Ukuthembeka isilinganiso amabhange: lokho okushintshile?

Izilinganiso, lapho ungabona amabhange othembeke kunabo bonke, angaphansi sokuvuselela njalo ngemva kwezinyanga ezintathu. Ayikho into eyinqaba, ngoba udinga ukuqaphela izinguquko zesimanje emabhange. Lezi zilinganiso bangaba kuyiphuzu elibalulekile lapho ekhetha isikhungo wezimali.

Izilinganiso amabhange

Uma siqhathanisa ngekota yesithathu ku yesine, isilinganiso ukuthembeka amabhange cishe enjalo. Oholela izikhundla matasa "Savings Bank", "Raiffeisen", "VTB", "Rosbank", "Agricultural Bank", njll Konke lokhu izikhungo ukwazi ukunikeza wonke uhla ezidingekayo amasevisi. Ngaphezu kwalokho, kufanele kuphawulwe ukuthi ukuphathwa amabhange waqala ngonanzelelo labo amakhasimende kukhona yezinkampani.

Usizo olunikezwa uhlelo yasebhange eziphathelene, okokuqala kunakho konke, emkhakheni ashukumisayo iningi sphere kwezomnotho, okungukuthi amabhizinisi amancane kanye naphakathi. Kufanele kuqashelwe ukuthi njalo ngonyaka isibalo izipesheli ngokwanele ezithakazelisayo kumakhasimende ezifana ezikhulayo ngokuya. Muva nje, ngo-medium nezincane Amathrendi nokukhula kwamabhizinisi kwavela futhi singasho ngokuphepha ukuthi lezi izinhlobo amabhizinisi aseqalile ngenkuthalo ukuthuthukisa.

Izinguquko ukuthi usebhekene ukukala ukuthembeka amabhange uma ziqhathaniswa ngekota yesithathu ezihlobene ukuvela izimo ezikahle entsha enikeziwe ukuze amakhasimende ezinkampani. Enterprises kuleli zwe, okuzokwenza abambisane amabhange uzokwazi ushintshele kwamanye yamanani ngempumelelo enkulu, okokuqala, ibhizinisi lakho.

Ukuze ukhethe ebhange ethile, ufuna ukubona wonke ongakhetha abuye ahlole izinzuzo nokubambisana. Ungakhohlwa mayelana namasevisi oluphelele, kuba okungukuthi, indlela elula. Kuyadingeka ukuba sihlole kabanzi amabhange isilinganiso ukuphepha eRussia ngo-2014.

Amaziko ngobukhulu yasebhange eRussia

Sberbank namuhla ubhekwa ibhange elikhulu ezweni kanye CIS amazwe. Kuvele ngasekuqaleni 21 leminyaka th. Kuze kube manje, "Sberbank" unguphathina kabani nokwethenjelwa akuyona ungaqiniseki. It has amagatsha e ngokuphelele yonke imizi Russian. Ngaphezu kwalokho, lokhu inhlangano yezimali has eChina, eJalimane naseNdiya. Zonke amakheli ingatholakala kwi main Ukwaziswa Ingosi ye ebhange. "Sberbank" isebenza ngokuphelele zonke izinhlobo amakhasimende. Ukuze kumakhasimende ezinkampani ukuhlinzeka utshalomali, credit, imali isiphetho, Consulting nezinkonzo ezingokwezimali.

Omunye izikhungo ehola, okuyinto iminyaka eminingi akabashiyi okuphephile isilinganiso yasebhange VTB. Lalihlelekile ngo-1990. Sebenzisa amasevisi ebhange kungaba on ensimini lamazwe 20. Emakethe Russian, VTB Iqembu usesimweni yesibili kule simo. Umsebenzi wenziwa ngokuyinhloko kumakhasimende ezinkampani. Ibhange Futhi unganikela isixazululo okuphelele emhlabeni wonke osomabhizinisi.

Isakhiwo esiyingqayizivele "Gasprombank"

Uma sikhuluma degree of nezinhlobo ezahlukahlukene zokwenziwa, i- "Gazprombank" ubhekwa isikhungo nge isakhiwo esiyingqayizivele. Ngesisekelo lesi sakhiwo ingenye amabhange ngobukhulu ezweni lethu. Isevisi yekhasimende wenziwa khona ngaphansi kokuqondisa ochwepheshe, onekhono kakhulu. Bayazi bonke umehluko wemisindo nemiqondo yamagama nemisebenzi asebhange, ngakho sokuqhuba kahle esiphezulu. amaklayenti Corporate uphiwa amasevisi ongazisebenzisa ukuze lula ukuqaliswa nezindaba zabo zezimali. IBhange ibambisane ibhizinisi isilinganiso nezincane. Ngaphezu kwalokho, kukhona lezo amabhizinisi bayakwazi ngizibonge ngezigidigidi zamaRandi dollar phakathi amakhasimende we isikhungo sezezimali.

Umsebenzi "Alfa-Bank"

Ibe ngo-1990, "Alfa-Bank" wakwazi ngokushesha ufika okuphephile isilinganiso ebhange. Uyena isikhungo jikelele, njengoba sikwazi ukunikeza amakhasimende ayo nge ngokuphelele zonke izinhlobo imisebenzi yezezimali. Kodwa kufanele kuphawulwe ukuthi imisebenzi esemqoka ye yasebhange ukusebenza namaklayenti yenkampani. "Alfa-Bank" uyakwazi ngezimali ibhizinisi. Kufanele kuphawulwe ukuthi ibhange inethiwekhi elikhulu legatsha hhayi kuphela emizini Russia nase CIS amazwe. On portal eyinhloko ebhange Ungathola amakheli wonke amagatsha.

Izinguquko kule simo Ukrainian

Ngesikhathi lapho Ukraine ushiye amabhange Western, siguqule yonke emkhakheni wezezimali. Yonke imali labantu is bagxila kuphela izikhungo zezimali zasekhaya kanye Russian. It saphela imisebenzi kuleli zwe eBritish, isiJalimane, Czech, Dutch, amabhange South Korean isiSwidi. Zonke lezi zinguquko ziye zaba nethonya kunalokho eqinile wesilinganiso ukuthembeka amabhange Ukraine. 2014 kwaphawulwa yokuthi ezinye izikhungo zezimali sathandwa esikhundleni ehamba phambili. Ngokwesibonelo, esikhundleni lwesine "KrediAgrikolBank" elalikade ayesezikhundleni 16 kuphela. Indawo yesibili iqale, "Raiffeisen Bank Aval". Isikhundla wesithathu itholakala "Ukreximbank". Endaweni yokuqala kukhona isimo "Oschadbank."

Okunye amabhange kufakwe simo, izokunikeza zonke izinkonzo ezidingekayo

Okungenhla kukhona eyisisekelo yasebhange izinhlelo. Ziyakwazi luvame kakhulu imizi Russia futhi kwamanye amazwe. Kodwa zikhona namanje inqwaba amabhange ezahlukene, ukuthembeka okuyilona elisebenzayo futhi akungabazeki. Bangakwazi ukuletha uhlu amasevisi kumakhasimende ezinkampani futhi ngabanye. Ngaphezu kwalokho, bakwazi ukunikeza inkonzo kanye nokugcinwa ibhizinisi esibanzi. Ezinye amabhange ngokukhethekile okwengeziwe umsebenzi ekuthuthukeni kwezolimo. Ngakho, benza iqhaza ezinhlelweni zikahulumeni ezihlobene lokhu mkhakha womsebenzi.

Zonke amabhange, okuyinto ivezwa the rankings, ukwazi ukunikeza uhlu oluphelele amasevisi wonke isofthiwe ezidingekayo ngokusebenzisa okungase lula ukubambisana ne amabhizinisi amancane naphakathi. Ngaphezu kwalokho, abasebenzi wamabhange njalo sisebenzela ukuthuthukisa amasevisi amasha ukuheha amakhasimende amaningi ezigabeni ezahlukene.