Somshwalense: Ezokuphepha Umklami

Ukuzimela, abanolwazi umshwalense ejenti neze uphuthuma iklayenti. Yena Uzokutshela ngokuningiliziwe ngazo zonke izimo yesivumelwano, Wachaza ngesineke yonke imininingwane futhi azimisele ukuphendula, umbuzo oyisiphukuphuku kakhulu. Ngeshwa, lezi zazi ezingajwayelekile, futhi, uya inkampani yomshuwalense eliseduze kungcono ukunquma emaphuzwini ayinhloko, ezifana nobubanzi Ukusabalala.

Izinhloso umshwalense

Ngakho, izindlu umshwalense noma ezindlini, ngokuvamile kuhlanganisa 3 izingxenye.

1. Impahla umshwalense yokuhlala, noma kunalokho, timphawu tesakhiwo yayo, izindonga izitebhisi, Uphahla lwangaphakathi kanye ngodonga, iphansi anolaka, balcony kanye loggias. Kubandakanya ku umshwalense kuphela le nto, ungazivikela kusukela ukuzamazama komhlaba noma umlilo, kodwa efulethini yizikhukhula noma ukuphanga, le nqubomgomo kungaba into engenamsebenzi.

1. Ugibe yomshuwalense. Le nqubomgomo izosiza kwenzeka ukuthi kwesamba iye yabangela umonakalo ezindlu kanye impahla besithathu, isibonelo, odla izindwani omakhelwane. On somgomo wokusetshenziswa kwezilimi eziningi kuyafaneleka ukucabangela uma omakhelwane kusuka phansi - abantu abacebile abaye Bachitha izimali ezishisiwe bethenga kulungiswe efulethini lakhe.

Ngeshwa, civil umshwalense isibopho sezomthetho has ethile abalulekile: insured ku ingaba ngumnikazi indlu noma ifulethi. Kodwa imithi kubantu abaphila isikhala, kanye nabaqashi ngokuthi kwakungenzeka lokhu akanayo. Kukhona into eyodwa ngaphezulu: inqubomgomo kuhilele ecaleni elimayelana nezakhamuzi akusho ukukhipha kungekho inkampani yomshwalense, uma umshwalense uqale ukulungisa endlini yakhe siqu.

1. Umshwalense umhlobiso futhi imishini ubunjiniyela kuhlanganisa uhlu elikhulu izingozi. Lokhu kungaba ukuphanga ukugqekeza, ukulimala mechanical kanye bay, futhi inhlekelele umlilo. Izinhloso umhlobiso yomshuwalense zihlanganisa: bonke hlobo umdwebo bese abaluphahleka, amathayela nokunamathisela ophahleni futhi izindonga, iyiphi ophahleni ezivuthayo, udonga, phansi ifasitela nokwakhiwa umnyango. Ngaphezu kwalokho, saqeda umshwalense ivikela zonke ifenisha esakhelwe: emakhishini, bahambe-in zokugqoka.

umshwalense imishini ubunjiniyela ivikela Ukushisa kanye nezinhlelo zamanzi, izintambo, amamitha, futhi bakha imizila edingekayo yokwenza. Umnikazi noma yisiphi isiqashi kwempahla Ungakhetha njengoba iphasela indinganiso kuhlanganisa zonke izinto ngenhla, futhi ngokuzimela ukunquma ingxenye, kudingeka ivikelwe emandleni, isibonelo, i-sekugcineni okukhethekile ophahleni noma izindonga.

Ngezinye izikhathi ezishisa kakhulu zikhipha izinhlayiyana kwenye yezingxenye umshwalense efulethini noma indlu - nokuvikelwa kwempahla ngezinhlamvu ezihlelwa ngesandla. Kubandakanya yonke impahla yasendlini, ngaphandle esakhelwe, ekhaya Imishini nezinye izinto eziyigugu. Kodwa njengoba umthetho, inkontileka ukuvikela isakhiwo isixha nge umshwalense ngombala, ekubeni yingxenye yalo ebalulekile.

Nalapha futhi mayelana nezingozi

Into enzima kakhulu ukuthi ulinde wonke umuntu ofuna ukuthathelwa umshuwalense indlu noma indawo inkampani yomshuwalense - kuyinto iqoqo izingozi. Insure impahla zonke - akunakwenzeka, kusukela eziningi - kungcono kuyabiza, futhi "emincane" Ukusabalala akwenzi mqondo. Ngokwesibonelo, uma inkontileka inikeza ukuthi izindlu kwesamba ezisuka eGulf ngokusebenzisa iphutha besithathu ke khokha enano uma ingozi inkampani alondoloze nemithombo yamanzi nakanjani ngeke. Ngakho-ke kubalulekile ukuba ichaze ngokucacile kusengaphambili ukuthi izingozi cishe esimweni sakho, futhi inqubo yokubhalisa yenqubomgomo - ukuqonda ngokucophelela okushiwo izwi yesivumelwano ngasinye.