Indlela ulondoloze imali ukudla

Akuwona wonke umuntu uyazi ukuthi ukuba engongi futhi zichitha imali ngendlela ehluzekile. Inkinga yokungabi imali ijwayelekile cishe wonke umuntu, futhi umbuzo kanjani imali, kukhona emikhayeni eminingi, futhi kungakhathaliseki ukuthi imali umndeni. Njengoba kuba ezijwayele - efana inkokhelo futhi eside, kanye nemali esetshenziselwe njengamanzi esihlabathini! izindleko Esingalindelekile, ukuthenga okungahlelelwe, isifiso ukuba 'uphile ngokuhluzeka le Joneses ", esikhundleni ephila ngokwamandla ethu, ngokuvamile shí ngeni yezimali. isabelomali Family, maye, ugcwele ezinkulu.

Okufanele ukwenze esimweni esinjalo? eyodwa kuphela indlela yokuphuma - isimo sengqondo okunengqondo imali. Ukuze uthole evamile isilinganiso ukonga umndeni nezindlela wokuthinta zindleko nto, njengoba ukudla, njengoba e izitolo zokuthenga ukudla nezitolo ezinkulu uhlala ezingaphezu kwesigamu ibhajethi umndeni. Kungase kubonakale sengathi ungagcina imali ku ukudla? Kodwa ukufunda yokudla ukudla okunempilo futhi ngaleyo ndlela wonge ngenyanga kufika ku-30% denezhek umndeni - kuyinto ehlukile wangempela.

Indlela ulondoloze imali ukudla?

1. Ubani nje nempela kithi hhayi okwenzekile ngokuya esitolo umkhiqizo othize, ukuthenga le ntaba "vkusnyashek", akhohlwe edingekayo? Ngokuvamile lokhu kwenzeka uma umuntu elambile, ngakho musa ukuyothenga esiswini esingenalutho. It is hhayi Kunconywa ukuba ukhokhe nge-credit card, njengoba lokhu kunzima kakhulu ukulawula inani esichithwa imikhiqizo. Kungcono ukuba baphathe okulinganiselwe imali, okuyinto kumele uhlangabezane, ngaphandle kokuchitha kakhulu.

2. Thenga imikhiqizo Semi-siphelile akunakunisiza nje kuphela kodwa futhi eyingozi empilweni. Ngokuvamile basuke kuphekwe izitolo zabo akuzona kude ukudla. Lungisa imikhiqizo Semi-siphelile kungaba wonke ngesonto futhi ekhaya ngokunikeza kancane isikhathi ngosuku. Nalepa ukulondoloza ravioli, meatballs, amadombolo bese freeze them, ungakwazi zinike esheshayo ukupheka ukudla kwakusihlwa ngezinsuku zeviki hhayi ukuchitha imali ayi kanye ukuthenga nokudayisa ukudla okungabizi.

3. Saving ibhajethi umndeni kungandisa kakhulu uma kumamenyu uhlelo sonto futhi uthenge imikhiqizo ngokuqinile ngokwendlela ohlwini. Kulokhu-ke kulula ukuzisebenzisa zonke ngokugcwele, lutho bekuyoshabalala ngaphandle. By the way, esele - kubalulekile ukuba ufunde indlela kabusha kubo futhi. Kulula ukuthola ku-intanethi noma omagazini zokupheka mass, ezifana izinsalela kusukela idina ukupheka isidlo esisha ekuseni ukusebenzisa isinkwa lidala noma wenze Casserole omkhulu macaroni ecasulayo.

4. Ukucabanga kanjani ukusindisa imali, akunakwenzeka ukuthi ucabange ngalokhu Amalungiselelo ebusika. Lapho emakethe eziningi izithelo ezishibhile nemifino, kungenziwa kuphekwe ujamu, imifino esemathinini, isobho ukwenza ekuzaliseni esizayo - kuhle empilweni, futhi esikhwameni inzuzo. Ungakhohlwa mayelana le ndlela yokulondoloza imifino, izithelo kanye amajikijolo, njengoba frost.

5. ukonga ezinhle ukunikela ukuthenga ngobuningi amazambane, okusanhlamvu, ushukela, ufulawa kanye neminye imikhiqizo. kungenziwa Ngesikhathi abahlinzeki wholesale Ngenxa yakho konke lokhu wathenga ishibhile. Ngaphezu kwalokho, ukutholakala izinqolobane ngabe ukunciphisa inani uhambo esitolo, futhi kungakho okungenzeka ukuba alingwe ukuthenga okuthile xaxa.

6. Reflections sendlela wonge imali, ziholela esiphethweni ukuthi ukuthenga abavamile oholela kangcono ukwenza esitolo uthi ngamanani aphansi, ngisho noma akusiyo seduze kangaka njengoba singathanda. Noma kunjalo, izimbangi amanani aphezulu yokuthengisa ukukhushulwa, usebenzisa okuyinto ungakwazi ukujabulisa isabelomali wakho yokonga ezinhle.

7. Kunoma esitolo phakathi kwezimpahla cishe njalo engenzeka ukuthola inketho okunye ngentengo ephansi. Ngokuvamile, imikhiqizo efana kukhona emashalofini ephansi, futhi nehlo nabathengisi ngobuqili babe nemikhiqizo eqolo ukuze nidonse ukunaka kubo.

Namuhla kukhona yini abantu abaningi ithuba bayisaphaze imali. Abaningi bephoqeleka ukuba cabanga indlela wonge imali, ukugwema izindleko ezingenasidingo futhi akusho ukuthi kuphula izithakazelo zabo. Uma uzama, qinisekani ukuthola ukuphila akawasebenzisi noma kanjani futhi ngenjabulo enkulu.