Umbono yokuziphatha okunengqondo umthengi kuyinto ezithakazelisa kakhulu futhi kuyajabulisa. Kungaba wusizo umuntu ojwayelekile futhi usomabhizinisi.
ulwazi olujwayelekile
Manje kunzima ukuthola umuntu akakholelwa ukuthi umnotho namanje lumayelana umthengi. Lokhu ngesilinganiso intuthuko kwimikhakha kwezomnotho. Kukholakala ukuthi okwenziwa kumuntu ngokwakhe uyazi ukuthi kudingeka. Lapho umnotho nanakekela ngayo izidingo zayo, okusebenza kakhulu. Ekugcineni kuba isinqumo abantu ukuthenga eyodwa noma enye indlela izimpahla kanye nesidingo emakethe. Ngakho, thina kuthinte ivolumu yokuthengisa langempela kanye nezinga intengo zilingana. Ngo isayensi kwezomnotho ukuchaza inqubo esetshenziswayo iqoqo lamagama, njengoba ukuziphatha okunengqondo kwezomnotho umthengi.
Liyini iphuzu?
Lapho umsebenzisi ungena emakethe, ezama ukuhlangabezana nezidingo zabo, bathole izinga eliphezulu Umbuso uma usebenzisa izinzuzo ezithile. Kufanele kuqashelwe ukuthi kokubili ngamunye kanye nomkhiqizi akuzona ngokuphelele khulula e abalithandayo. Kufanele ikhumbule hhayi kuphela ekhona esikuthandayo, kodwa futhi imali okungukuthi anawo ngesikhathi. Futhi usithonye futhi amasevisi, nemikhiqizo, nezinye izinto ukuncintisana. Ngakho-ke, ukuziphatha okunengqondo zomthengi kanye nomnikezi nomkhiqizi ekungizo ukuthi ezimweni ezingavamile ukuze uthole esiphezulu iwusizo kungenzeka.
izimiso
Imfundiso yokuziphendukela okunengqondo umthengi kuziphatha ingxenye Microeconomics. Uhlaziyo izitshela ukuthi ukuziphatha umuntu enengqondo, ukuthi ibangelwa kwanelise etheni. Okubaluleke kunakho konke ukuthi kule isimiso Umbuso nokukhulisa. He kubhekwa enkulu endleleni yabantu yokuziphatha nangokuzimisela amkhethile. Small ukucaciseleka terminological: Umbuso - yikhono izinzuzo ezithile ukuhlangabezana nezidingo ezihlukile enkampanini ozimele noma ngabanye. It is ngokuqondile ahlobene ngayo nezakhi zawo phakathi kwawo indima ebaluleke kunazo zonke eyadlalwa izinga. Ngaphezu kwalokho it has a ebalulekile nomthelela ukuqina, ukubukeka, lula ukusetshenziswa, induduzo, okunethezeka, nokunye okunjalo. Esinye isimiso esibalulekile, othinta okunengqondo umthengi ukuziphatha, ungumuntu eNgophezukonke. Lokho kuba njani lungekho ngaphansi kwethonya ngaphandle. Ngakho, umuntu ngamunye kumelwe udle kahle ukuba umqemane. Ucabange ukuthi ifoni isikrini sokuthinta bavele emakethe, abaningi abacabanga isimo. Futhi umuntu inketho ukuthenga into ezibizayo futhi akudingekile kakhulu, bese izinyanga eziyisithupha ukudla noma kanjani, noma ukwenza ngaphandle befuna ngibenzele okuthile ezifana nemali ongasichitha ku ukudla nezinye Umbuso indawo. Uma ethanda ukhetho lokuqala, khona-ke akudingekile ukuba ukhulume mayelana okunengqondo umthengi ukuziphatha. Izibonelo ubuhlobo obunjalo baningi kakhulu, futhi lezi abantu bekwi ukukhangisa Ochwepheshe.
ingxenye theory
Kunezinhlobonhlobo zezindlela ezimbili eziyisisekelo:
- Cardinal Umbuso theory. Akwaziwa ngaphezulu njengendlela ndlela ambalwa. Hypothesizes kungenzeka nokumadanisa Umbuso kwezimpahla. Ukugcizelela main ivuliwe ubuningi (izingcezu, amalitha, khilogremu, njll).
- Umbuso odinali. Yaziwa nangokuthi indlela ezilandelanayo. It uvikela luvo kungenziwa zibalwa Umbuso indoda. uhlelo ngokuvamile esetshenziselwa kuhlaziywa kusukela kuya kokubi kakhulu. Kulokhu, lesi sifaniso Umbuso ambalwa kwezimpahla sinqatshelwe. Ngesisekelo le Assay iqoqo elithile esincane imicabango kokuqala lapho ukwakha nandaba Curves kanye ukubala umthengi elikhulu.
izici ezivamile
Umbono yokuziphatha okunengqondo kungenzeka ngenxa yokuba khona kohlaka wobunye esaba ngoba bonke abantu. Ngokwesibonelo:
- Ukuba khona kwe-avareji uhlelo zabathengi okuthandwa.
- Demand is kakhulu, lithintwa ukuba khona / ukungabikho imikhiqizo conjugate.
- Wonke umuntu ufuna ukukhulisa angasetshenziswa.
- Specific zabathengi isidingo incike ezingeni lakhe imali.
imiphumela
Sinesithakazelo kule okunengqondo umthengi ukuziphatha. I-Action Plan inikeza ngayinye umsebenzi othile ngaphakathi ohlelweni yayo izintandokazi. Kodwa acabangele amagugu ethile kunzima kakhulu ngenxa yemiphumela ukugxambukela abathengi '. Ake sibheke ukuthi kukhona izinhlobo zabo ezikhona:
- Snob umphumela. Kulokhu, kwakusho ukwakha isimo lapho ukuthengwa senziwa kuphela ukuze agcizelele isimo sabo senhlalo.
- Veblen umphumela. Lokhu kubhekisela esimweni lapho bembuza futhi sigcizelele ukuthi ukuthenga ezivumela ukwaba isimo somuntu. Njengomthetho, lokhu kusebenza ukuthengwa kwezimpahla, ezithinta amanani entengo aphezulu kakhulu futhi awatholakali abantu abaningi.
- Umthelela izinga kusolwa. Lesi siqu kuyinto isimo lapho imikhiqizo izici ezifanayo ezitolo ezahlukene zidayiswa ngamanani ahlukene.
- Uyenqaba umphumela. Kuyinto ukubonakaliswa isifiso neze kunabayeni kwabanye abantu abathintana "yimpumelelo".
- funa engenangqondo. Ukuthengwa yenziwa kuphela kusukela lokuthi kwenzile yimuphi omunye umuntu ohlinzeka umthengi nomthelela.
- funa zokucabangela. It kuvela uma kukhona ukushoda kwezimpahla.
Mayelana abakhiqizi asho
impumelelo yabo futhi ukwehluleka bathembele ngokuphelele ukuziphatha jikelele bonkhe batsengi. Ngakho, nathi singakwethemba nomthelela ngisho amabhizinisi ezinkulu. Cabanga ngalesi sibonelo. Kube inkampani ekhiqiza imikhiqizo ephezulu. Ngokuhamba kwesikhathi, yena ngokoqobo "ohlwitha" emakethe ngenxa imikhiqizo yayo abe ukusebenza enamandla kakhulu. Lapho yena ngampela ingu sesimweni esinakho, unquma ukwehlisa izinga imikhiqizo ekhiqizwa, lapho ephuma angashintshiwe intengo. Ngokuhamba kwesikhathi, abathengi bayobona ukuthi kukhona okungalungile futhi siyeke ukuthenga imikhiqizo yalesi brand. Futhi bayoqala ukushintshela imikhiqizo yezinye abakhiqizi ezinikeza ibhalansi best of amanani / ukusebenza. Wonke umuntu kulesi simo is ukuvota wallet yakho. Lapho mass imihlola kwenzeka ukwaphuka we isimo emakethe, futhi uvusa abadlali abasha.
isiphetho
Omunye nemiphumela ethile engathandeki kunalokho abalulekile okuxoxwe umbono wukuthi iyahola ukubeka ngombono wokuthi abantu uyokwenza ngokuhlakanipha. Maye, lokhu akuhlali. sivamile sichitha imali eningi ezintweni ezincane ezihlukahlukene, ngokubeka ikusasa izenzakalo ezibalulekile ezimpilweni zethu. Yiqiniso, lokhu akukuhle. Ukuze ugweme lesi simo, kufanele ucabange zonke izinyathelo ezibalulekile.