazalelwa e-60s kwekhulu lamashumi amabili, ungaqala ukuthola impesheni kwengu-67. Lesi sengezo kungenxa elikhula ngokushesha ukulungisa sempilo. Kufanele kuqashelwe ukuthi yobudala umhlalaphansi e-United States kwabesilisa nabesifazane ngokufanayo.

Kungenzeka umhlalaphansi

Nokho, kufanele kuphawulwe ukuthi uhlelo impesheni e-US nezimo kakhulu, ngakho uma isakhamuzi ufuna ukuthatha umhlalaphansi ngaphambi kwesikhathi esimisiwe, angayenza ngempela kufanele emva kokufinyelela eminyakeni ewu-62.

Ngesikhathi esifanayo uthola impesheni ngokugcwele Yilabo baseMelika, ezingeni eyinzuzo ingeqi umthetho omisiwe bar. Kungenjalo, ngosizo bayonikezwa, okuzokwenza ibalwe kokubusa ebanjwayo kusukela yempesheni amasenti amahlanu dollar ngalinye owawuzoba wathola phezu kwepulangwe elalimbozwe ezifakiwe.

Izinga imali US umhlalaphansi

Imigomo uhlelo impesheni e-United States kangangokuthi ngemva ukuphumula okufanele, baseMelika uthole cishe uhhafu nomholo yayo kuze kuphele isikhathi sokusebenza. Eqinisweni, impesheni isilinganiso e-United States uyahluka 1100-1500 zamadola ngenyanga. Yiqiniso, kukhona izigaba zezakhamizi kabani impesheni ingaphezulu kuka. Lawa othisha, izicishamlilo, amaphoyisa kanye nabanye. Libuye ezahlukene izakhamizi usayizi yempesheni emadolobheni, lapho izinga lokuphila liphakeme kuka kwesilinganiso sikazwelonke. Ngakho, izinkokhelo yonyaka impesheni, isibonelo, e-New York-akhawunti ye-angaphezu kwamashumi amane dollar ayinkulungwane isakhamuzi ngasinye.

Kukhona impesheni phansi ubakaki, ngenhla okuyinto ikhehla laseMelika kufakwe ohlelweni imali yezenhlalakahle kanye etholakele ibhekwa uhulumeni ukufinyelela ubukhulu ubuncane. Ngokwesibonelo, ngonyaka odlule esiphansi eyamukelekayo kwaba 733 zamaRandi. Ngakho, uma isakhamuzi inelungelo impesheni ngaphansi kohlelo impesheni in inani $ 400, bese isimo uzokhokha kakhulu kuye 333 zamaRandi ngokwamanani imali emphakathini. Khona-ke indlela ahlele isofthiwe izinga lempilo esezigugile kulelo zwe, idala isimo sengqondo esiqondile kakhulu umuntu umqondo ezifana yobudala yokuthatha umhlalaphansi. Umhlalaphansi e-United States is akubone njengoba kusekelwa muntu ekugugeni kwakhe, kodwa kunalokho njengethuba elihle elisha, isigaba esisha ekuphileni kwakho.

Amathuba nezinketho ngokusebenzisa i ukonga impesheni

Nokho, ukubanjwa cishe kabili kancane uma kuqhathaniswa nesikhathi umsebenzi, neze umhlalaphansi American ngabe wabheka ngijabule futhi uhlala engenazinkathazo. Akungabazeki ukuthi uhlelo impesheni US ngokuthi Social Security nanamuhla enguziqu kakhulu emhlabeni. Nokho, izinga lempilo labantu baseMelika amadala sakhiwa ezihlukahlukene kwamanye embodiments futhi impesheni ukonga izimali, okuyinto ezisetshenziswa yi-inani elikhulu izinhlelo ezahlukene impesheni.

I engavamile walolu hlobo lokungabaza impesheni izikimu e-United States itholakala lokuthi ukuthi Iholo ngenyanga ethile zidluliselwa ku-akhawunti eyodwa izimali zempesheni, ngenkathi mahhala intela, okuyinto kakhulu yandisa amakhono isitoreji. Ngu umhlalaphansi, ngaphezu ubunjalo umphakathi we inkokhelo, isisebenzi uthola iholo ngesimo ayilibalanga izimali siqu. Futhi ungaqala ukusebenzisa ngokushesha kubo, ethola imali ngendlela imali ebezilokhu ayo, washiyela izinto esikhathini esizayo (umhlalaphansi) isikhathi. Wabe ibalwa isikhwama (futhi, eqinisweni, ukuze yena), kokubili emalini ebolekiwe ezivamile. Ngokuvamile America zayo lezi zimali ukuthenga ingcebo, ukukhokhela emfundweni yezingane, nokunye.

Izizathu sokuthatha umhlalaphansi singakashayi isikhathi

Iyini yobudala umhlalaphansi e-US kungcono esengeziwe sabantu? Eminyakeni yamuva, nokuyinto umhlalaphansi ngasekuqaleni phakathi baseMelika amadala. Naphezu kweqiniso lokuthi phezu kokufinyelela eminyakeni ewu-62, futhi banelungelo impesheni obugcwele cha, futhi mayelana izingxenye ezintathu kwezine ke, abaningi ngempela uyaqaphela thatha isinqumo esifanele. Yiziphi nezimbangela zayo? Esimweni ngasinye, bona zihlukile. Phakathi umhlalaphansi ngaphambi kwesikhathi, iqembu labo abalahlekelwa yimisebenzi ngesikhathi izinga esibucayi futhi manje ungakwazi ukulithola ngenxa yezizathu inhloso - abaqashi bayanqikaza ukuthatha ezisebenzini esezikhulile. Kulokhu, umhlalaphansi singakashayi isikhathi Yisigameko esikahle kakhulu.

Kukhona phakathi kwezakhamizi lunqunywe umhlalaphansi singakashayi isikhathi, futhi labo nje ukhathele umsebenzi. Ngokuvamile kuba abasebenzi, omsebenzi wakhe ugcwele kakhulu ngokomzimba, noma isikhathi elilinganisiwe umthwalo uhlamvu engqondo. Ezinye izindaba zika-umhlalaphansi ekuseni - labo wakwazi ukulondoloza imali eyanele futhi wabona isidingo umsebenzi olwengeziwe. Kusukela iphuzu kwezomnotho umbono kungokuhluke ezifanele.

Ngakho, unenkululeko uhlelo impesheni phuca ingxenye bacindezeleke umqondo njengoba umhlalaphansi e-United States. Ngoba abantu njengoba kwabesifazane, ngesikhathi impesheni ezithile ukonga Ibhande kuyaphumelela ngaphezulu ukuthatha umhlalaphansi. Lokhu kwenza kube nokwenzeka ukuqala ukuphila ahlukahlukene ngempela futhi ezithakazelisayo lapho esekhulile, hhayi nokukhawulela ngokwayo lokho akhetha ukuzijabulisa ngakho.