"MTS Imali" (imephu): ukubuyekezwa kanye nemibandela. Indlela ukuhlobisa, get kusebenze, hlola ibhalansi yakho noma ibalazwe eduze "MTS Imali"?

Mhlawumbe ngamunye wethu yefoni, ezimbili kweziyishumi abantu ERussia kukhona ababhalisile MTS weselula. Ziyakwazi labo abangase babe abathengi, "MTS-Bank" futhi abazalwane bevakashele esinye nokucwala eziningi opharetha ungathola credit card "MTS Imali". Leli khadi has a lot of umehluko wemisindo nemiqondo yamagama, ngakho labo sinqume noma yini hhayi kaPawulu angena ajule, bamane bathathe ikhadi, omunye kungenziwa kuphela ukuzwelana. Isizathu salokhu wukuthi kulula kakhulu, lutho unganqikazi ukugibela naye angene ezikweletini bese kube obala unganeme izinga lenkonzo nemibandela, scribbling Izibuyekezo ezingezinhle inthanethi. Ukuze ukusebenzisa ngokugcwele nelungile ikhadi kuhamba phambili ukuhlola umehluko wemisindo nemiqondo yamagama amaningi bese uzama ngokuphelele ukuqonda yonke butholakala enqubweni eyinkimbinkimbi yokuthela ukunakekelwa.

On Izimali nemibandela

Ukuze uqale ngijwayele amanani yasebhange enikeziwe kanye netimo tekusebenta, lapho ungakwazi ukusebenzisa ikhadi. Babheke nje, ungenza khona esiphelweni, ufuna ukukhipha ikhadi "MTS Imali" noma cha. Nakani zonke izinto etafuleni tariff, ngoba noma yisiphi sazo kungaba isici kokunquma e okukhethayo. Ziyakwazi:

• umkhawulo wesikweletu.
• Izinga lenzalo yemali mboleko ku loan.
• Isikhathi of amakhredithi.
• Esiphansi senkokhelo nyangazonke.
• Izinhlawulo -non-ukugcwaliseka izibopho izikweletu.
• Imali ukudluliselwa ukukhokhelwa ubuncane.
• Imali yalolu daba.
• yonyaka nokugcinwa izindleko.
• Izindleko kabusha ukukhipha ikhadi ngaphambi it iphela.
• Izindleko kabusha udaba amakhadi ekuthatheni isinyathelo ebhange (ekupheleni isikhathi sokusebenza).
• IKhomishana ekulungiseleleni izimali ayo kusukela i-ATM.
• Ikhomishini ekwamukelweni izimali ebolekiswe ku-ATM.
• Ikhomishini ekwamukelweni izimali at ibhokisi ehhovisi "MTS-Bank" ngaphandle ibalazwe.
• Imali ye-yasebhange ye-intanethi.
• ngokomhlomulo yasebhange mobile.
• I-SMS imininingwane.

Abantu abaningi ungaphenduli kahle imikhiqizo enjalo yasebhange ngokuthi "MTS Imali". Amamephu, Izibuyekezo uhlamvu engakhi okungakwazi ifundwe kangako kunezinzuzo zako. Izizathu ikhasimende ukungeneliseki ngokuvamile uhlanganiswa yokuthi abazange ufunde imigomo isivumelwano sesevisi bese ungena ke ngezinye izikhathi, ngisho ngaphandle kokubuka. Kufanele, okungenani, ukuze simbone ne yamanani kanye netimo tekusebenta ikhadi ukuhlolwa nizithibe lwalokho esingakulindela nokuthi ingabe udinga ikhadi nhlobo.

Kuyini umugqa amakhadi "MTS-Bank"

"MTS Imali" - isisekelo ikhadi okuyinto i international yokukhokhelana MasterCard, akhiqizwa izinguqulo eziningana. Ungakhetha phakathi ikhadi lemali ( "okuyisisekelo" tariff), Classic credit card MasterCard Standard, okumelelwe yamanani amabili: "Hlanganisa" futhi "Ezingeziwe", kanti credit card MasterCard Gold.

Debit card "MTS-Bank"

Ekhuluma debit card, ungakwazi uphawu plus eyodwa kuphela. Uma lowo othola MTS, wena wabuyela 1% ngezithukuthuku iseli lakho nge inzuzo nyangazonke kumephu. Nokho, labo abambalwa asebavele ikhadi lemali "MTS Imali", izimo lolu hlobo ayaziswa.

Uzenzela isinqumo: isevisi ikhadi yonyaka kubiza ruble 300, ukuze wenze ukuthenga izinkokhelo cashless, kudingeka bahlale ubuyise ke. Uma uya ukudlulisela komunye ikhadi, kuthatha sithunyiwe, nigcwalise ke kuya umakhalekhukhwini izitolo, amahhovisi ibhange terminals nhlobo. Ngeke ukhulume amasevisi angeziwe, ezifana ne-SMS-ulwazi noma umshwalense. Nokho, izibalo elula liyazikhulumela: akayisebenzisanga usebenzisa ikhadi, ngenyanga, ezifana 20 000, uzothola i-akhawunti ye-cell yakhe 200. kuphela Yiqiniso, trifle, kodwa kumnandi kunokuhamba ngezinyawo abasebenzela. Ngakho ake Ngethemba ukuthi "MTS Imali" - ikhadi ukuthi namanje uthola umnikazi walo.

amakhadi esikweletu

Kuyoba ezithakazelisayo ukukhuluma about credit cards enikeza "MTS-Bank" kumakhasimende ayo. Ukuphikisana lokho kunengqondo singasho ukuthi Igolide lesikweletu yokufuna ezingabazisayo efanayo, kanye debit. yesondlo Lonyaka akukho esingaphansi ruble 1500, okuyinto kathathu eqolo ngaphezu kwanoma isevisi amakhadi zakudala, futhi naphezu kweqiniso lokuthi kukhethwa yamanani kokubili uyefana. Ngaphezu kwalokho, akukho lwazi, ngaphandle etafuleni tariff, kukhona kule mephu. Okufanele ukwenze Kulezo zimo, futhi yiziphi izinzuzo zalo phezu ezivamile? Lokhu, ngokusobala, izohlala kuyimfihlo, ngakho asizange ukhulume ibalazwe elingenhla, futhi ngeke ukhulume, futhi uvule kulabo sekushiwo.

Njengoba sishilo phambilini, i-credit card "MTS Imali" - ibalazwe ukuthi ine yamanani amabili isevisi - "Plus" futhi ". Ezingeziwe" Umehluko omkhulu wukuthi kule "Plus" tariff alinikezi isikhathi somusa - omunye amabhonasi enkulu iyiphi i-credit card agcwele, onikeza ukusetshenziswa khulula imalimboleko ngaphakathi kwenkathi ethile, kulesi simo izinsuku 50. Izinga "Ezingeziwe" kuwusizo khona.

Ngakho-ke, uma uthenga okuthile kumephu, "MTS-Bank" nge tariff "Plus", ngokushesha baqala ukuba abize inzalo emalini loan, okuyinto eqolo. Ngakho-ke, ukukhetha ikhadi isikhathi somusa, ie ngesilinganiso "engaphezulu." Ngoba kwakuyintando + yakhe ukuphakamisa kakhulu nabathengisi, kodwa hhayi ngoba obakhathalelayo izinzuzo umkhiqizo ikhasimende, kodwa ngoba inzuzo kwasekuqaleni eyedwa.

Inqubo yokuthola futhi ukuvala ikhadi

Abantu abaningi bayazibuza ukuthi ungathola ikhadi "MTS Imali". Believe me, lokhu kungekho inkinga enkulu, futhi ngeke ngazo zonke izindlela ukuba bazame ukuphoqelela ke uma kuka-18 no-60 ubudala futhi une passport. Lapho yonke le mibandela ngqo salon MTS esiphezulu isigamu sehora, uthola ikhadi lesikweletu umkhawulo ruble kuze kufinyelele ayizinkulungwane 100. Uma ufuna ukwandisa ke, kuzodingeka uthumele isitatimende engenayo. Kulokhu, awudingi ukufakazela ikhono lazo akhokhe, uma ungeyena ngisho isakhamuzi Russia nase bhalisiwe kuzo zonke izifunda ezweni yilapho uthola ikhadi.

Uma ungazi kanjani ukwenza kusebenze ikhadi "MTS Imali", lapho wathola uzobe wayala ukuthi yenzeni. Uthola to your Cell wamukelekile wombhalo othi wamanje kwezinsuku ezimbili kusukela kokuthola ikhodi yokuqinisekisa yesikhashana. Ukushayela inombolo yamahhala inombolo 8 (800) 250-08-90 nangokulandela iziyalezo evela answerphone, kufanele akhuphuke yakha i-PIN-code. Khumbula ukuthi ngesikhathi imisebenzi enjalo kukhona amasheke ehlukahlukene ezokuphepha, ngakho uzilungiselele ukunikela zokugcina 4 izinombolo ekhadini noma CVC2.

Khumbula ukuthi uma ungathola kuphela yokuntuleka ibalazwe, okungukuthi - ne PayPass ubuchwepheshe (ulwazi yokuxhumana ukufunda kusuka ekhadini) kanye chip eniyenzayo okungenani izinsuku 5. Uma ufunda okulotshwe yilabo abadinga igama "MTS Imali" Izibuyekezo ikhadi akunakwenzeka ukujabulisa, ngakho njengoba ukukhipha yokukhomba ephephe kakhulu, ikhadi akukwazi ngokushesha ebahlulela. Ukuntuleka kokukhulumisana isidingo uthole, bese ukhokhela i-kabusha ukukhululwa bese chipped.

Kulokhu, uma kungenzeka, gcizelela ukuthi ufuna ukuklanywa ikhadi oyifunayo, futhi ukhetho best kungaba ukubiza ibhange futhi uthole ukuthi kungenzeka yokuwuthola yokuntuleka ilungelo ukukhipha ikhadi ngezifiso.

Uma ngasizathu simbe, isidingo ibalazwe ongasakudingi ukwazi ukuthi ukuvala ikhadi "MTS Imali" ngendlela efanele. Ukuze wenze lokhu, kufanele kudingeka ukuba abuyisele zonke izithombe zakho ezikhona ngesikhathi isinqumo ukuvala izikweletu kumephu. Ngemva kwalokho kufanele mathupha ukuya Salon noma ehhovisi ebhange nokubhala isitatimende mayelana ukuvala i-akhawunti, esho kulo ukuthi uyenqaba ukuba kukhishwe elise ezandleni zakho bese uthole ikhadi elisha.

Umthamo wemvula, cash Ukuzihoxisa nokuphathwa akhawunti

Izinkinga eziningi nendlela ukukhokhela "MTS Imali" ikhadi. Yenza kube lula. Ungenza imali ngaphandle kokukhokha ikhomishini futhi imizuzwana embalwa, ibhokisi ehhovisi MTS-Isitolo namahhovisi ebhange. A option omuhle kungaba wire transfer kusuka akhawunti yasebhange yiliphi ibhangi noma ngokusebenzisa ukuqedwa "CyberPlat®" terminals "Jcb".

Ukuhoxisa ukheshi ngaphandle ikhomishana kungenzeka nganoma ATM MTS Bank kanye namabhange ngalo bangamalungu "United Settlement System". Funda okwengeziwe ngale nkinga futhi amakheli ATM ingatholakala kwi-website esemthethweni.

Ukuba umnikazi yasebhange umkhiqizo "MTS Imali", hlola ibhalansi ikhadi unga, ezinsizakalweni ezifana zeselula intanethi futhi i-SMS imininingwane yokuxhuma. Lokhu kuzokwenza ukuthi ukulawula isimo akhawunti, kungakhathaliseki lapho ukhona, nganoma yisiphi isikhathi sosuku noma ebusuku.

ukheshe amabhonasi

Uma uthola ikhadi, wena unethuba lokuba ukusebenzisa ezihlukahlukene amabhonasi esikhokhelwayo, weza naye. Lolu hlelo MTS Bonus, iqoqo ongakhetha esikhokhelwayo, isaphulelo kusukela abalingani yasebhange futhi Uhlelo ibhonasi "Good Thenga" Uhlelo ibhonasi yamazwe ngamazwe yokukhokhelana MasterCard.

MTS Bonus

Kuyinto imfihlo ukuthi MTS kubuyela amaphuzu ibhonasi ikhadi kulolu hlelo, lapho 1 lilingana ruble 30 wachitha ekhadini. Njengoba ikhasimende entsha uzothola ibhonasi wamukelekile 1000, uma imikhiqizo lekhadi namasevisi for ingqikithi ruble 3000. Amaphuzu kuthiwa ivela ohlelweni kabili ngenyanga - abafika kwabangu-10 noma-25 inyanga ngayinye, kuye ngesikhathi sokuthenga.

Futhi uveza MTS ababhalisile ungakwazi uzihlanganyele for umzuzu izingcingo ngaphakathi inethiwekhi, i-Inthanethi, i-SMS kanye ne-MMS. Futhi, uma kungenzeka ukukhokha amabhonasi ukubhalisela kwabezindaba abadume.

Kufanele kukhunjulwe ukuthi akukho amaphuzu anikwa umsebenzi ngamunye ebalazweni. Olunye ulwazi kungatholakala on the Internet esemthethweni "MTS-Bank" futhi ufunde "MTS Imali" Okusele ikhadi, kanye ulwazi mayelana ibhonasi.

ongakhetha Paid. uhlelo Hambayo

Uma MTS ababhalisile, lapho ukhokha ruble 300 ngonyaka ngenyanga ku-akhawunti yakwa-cell yakho uzobuya 3% inani ukuthenga kwakho kwi-credit card, kodwa ruble hhayi ngaphansi kuka 3000. Uma umnikazi ikhadi lasebhange, uthola 1%, kodwa lokhu kukhetha ngawe mahhala.

ongakhetha Paid. uhlelo Shopping

Ukukhokha ruble 1200 ngonyaka, uzophinde athole 3% of the inzuzo kumephu ngenyanga lemali okumsulwa, kodwa akukho ruble ezingaphezu kuka-5000 ngenyanga. Kulokhu, ngoba amabhonasi kufanele wenze ukuthenga futhi ukukhokhela EFT in inani ruble ngenyanga 15 000.

ongakhetha Paid. I "Okunqwabelanayo" futhi Izikhangibavakashi Uhlelo

Minyaka yonke, ukhokha ruble 700, uyoba njalo ngenyanga ngaphansi kwemigomo ye uhlelo ibhonasi "Okunqwabelanayo" ukuthola kusuka 5% (uma imali ayeqi ruble ngenyanga 20 000) kuya ku-8% (esimweni engeqile emalini inzuzo ruble 20 000).

Inketho Ukuhambela ezinye izindawo, emi ruble 1300 ngonyaka, kunikeza ithuba lokuthola ibhonasi amaphuzu kanye imbuyiselo kubo amathikithi yentengo, ukubhuka futhi eziqashisayo imoto. Ukuchitha ruble 20 eRussia, uthola 1 iphuzu, ukuthola into aphesheya, uthola i esilinganayo 2 amaphuzu. 1 isikolo = ruble 0.5 ezidonswe imali kusuka akhawunti ku-akhawunti eyisisekelo ibhonasi ikhadi ngokuzenzakalela ngemuva ekuqongeleleni 3000 amaphuzu. Inani eliphelele amabhonasi zanqwabelana elilingana 6000.

Nokho, nanka amaphuzu ambalwa odinga ukukwazi:

• Ungaxhuma eyodwa kuphela Uhlelo ibhonasi kusukela phakathi ezihlongozwayo.
• Uma unquma ushintshele komunye, ibhalansi imali engasetshenziswanga ukuze elidala ngeke ibuyiselwe.
• Uma ibhange ngokubona kwayo, khubaza noma yikuphi kukho, enesibopho ukubuyela izimali engasetshenzisiwe kuwe.
• Imali kukhokhelwe ukhetho, njengoba kulotshiwe inkontileka, isuswa bebodwa, kunokuba nge-akhawunti umnikazi credit card. Eqinisweni, sesiyodonsa kusuka lapho kukhona imali eyanele imali, futhi kungaba noma i-credit noma i-akhawunti debit. Ngakho kudingeka lokhozi konke ukuthengiselana lasebhange, ukuze bazi ukuthi ukubala ukubaluleka izinsiza zakho.

Uhlelo "Thenga Good". Isaphulelo kusuka abalingani yebhange

Lolu uhlelo ibhonasi ejwayelekile, elisemnyango amabhange kakhulu. Wena unethuba ukuthola izaphulelo at umlingani izitolo lapho uthenga ibalazwe. Kukhona abaningi, futhi ulwazi mayelana nabo ukukhushulwa zamanje kungatholakala olusemthethweni iwebhusayithi MTS.

Uhlelo lokuthembeka MasterCard ngamazwe yokukhokhelana

Bambalwa abantu abaziyo lokhu kungenzeka, kodwa izinhlelo zokukhokha ngamazwe futhi sibe nezinhlelo zabo ukugqugquzela amakhasimende. Ukuze uthole ulwazi mayelana amabhonasi, vele uvakashele MasterCard yokukhokhelana indawo.

abantu bathi

Ngokuba akakho phakathi kwethu Akuyona imfihlo ukuthi abantu abaningi, imicabango yabantu abaningi kangaka kunanyana ngibuphi ubujamo okibo. Njenganoma yimuphi umkhiqizo ebhange, "MTS Imali" - ibalazwe, ukubuyekezwa zazo ezihlukene, kodwa kufanele isetshenziswe ngomqondo ongathandeki ngaphezulu. Zonke lisekelwe ngokuyinhloko endabeni bomshayeli: yehlulekile ukufeza inqubo sokuvalwa ikhadi kahle, hhayi walandelisa nge noma yikuphi services zikhokhwe axhunyiwe futhi musa ukukhubaza ezingadingekile, ovele ukufunda inkontileka service noma cha ulifunde nhlobo, akazange balitadishisise etafuleni izimali, walahlekelwa PIN- ikhodi bese ukhokha imali kabusha udaba amakhadi nokuningi.

Ngakho-ke, uma unquma ukuthi ube umnikazi leli khadi (kanye nanoma yimaphi amanye credit), landela ucezu main futhi iseluleko esibalulekile: funda yonke imininingwane "kusukela" futhi "ukuze" ngaphambi uthatha kuwo. Khona-ke ngeke enkingeni futhi uthole izinzuzo esiphezulu uma kusetshenziselwa.