Udweba kanjani umbiko kusengaphambili? Sample kanye nemithetho

umbiko zezindleko - kuyinto idokhumenti eyinhloko ukugcina ezimali irekhodi. Inhloso Its main iwukuba ukuqinisekisa inani kudliwe umuntu nokuziphendulela.

Ababili-indlela inombolo ifomu lwahlangana AO-1 - Ifomu elilodwa ngayinye esemthethweni kwanoma iyiphi ubunikazi. Okukhishwayo kuphela abasebenzi bakahulumeni abasebenzisa kusukela 2002 lenesayini "0504049".

Isibopho ukuklama umbiko ngezindleko udela ngoba isisebenzi ngasinye abathola imali yebhizinisi noma yokufuna iyiphi impahla noma umkhiqizo (isib, ihhovisi Izimpahla noma ukudla).

umbiko zezindleko isihambi

Udweba kanjani umbiko kusengaphambili, uma umqashwa wenhlangano ukuthumela ukuba afeze noma isiphi isabelo kwelinye idolobha?

Trip ngokuthi uhambo umsebenzi ukuze agcwalise izibopho zabo ngaphandle endaweni ibhizinisi. Akakaze ephelele ngaphandle izindleko okuhambisana umsebenzi isinxephezelo ngokuhambisana nomthetho ofanele.

Ngezamabhizinisi imali akunakubangelwa:

• Izikhangibavakashi emuva naphambili, kodwa kuphela uma isisebenzi amathikithi.
• izindlu eziqashisayo (amasheke noma namarisidi ayadingeka isethulo).
• izindleko engeziwe, kufakwe nsuku zonke.
• izincingo, imeyili, exchange, futhi imali zokuthutha, ithikithi imithwalo kanye nanoma yimuphi omunye umcimbi, ngaphandle okuyinto ukusebenza akuyona kuzuza umgomo oyinhloko we uhambo.

Zonke izindleko ngenhla kumele zibhalwe. Uma sikhuluma nsuku zonke, ubungako bawo kuvame esibekiwe kwisaziso noma isikhundla uhambo, esikhishwe ebhizinisini ngalinye. Inani zingahluka ngokuya lapho umsebenzi waqhubeka: ngaphakathi esifundeni, kwezinye izifunda of the Russian Federation noma phesheya.

Umthetho akusho Ukusetha usayizi esiphezulu bezinga, kodwa uma value abo kuleli zwe lidlula ruble 700, futhi ngaphandle - .. 2500 deda, kufanele kuncike kwentela yengeniso. Izinkinga ukuthi bakghone ukwenza kuhle umbiko kusengaphambili ngemva ebuya ohambweni, akudingeki ukuba kwenzeke. Kuphothulwe le dokhumenti - izinsuku ezingeqile kwezintathu sokufika kwabo. Uma inani lemali balandise awuzange wazikhandla ngokugcwele, umehluko kumele ibuyiselwe cashier ngokusebenzisa oda imali, kodwa uma, kunalokho, kwaba khona izindleko bahlule umsebenzi kwavuzwa zonke ngosizo ezingaqedwa imali UWarrant.

Iyini imiphumela yokuphathwa kabi kwakhiwa akuhileli ngezindleko umbiko?

Kahle uhlele umbiko kusengaphambili ku mission isisebenzi kufanele, zingakapheli izinsuku ezintathu, kungenjalo igunya lokuphatha angase acabangele ukuthi lemali njengoba engenayo, okumele icala siqu kwentela yemali engenayo kanye umshwalense iminikelo.

Phela, ukwamukelwa kwenkolelo-inguqulo entsha umthetho № 290-FZ, sangomhla Julayi 3, 2016, wethula izinguquko ezithile, ezifana izinhlawulo ezinzima ngelungiselelo engafanele isheke. It is futhi ehlela ukuqala ukusebenzisa i- ukukhokhelwa ikhambo izindleko ekhethekile amakhadi esikweletu, ngokuhambisana standard international Visa kanye MasterCard.

imithetho Jikelele

Udweba kanjani umbiko kusengaphambili? Wena nje kufanele athobele ngamunye izinto ezilandelayo:

1. umbiko luzakwenziwa kungakapheli emalanga ekusebenta lamatsatfu kusuka ngesikhathi lapho:

• yisikhathi, abasebenzi esitatimendeni empikiswaneni imali;
• mkhuzi waya emsebenzini, uma kokuphela kwesikhathi elikhiphe imali, kwadingeka ukuba holide noma ukugula;
• umsebenzi ebuya endaweni ngomsebenzi.

2. Ukuze wenze umbiko kufanele usebenzise inombolo ifomu lwahlangana AO-1 noma yakha yamukelwa manje.

3. umsebenzi, kanye wamabhuku ezimali owazi indlela bahlelekela imibiko kusengaphambili (Isibonelo oyingqayizivele etholakala uhlelo software), kufanele agcwalise idokhumenti.

4. Ukuze imvume ibhalansi ephepheni ihlangabezana ikhanda.

5. Noma iyiphi idokhumenti kumele ihambisane nohlelo amasheke kusengaphambili, ama-invoyisi, amathikithi kanye nezinye amaphepha ezifakazela ukuthi umuntu unjani ngempela imali nokuziphendulela.

Inqubo ngokugcwalisa

Udweba kanjani umbiko kusengaphambili?

Ingxenye yokuqala noma phambi kufanele accountant egcwele. Kuyinto engenakwenzeka ukwenza ngaphandle ecacisa imininingwane idokhumenti (inombolo nosuku), ulwazi mayelana inkampani kanye sokulandisa abantu, mayelana inani cash kusengaphambili, isifinyezo: izimali owenziwe kanye nama-akhawunti, lapho ukuze nahlulele ukunyakaza kanye bhala-off. Ngaphezu kwalokho, kufanele kube overruns ezicijile noma vozvernut kusengaphambili ubuningi.

Ingxenye yesibili kuyinto izinyembezi-off kokuthola ukuthi izindleko umbiko wamukela ukuze ibuyekezwe. Emva ukugcwalisa accountant kufanele sinqume, futhi unike isikhulu nokuziphendulela.

Ingxenye yesithathu (ohlangothini reverse amafomu AO-1) igcwaliswe bebonke. Umsebenti podootchetnogo isisebenzi - ibonisa imininingwane futhi wenze eyakheke kahle Irisidi ngombiko izindleko. Accountant uzogcwalisa lemali kanye nama-akhawunti, bese kuthikamezeka imali wachitha.

On idokhumenti kumele isayinwe ngumsebenzi, ezimali, accountant abakhulu. Kwaze kwaba yilapho sebeshiye ukuthi angavuma ikhanda.

izindleko overruns ezinengqondo

Udweba kanjani iyenqa ngu izindleko umbiko? Okokuqala udinga ukuze uqiniseke sokusebenza yayo:

• imfucuza imithombo ahlinzekwe zidinga imisebenzi ukusebenza ephakeme egameni amakhanda;
• isisebenzi amaphepha asekelayo.

Uma noma isimo is hhayi bahlangana ke inani lemali engeke ibuye.

Inqubo ukunxeshezelwa kabi ukusebenzisa imali budedengu ku ehhovisi

Esimeni izindleko overruns kuya accountant uphakamisa lo mbuzo: umbiko kusengaphambili - indlela ukudweba. Sample ukuhoxiswa ifomu imali ukuze № CO 2 ingatholakala kalula in the Internet enkulu. Izinto ezisemqoka le dokhumenti kufanele licaciswe embikweni - string "kabi ukusebenzisa imali budedengu ekhishwe imali UWarrant."

Ithemu isinxephezelo izimali umsebenzi overdrawn ayisethelwe ngumthetho. Ngakho-ke, uma wamabhuku ezimali akanayo imininingwane efanele mayelana ufungisa ukuba nezindleko imibiko, awusebenzi kuhilelani yiziphi izinhlawulo.

Imigomo isinxephezelo nezindleko overruns ekhadini iholo

Okwamanje, cishe wonke izinhlangano uhlu abasebenzi inkokhelo ngekhadi lasebhange. Kungenzeka yini ukuba zokukhipha kwinani ngezindleko umbiko ukubuyisela umsebenzi ngendlela efanayo?

Umthetho akanayo impendulo esiqondile. Lowo Mbhalo wangonyaka we kusikisela eyodwa kuphela indlela yokukhokhelwa ngenani overdrawn balandise - ukheshe.

Ngokombono esifanayo ngo-2006 yaxoxela Central Bank of Russia ngesibalo wakhe incwadi 36-3 / 2408. Kulokhu, it is a incwadi, kodwa ngo-December 24, 2008 № 14-27 / 513 liqukethe ulwazi mayelana umbuzo: Ingabe ngisebenzisa ikhadi ebhange ukuze kuxazululwe ngobala imali akuwona umsebenzi we Central Bank. Le nkampani yenethiwekhi kumelwe ngokuzimela ukubhekana nezinkinga kulesi simo. Futhi banegunya elilawulayo asivelanga imibuzo eminingi, kutuswa ukusebenzisa yemali.

Kanjani ukuze sivale lapho sisilela isisebenzi imali siqu?

Inhlangano isisebenzi yena angaya yokufuna izimpahla ezidingekayo (imisebenzi, izinsizakalo) ngoba izindlela zabo. Kulokhu, asikho isidingo ukugcwalisa umbiko kusengaphambili. Indlela ukuhlela izinyathelo ezingenhla?

Kwanele ukuthenga isicelo nasekusekeleni imibhalo (imali amasheke, ama-invoyisi, izinhlobo nokuziphendulela esiqinile, izincwadi zokungena kwamanye amazwe, njalo njalo. D.).

Ukwenza umbiko kusengaphambili e 1c

Njalo ezimali kumele ayejwayele le dokhumenti, njengoba umbiko kusengaphambili. Udweba kanjani 1c? indawo zedokhumenti e hlelo kukhona "Bank kanye Insurance Fund."

Iwindi elakhiwe, kufanele uqale ukunikeza ukwaziswa ngenhlangano futhi sokulandisa abantu. "Engeza" inkinobho izotholakala itafula lapho kumelwe awuthumbe ulwazi ekhishwa abezindaba.

I kusengaphambili ezintathu izinhlobo:

• amathuluzi Wemali. Lokhu ucabangela emoyeni namathikithi ujantshi, amathikithi, izitembu zokuposa nokuningi.
• Cash. Injongo eyinhloko idokhumenti ukuhoxisa isizumbulu semali ngokheshi.
• I-akhawunti yamanje. Document liyadingeka ukuze acabangele non-cash bhala-off isizumbulu semali kusuka kuma-akhawunti samanje inkampani.

Ukukhiqiza ulwazi Ukukhishwa imali, kufanele uqale ngokwakha i-akhawunti entsha imali UWarrant. Ngemva kokugcwalisa idokhumenti ukuba kunyatheliswe futhi isandla umuntu uyolandisa ukugcwalisa emgqeni wokugcina ukheshi irisidi kanye ngemvume. Kuphela ngemva kwalokho ungagcina bese ubamba ephepheni.

Esikhathini amatafula ezingaqedwa imali ugunyaza Kufanele ucacise ulwazi mayelana izimpahla kanye izinto uthenge ngumuntu nokuziphendulela. Uma ukuthengwa kwezimpahla ephelezelwa Ukukhishwa imvoyisi, kubalulekile ukubeka ifulege SF, khetha umnikeli futhi ugcwalise imininingwane yayo.

Bheka "okokusonga okubuyisekayo" idinga ukugcwalisa ulwazi isembozo, okuyinto elinde Supplier edlule.

Isigaba "Inkokhelo" ithumba tibalo zikhokhelwe umphakeli izimpahla ezithengwe. Uma ukhokha imali kubonakala wiring D 60,02 UKUZE 71,01.

Bookmark "Okunye" yakhelwe ukuze kubhekelelwe nanoma iziphi ezinye izindleko umuntu uyolandisa (uhambo ibhizinisi, ukuvakasha, petrol nokunye. D.).