Silindele inzuzo iphrojekthi

Imali ikwenza imali. Lesi sitatimende kuyinto incazelo ayisihluthulelo imodeli yesimanje kwezomnotho. Empeleni, kungashiwo ngokuthi kweqiniso, kodwa imali ukusebenza futhi wenze inzuzo, akwanele nje ukuba nabo. Kufanele futhi akwazi ukuqhuba ngezinye izikhathi izibalo ngempela eziyinkimbinkimbi bese ukhetha kuphela labo ezinhlelweni lapho imali etshaliwe kungazuzisa ukubuya kunesidingo.

ukubuya okuqinisekisiwe akukwazi, ngakho-ke kukhona isidingo sihlaziye inzuzo iphrojekthi, ngaphambi engozini izimali zakho siqu. kakhulu Inqubo yokutshala izimali kufana nokudlala ekhasino, kodwa ngokungafani imidlalo wenhlanhla, isidlali lapha has ukulindelwa omuhle. Lokho ukubaluleka okulindelwe futhi inquma elikhangayo yephrojekthi emehlweni zimali

Ngokuphathelene nenzuzo, lesi sibalo limelela ratio inzuzo kulindeleke value yemali oyitshalile. Ngakho, ke ibalwa kusetshenziswa izibalo ezilula - kwehlukana, kodwa kokubili numerator kanye Iningi yalesi ingxenyenamba, ukucacisa ngelula. Iqiniso lokuthi inzuzo iphrojekthi awusekelwe izinombolo evamile, kuyilapho amanani ehlisiwe, okubonisa inkolelo-mbono yokuziphendukela isikhathi kwemali.

Lo mbono isekelwe kucatshangwa ukuthi $ 100 namuhla ubaluleke ngaphezu okufanayo ngemali kusasa. Lokhu akunangqondo, Uma unganakile, isitatimende kunengqondo, uma ukhumbula mayelana wenzuzo ukulahlekelwa inzuzo. Okungukuthi, abangabantwana zimali bebengaba ezandleni zabo izindlela ukubeka ebhange ukuwathola emva kwesikhashana, ngakho ekubalweni inzuzo iphrojekthi wenziwa sinalokho engqondweni.

Ukuze ukubala numerator, eyohlanganisa enzuzweni elilinganisiwe, kubalulekile ngamafuphi zonke lemali ukuyithola phezu ukuphila yephrojekthi, ngaphambili ehlisiwe. Ithemu yephrojekthi ingaziwa kusengaphambili, kodwa uma akachaziwe, kucatshangwa ukuba kucatshangelwe kulesi sibalo ezingekho ngaphezu eyishumi edlule, noma isikhathi ngenzuzo kungenziwa wabikezela ngokunemba okwamukelekile.

Udinga abakushayi imali elindelekile ehlukaniswa isaphulelo isici, elakhiwa ngo ngezinga, sekudlule iminyaka eminingi kusukela ngosuku utshalomali. Coefficient ibalwa njengenye plus isilinganiso yasebhange izinga ekhona ngesikhathi utshalomali, zihlukaniswe eziyikhulu.

Njengoba wonke imali kungenzeka, ungakwazi udlulele izindleko. Kulokhu, phawula ukuthi ukuze thembeke sithole inzuzo kule phrojekthi utshalomali, kudingeka ucabangele zonke izimali iphrojekthi lonke naso sonke isikhathi ukhona, hhayi nje utshalomali kokuqala. Lezi utshalomali efanayo ezengeziwe ungakhohlwa abakushayi, uyofana nendlela izimali abangu ehlisiwe.

Futhi, ningadakwa kahle ukuze ikhumbule zonke izingozi waqonda. Lezi zihlanganisa inhlawulo kungenzeka, ukulimala kwempahla, njll Bala ukulahlekelwa futhi wande ngumuntu factor ukuthi inquma ematfuba umcimbi engozini. Inani okuholela kumelwe futhi ukungezwa zifana.

Manje, ekugcineni, singakwazi ukuchaza uqobo kanye nenzuzo yephrojekthi. Uma-ke mkhulu kwelilodwa ke iphrojekthi kuyoba inzuzo the zimali, uma engaphansi - iyize. Lapho eqhathanisa amaphrojekthi ahlukahlukene sesimweni esingcono ukuba lowo izinga margin kuyoba ephakeme.

Manje ngoba sewuyazi ukuthi kanjani ukubala inzuzo iphrojekthi, futhi ukwazi kanjani ukusebenzisa lolu inkomba izinqumo zokutshala izimali. Kodwa ungakhohlwa ukuthi izinqumo nazo zathonywa eziningi nezinye izinkomba, futhi akuyona ukutshala umsebenzi ngenxa nenzuzo yayo ephakeme.