Inhlokodolobha komama okuqondile ngcono izindlu

inhlokodolobha Family, ungathumela ukuze kwakhiwe, yokufuna impahla noma ukukhokhwa mortgage. ukukhetha okunjalo - omunye ethandwa kakhulu phakathi abanikazi izitifiketi: kwama-80% imindeni baye basebenzisa inhloko-dolobha yabo womama yokuthuthukisa impahla. Kodwa ngesikhathi imibuzo efanayo futhi nobunzima main ziphakame uma uzama ukuthenga umuzi noma ifulethi ku izimali. Kule ndaba, sikukhuthaza ukuba ufunde ngokucophelela lesi sihloko, lapho siye sazama ukukutshela ngokuningiliziwe mayelana nendlela ukulahla ngokuphelele isitifiketi.

inhlokodolobha nokubeletha yokuthuthukisa izindlu ingasetshenziswa:

• ukwakhiwa (ukuthenga) efulethini noma indlu ngabanye;

• ukukhokha isitolimende sokuqala ngesikhathi boleko ukwakhiwa noma ukuthengwa izindlu, zokuhlala, ohlela ukuthenga kwabakhulelwe dolobha: Isikweletu (in the case of ukugcwaliseka kwazo zonke izimo) udaba kulokhu ngeke ngawe ngisakhathazwa;

• ukukhokha inzalo imali-mboleko noma izikweletu noma loan, kuhlanganise mortgage;

• ekukhokhweni kwemali entry beqembu eyinhloko ukwakhiwa kwezindlu, kanye ezihlukahlukene izindlu kanye nezindlu kanye nemifelandawonye ezuziwe;

• inkokhelo yokwakha share ;

• isinxephezelo nezindleko okubuyisela, umnikazi wakha izindlela izindlu yokwakha umuntu;

• Ngaphezu kwalokho, inhlokodolobha womama yokuthuthukisa izindlu kungenziwa iqondiswe ukukhokhela ukulungiswa noma ukwakhiwa ukwakhiwa kwezindlu iqhaza isakhiwo ngabanye osonkontileka ngaphandle kwabo.

Isimo main: kuyakhiwa noma uthenge indawo yokuhlala kumele zibekwe kuphela ensimini ka-Russia.

Sithenga izindlu enhlokodolobha womama - imibhalo ukuthi ziyadingeka mayelana nokulahla isitifiketi:

• Isicelo isitifiketi oda. Kungaba zithathwe noma igatsha le-RPF noma umane ukulanda kusuka ku-intanethi.
• Isitifiketi. Kunalokho, iskripthi anganikeza nesinye.
• Isitifiketi yomshuwalense impesheni ayimpoqo umshwalense izinhlangano - isitifiketi umnikazi.
• iphasiphothi Russian.

Sisebenzisa womama dolobha yokuthuthukisa impahla. Yini imibhalo ezengeziwe kudingeka?

• Ikhophi yesivumelwano kwe indawo yokuhlala, engabhalisiwe ku zikahulumeni ogunyaziwe ngendlela ethile.
• Ikhophi esimweni. Ukubhaliswa ku ilungelo lomuntu kobunikazi, eye wathola isitifiketi, nomkakhe, uthola indawo, indlu nokusetshenziswa dolobha umndeni.
• Kuleso simo, uma indlu noma ifulethi akuyona kulungisile njengoba impahla ezivamile lomuntu wasithola isitifiketi, izingane zakhe, unkosikazi, noma akuzange kwenziwe isimo. amalungelo Ukubhalisa kuya indawo yokuhlala, wethule ubufakazi umyalelo isibopho ezithile ezibhalwe abantu abangabangcwele abathengayo ngokuvumelana inkontileka ukuthenga izakhiwo ngosizo dolobha umndeni, kufanele bathole into zokuhlala ubunikazi ezivamile isivumelwano zokukwazi izinyanga eziyisithupha kusukela ngomzuzu inhlokodolobha womama ukuthuthukisa kwaba impahla libala umuntu ayisebenzisa ngayo ukona kwezindlu, emafulethini. Endabeni kwe-indawo yokuhlala ngaphansi inkontileka kwe-indawo yokuhlala lokukhokha by izitolimende - izinyanga eziyisithupha emva yokugcina, inkokhelo yokugcina izindleko zokuhlala, izindlu ngokugcwele.
• Siza kusuka umuntu obandakanyeka kuhlukaniswa ephelele indawo yokuhlala ngaphansi inkontileka ukuthengwa nokudayiswa endlini by izitolimende waphetha ngqo nomuntu wasithola isitifiketi, noma umkakhe, ngobukhulu lemali imali oyikweletayo ngaphansi kwalesi inkontileka, kodwa kuphela uma kwenzeka ukuthi indawo yokuhlala uthenge in izitolimende.