Uhlelo State imali imoto ukuthengwa izimoto zasekhaya

Ukuze silondoloze ukufunwa ukuthengwa izimoto ka umkhiqizi basekhaya 2009 uhlelo isimo loan isishayamthetho imoto lakhiwe. Ukuze ukugcwaliseka kwale phrojekthi ngo-2012, wathunyelwa ruble ezingaphezu kwezigidi eziyizinkulungwane ezintathu. Lolu hlelo isimo omuhle kwathinta yokutakula ukuthenga umsebenzi emakethe Russian, kodwa ngesikhathi esifanayo zonke amabhange futhi ufuna ukuthenga imoto kulolu hlelo kumele ihlangabezane emiselwe.

Imibandela zohlelo isimo ngokuxhasa

Uhlelo State imali imoto ukwesekwa sihlinzekela ukuqaliswa esiyisibopho lezimo eziningana:

1. Umxhaso usebenza kuphela izimoto yasekhaya.
2. IBhange uzathatha ingxenye enkulu ohlelweni isimo.
3. Inani eliphelele okuyiwona umnikazi bangathembela - ruble ayizigidi 600.
4. Uma uthola imali-mboleko ezithambile udinga nenze umnikelo 15%.
5. Loan eside - izinyanga 36.
6. Izinga lenzalo yemali mboleko - 6%.

Izimfuneko amabhange

Uhlelo State inikeza ukubolekisa imoto credit izikhungo ithuba lokunikeza uxhaso kuphela uma 50% dolobha ogunyaziwe ephethwe "ibhange elikhulu nohlobo" ebhange futhi WaseRussia. Le mfuneko liyakushunyayelwa wahlangana ngokuqondene ezingaphansi kwe-izinhlangano sesikweletu. Ngaphezu kwalokho, ibhange Kumele ube inethiwekhi igatsha olubanzi lumboza zonke izifunda Russian Federation.

Uma ibhange uhambisana nazo zonke izimo ngenhla, khona-ke njalo ngenyanga uthola izimali okudingekayo kusukela isabelomali inani 2/3 of the rate refinancing we "Central Bank". Ngenxa lezi izimali attained Imininingwane ukunciphisa izinga afika ku-8%. Uhlelo State semoto ukubolekisa ngenxa leli qiniso kwasusa funa eqinile izimoto lemikhiqizo yasekhaya. Enye inzuzo yokuhamba kwesikebhe Uhlelo isimo kuyinto itjhorensi ozikhethela yona "CASCO".

Obani athuthukile uhlelo uhulumeni 2013-2014, loan imoto.?

Ukuze uthole imali-mboleko elithambile, isibonelo, "Sberbank eRussia", futhi kwezinye ngamabhange, futhi, kumele ihlangabezane nalezi zidingo ezilandelayo:

1. Ubudala engu-21 futhi kuze kube iminyaka engu-65.
2. A ipasipoti ka isakhamuzi Russian nge yokubhalisa (unomphela noma okwesikhashana) esifundeni lapho uhlela ukuthenga.
3. Umsebenzi isipiliyoni umboleki kumele okungenani ibe unyaka.
4. Ukuba khona isitatimende yezinzuzo past izinyanga ezintathu.
5. Umsebenzi-ncwadi kufanele ibe irekhodi yesivumelwano umsebenzi futhi iqinisekiswe ngabe umqashi.
6. imali umboleki sika ngenyanga kumele kube ruble okungenani eziyishumi.
7. Ngemva sokukhokhwa inkokhelo yanyanga zonke ilungu ngalinye lomndeni kufanele ahlale ruble okungenani 8000.

Uhlelo State imali imoto angeke kunikezelwe uma kukhona ezingabazekayo Umlando wokukhokha kwemali. Uma unesifiso ukusizakala selekelelo ke udinga ukwazi ukuthi ohlwini eliqinisekiswe yi-Ministry, zikhona izimoto zokukhiqiza angaphandle kanye ezifuywayo, ebuthene Russia. Lolu hlu luqukethe ncamashi 50 onobuhle. Uthenge i ngaphansi kwalolu hlelo imoto behlangene endaweni ezweni elaliyiSoviet Union, akunakwenzeka.