VTB 24, refinancing ukubolekisa ezivela kwamanye amabhange amakhulu: izimo kanye nokubuyekeza

Ngaphambi ukuthengwa kwezimpahla namasevisi umuntu ihlaziya izipesheli zezimali emakethe, uzama ukuthola ukhetho best. ukubolekisa Umthengi nabo bayajabula. Vele ukucinga izindlela ngenxa nezinye izimbangela, ezifana izinkinga nge sokukhokhwa kwesikweletu noma isifiso ukunciphisa izindleko yesondlo. Lokhu kungenziwa, ekukhipheni izikweletu kwesinye isikhungo. Sibheka ngokuningiliziwe indlela ukuhlela 24 VTB Bank refinancing ukubolekisa ezivela kwamanye amabhange amakhulu.

engibathandayo

Bank refinancing - indlela ukuheha amakhasimende amasha. Ngokwezibalo, ngomzuzwana Russian kukhona omunye umthengi credit. Phakathi kwabo kukhona nakanjani ufuna ukwenza ngcono izimo service. Just for laba bathengi futhi yakhelwe inkonzo refinancing. Eqinisweni, sikhuluma umklamo imalimboleko imali ukuze ukhokhele isikweletu ukuboleka imali ekhona. Ekusebenteni, inqubo isicelo kuyafana ezimweni ezijwayelekile. amakhasimende ezengeziwe kuphela kudingeka uhlinzeke isitifiketi ebhange, okuyinto kakade loan, okubonisa imigomo loan kanye izikweletu zamanje.

izidingo credit

Bank of TSWV 24 wahlanganyela umthengi abolekise, iptochenyh, ukubolekisa imoto futhi izikweletu ku amakhadi. Kodwa loans ubudala kumelwe ahlangabezane nezimfuneko ezithile:

• lonke isikhathi sokusebenza - izinyanga ezingaphezu kwezingu-3;
• ukubuyiswa kwemali yenyanga izikweletu;
• credit card lwemali - Ruble;
• ukubuyiswa kwemali ejwayelekile ezikweletini ngaphezu kwezinsuku zokugcina ezingu-6 ezidlule;
• yokuntuleka ubuhlongandlebe kukusha loan.

Izimfuneko ababoleka

Kungakhathaliseki uhlelo lokulungisa, zonke yasebhange ababoleka kuphakamisa izidingo ezivamile:

• yisakhamuzi Russian;
• ukuba khona yokuba yisakhamuzi ngokugcwele;
• umsebenzi olusemthethweni ngonyaka 1;
• iholo ubuncane njalo abayizinkulungwane 20. ukukuthinta. (Ukuze izakhamuzi inhlokodolobha - ruble ayizigidi 30 ..);
• umlando credit okuhle.

amadokhumenti

Ukwenza 24 ukubolekisa refinancing ezivela kwamanye amabhange amakhulu e VTB yasebhange, kuzomele unikeze:

• ishidi kwangaphakathi;
• isitifiketi 2-PIT;
• isitifiketi SNILS;
• arekhoda mortgage kuqala.

Abanikazi kwabasebenzi amakhadi kwanele ukwethula ipasipoti SNILS.

izinhlelo

Bank VTB 24 refinancing umthengi ukubolekisa nezinye amabhange ithwala ngokuqondile. Umugqa umkhiqizo has nje isimiso ngezimali mortgage loans. Kuzo zonke ezinye izimo kungase ikhishwe VTB 24, refinancing ukubolekisa imali ezivela kwamanye amabhange amakhulu. Kodwa elithi key "refinance" Ngeke uvele isihloko hlelo. Zenzalo, isikhathi kanye nenani izinhlelo ezinjalo loan overstated. Kukhethwa amaklayenti zinikezwa nomunye imikhiqizo ezintathu. Isiqinisekiso, isibambiso noma izibambiso liyadingeka.

Imigomo mortgage obolekisayo

Sibheka ngokuningiliziwe ukuthi kusetshenziswe kanjani inhlangano yezimali VTB 24 refinancing ukubolekisa ezivela kwamanye amabhange amakhulu. imibandela yokusebenza azihlukile kakhulu kusukela abatshelekayo ejwayelekile. Kodwa-ke has izici zayo siqu.

I VTB Group, ngaphandle ibhange VTB 24, sihlanganisa izikhungo ezifana: "Summer Bank", "Ibhange lase-Moscow" futhi "TransCreditBank". Ngakho-ke, kulezi amabhange wathola ukubolekisa, le refinancing akukwazi.

Thola loan kungaba zonke izakhamuzi zaseRussia abanokuhlangenwe eqondile yokuziphilisa futhi umsebenzi ohlelekile. umkhawulo Ubudala esungulwe ejwayelekile. Ingabe ukuthola loan entsha ngaphansi kweminyaka engu-21 kuya ku-70.

Nokuthathelwa refinanced ngaphansi kombandela wokuthi ikhasimende kushintsha loan ruble noma lwemali rate izinguquko ne elintantayo (kuhlanganisiwe) ngoba ezihleliwe. Into kuthengiselana kungenzeka efulethini izakhiwo ezintsha futhi emakethe yesibili.

Ukuba khona ukwephulwa ezidlule isikweletu ukubuyiswa kwemali amasheduli akuzona wamukelekile. Nakuba ukubambezeleka yesikhathi esisodwa elafika izinyanga ezingaphezu kuka-6 ngaphambi kokuhambisa isicelo kuvumelekile.

mortgage selikhishiwe e VTB 24 singaba kwale mibandela elandelayo:

• Isilinganiso senzalo - 15,95%, kuncike ukusayinwa inkontileka yomshuwalense impahla, impilo yabo;
• Isilinganiso senzalo - 16,95%, kuncike kuphela ukubhalisa umshwalense impahla.

ukubhalisa

Izicelo refinance loan nomunye yasebhange VTB 24 ithola ngekhompyutha. Ukuze wenze lokhu, esizeni ibhange ifomu ekhethekile ukuze ucacise datha amagoli eyinhloko: igama, ulwazi mayelana umqashi, Iholo elingakanani, imininingwane yakho yokuxhumana kanye iphasiphothi.

Isicelo uyezwakala ngokubiza hotline. Umsebenzi ngeke ukhethe umkhiqizo loan, usitshele konke izimo wokubambisana ucela ikhasimende lonke ulwazi for isicelo. Emva ekucubunguleni idatha luzakwenziwa isinqumo ukuthethwa kwecala. Okulandelayo, udinga ukunikeza kunoma iyiphi legatsha le okwangempela yabo bonke imibhalo bese ulinda isinqumo sokugcina. Ungakwazi ukunciphisa isikhathi uvakashele ngokushesha igatsha lasebhange, ngokunikeza iphakethe ephelele kwemibhalo.

yamanani

I isikhungo sezezimali VTB 24 refinancing ukubolekisa ezivela kwamanye amabhange amakhulu oqhubeka ezinjalo tariff izinhlelo:

• "Vala" - yakhelwe amakhasimende abadinga isizumbulu kuze kudlule isikhathi eside. Le mali itholakala izinyanga 36-60 at 18.5% ngonyaka. Inani eliphelele kukhawulwe ruble ezigidini ezintathu.
• "Speed" - ephansi embundwini ikhawulelwa 18.5% ngonyaka. Inani loan kuhluka ayizinkulungwane 100. Ukukuthinta. kuze ruble ayizigidi ezingu 3. evuma nkathi ngemva kwezinyanga eziyisithupha kuya eminyakeni emi-3.
• "Kulula" kokunikezwa isikweletu isikhathi ngemva kwezinyanga eziyisithupha kuya eminyakeni emithathu e inani ayizinkulungwane 100-600. Hlikihla. Isikweletu isevisi 22% ngonyaka.

Ngaphansi kwezimo ezinjalo ithwala VTB 24 refinancing ukubolekisa ezivela kwamanye amabhange amakhulu. Umsebenzisi amazwana uqinisekise ukuthi izimo zohlelo third ezikhanga kakhulu sokuvuselela ukubolekisa umthengi. Ikhasimende Ungakhetha ubukhulu yokukhokha.

Uma isicelo sokuvuselela imali umthengi kubhekwe ngamunye, bese bonke abanye asizwa izimo jikelele. Hlola ukusetshenziswa kwezimali ebhange ngeke. Ikhasimende ungathola imali ebhange bese usisebenzisa on imigomo yakho siqu.

izigaba

Sibheka ngokuningiliziwe ukuthi kusetshenziswe kanjani inhlangano yezimali VTB 24 refinancing ukubolekisa ezivela kwamanye amabhange amakhulu. Uma kuziwa mortgages, ukuhunyushwa kwenguqulo yokuqala esikweletini esikhishwe VTB 24, perepodpisanie izinkontileka ngesibambiso kwempahla. Kungaleso sikhathi kuphela lapho ibhange idlulisela izimali ayemkweleta kuqala. Inani eliphelele loan ngeke sidlule inani lemakethe komhiaba, kuyalungiswa ukuze umsebenzi uhambe kahle. Ngesikhathi esifanayo, ibhange umkhawulo ayo. He is ruble ayizigidi ezingu-30. Inkontileka le refinancing ka mortgage ibhaliswe isikhathi esiphezulu - iminyaka engu-30.

Ukuze angabuyisela izikweletu, unga:

• Ikheshi isandla ngokwahlukana;
• ukudluliswa kusho wathi imininingwane;
• e terminals nge umsebenzi ethola imali;
• emahhovisi yomnyango "Russian Post".

isiphetho

refinancing inqubo ebhange VTB 24 ezahlukene iphakethe ubuncane kwemibhalo kanye abantu inzalo engako. Ngesikhathi esifanayo, lesi sikhungo alisho izidingo ecacile ukubhaliswa ukubolekisa umthengi. Ukugcina isikhathi, kangcono ukusebenzisa inthanethi, futhi kuphela ngenkululeko ngaphambi ukuqoqa imibhalo. Kulokhu, into kuthengiselana kumelwe ahlangabezane nezimfuneko ezithile. Vuselela VTB ukubolekisa 24 ekukhokheni ngeke zisebenze.