Pawnshop Isihloko ibheyili: Izibuyekezo ikhasimende

Abanikazi izimoto siqu bayawazi izinzuzo okusheshayo imvume ibheyili siqu auto loan. ukuthengiselana okunjalo kungaba ziphathise Pawnshop, amabhange nezinye izikhungo zezimali. Bona zingatholakala kunoma iyiphi endaweni enkulu. Kuyinto kunenzuzo ikakhulukazi kulesi sici, ukubolekwa imali okunika Pawnshop ibheyili PTS.

Ukubuyekeza ku kulolu hlobo lwenkonzo kungaba abashayeli ewusizo futhi imfundamakhwela, futhi eside imoto abanikazi ungathanda ukuba ulwazi inqubo efanayo ukulungiswa imali esheshayo.

Kanjani inkonzo enjalo

Ukukhishwa kwemali Pawnshop kungenzeka futhi ngaphansi impahla eseduze, kanye documentary. Uhlobo lwenkonzo yesibili inketho eyamukelekayo kakhulu bonke abanikazi imoto. Umshayeli siyaqhubeka ukusebenzisa imoto yakhe uma kuze kuphele isikhathi isivumelwano sesikweletu.

Izinzuzo lolu hlobo loan kukhona ukwamukeleka ngaphandle kokungatshazwa - umnikazi imoto kungaba ngokukhululekile ukujabulela imoto yabo. Njengoba eseduze ezikuleyo ndawo loan idokhumenti eyinhloko umshini - idokhumenti zemoto (TCP). Ngemva ekukhokhweni bavumelana lemali pawn isikhungo ibuyisela idokhumenti isibambiso, futhi umnikazi ubunikazi esanda wathola imoto yabo.

Yimalini kungathatha isikhungo sezezimali

Amakhasimende abasebenzisa usizo of credit izikhungo, ukhuluma ngani ibanga elikhulu amanani ukuthi kungathatha Pawnshop ibheyili PTS. Izibuyekezo kuwebhu ukhuluma ngani enkulu isamba semalimboleko lobubanzi PTAs. Esimweni ngasinye, kulinganiselwa ukuthi abantu ngabanye noma kuncike brand, imvelaphi, isimo lobuchwepheshe izimoto. Kwezinye izimo, le pawnshop anganikeza boleko nakuba kungaze kube yinxenye inani lemakethe yemoto.

Cabanga indlela ezifundeni ezahlukene ezweni lethu ezikhishwe loan ukuthi udonsa Pawnshop ibheyili PTS. Impendulo kulabo abaye esetshenziswa amasevisi afana kwelinye noma kwelinye idolobha lase-Russia, ethulwa ngezansi. Ngokwesibonelo, cabangela izinkondlo, ezindaweni eziningana ezivela ezifundazweni ezahlukene ezweni lethu bese uzama ukubheka ingxenye njengoba ukuthengiselana enje yenziwe. Ake uqale nge-dolobha.

Moscow

Yiqiniso, kusiza kakhulu iphakethe kwamakhasimende ahlinzekwa Pawnshop kuvikelwe isihloko kusuka eMoscow. Izibuyekezo kwezinhlangano ehola wezimali we dolobha ivezwa kahle. Endaweni yokuqala kukhona izinhlangano ezinkulu, ezifana "Zalogfinans" MFI "Credit kaZwelonke", "The njalo". izimo ngesikweletu - kuze kufinyelele 40% inani lemakethe wemoto. MFI "AEC" inikeza umusa isikhathi eside kokusebenzisa loan futhi iphakethe ejwayelekile kwemibhalo ezidingekayo ukusebenzisa inqubomgomo wesithathu umshwalense isibopho sezomthetho (MTPL). Ukubuyekezwa okukhulunywe amasevisi angeziwe nokubolekwa izimali. Ngaphezu imali iklayenti inganikeza itekisi esitimeleni noma ekhaya.

Ufa

CCTV, car wash, ukuhlola imoto - lokhu akulona uhlu oluphelele amasevisi angeziwe ezihlinzekwa ibheyili PTS Pawnshop. Izibuyekezo Ufa, inhlokodolobha Bashkortostan. uhlu izimo kuhle loan imoto ezinhlanganweni ezifana "Altyn Capital", "24", "SCS", "Ikhredithi Batyrskoy" nokunye.

Amazwana izinkundla ngomsebenzi kwalezi zikhungo akhombise inhlangano okusezingeni eliphezulu umsebenzi nokuphepha iziqinisekiso, kanye nokuhlola obala. Ngokuvamile, wonke iqoqo iziphakamiso, alinikela Pawnshop ibheyili PTSD, okubuyayo noma hlangothi.

Volgograd credit izikhungo

Fast phambili ingxenye European yezwe. Yini esenza sibone ibheyili Pawnshop PTSD? Izibuyekezo Volgograd ethulwa ngqo kumawebhusayithi of credit izikhungo. It uyawuthanda idumela ezinhle "Isiliva Ibhokisi" Nokho, akukho lula kangaka ukufika. Pawnshop "Avtomani" akusho tie intengo izimoto izindleko zesikweletu ukuqinisekisa ukuvikeleka TCP, kodwa umane ukunikela ukubolekisa kuze ruble 50 000. Ukuze uhlu amasevisi standard ungeze eliqinisekisiwe inketho. Ngakho, umbolekisi ingavuselela inkontileka kwenye inhlangano yezimali, noma idolobha ukushintsha amagama ayo nemibandela - ngokwesibonelo, ukushiya iyunithi lakhe yokupaka. Ngakho, umnikazi imoto ngeke athole udumo ngenxa yalokhu imali engaphezu kuka-wayenganikela Pawnshop ibheyili PTS.

Izibuyekezo. Surgut

Maphakathi Khanty-Mansiysk Pawnshop ethulwa yizinkampani ezimbalwa imisebenzi yezezimali. Inhlangano "Umqeqeshi" linikeza ukubolekisa ngenzalo okukhethekile phakathi naso sonke isikhathi. "Garant" Inkampani recalculates inzalo enqwabelene ohlangothini ezincane, uma imalimboleko ukuthi kubuyiselwe ekuseni.

Inhlangano "Avtozaym" ngokukhethekile uboleka namasevisi nokuvikeleka zonke izinhlobo zezimoto kanye inikeza ngezimo ezinhle kumakhasimende yalo evamile. Uhlu amasevisi akahlukile ukuthi onikeza ejwayelekile PTS Pawnshop sebheyili.

Izibuyekezo. Barrow

Encwadini libalele Kurgan imali ukuqinisekisa ukuvikeleka passport wemoto ingatholakala ezikhungweni zezimali ezifana "Avtolider", esinikela imali nenani ruble kuze 150 000 ku ukulondeka TCP. usayizi Boundary - hhayi ngaphezulu kuka-30% wemakethe ukuhlolwa imoto. Lokhu Pawnshop azizwa unethemba emakethe microcredit futhi linikeza izimo abaqotho yokufeza inkonzo amakhasimende ayo abaqotho. "Avtolider" ikhange, okokuqala kunakho konke, okusobala futhi engenzeleli imigomo nemibandela yenqubomgomo loan.

South eSiberia

isimo Promonitorit lebhizinisi microcredit e iningizimu yeSiberia. Ngakho, ukubeka Pawnshop ibheyili PTS Izibuyekezo? Krasnoyarsk, Nizhnevartovsk, eKemerovo - emzini lapho izinhlangano ezinjalo musa ukuluma. Ngokwesibonelo, izakhamuzi zalezi nemizana uthanda ukuya ku "CRC-Finance", okungaba ngokushesha futhi athathe ngokuphepha microloan PTS sebheyili. Le nkampani "abatshalizimali Yakho" inikeza udumo ngenxa TCP, lapho inani eliphezulu imali ezandleni isigamu inani lemakethe emotweni yakho, futhi elithi loan - ezingaphezu kwesigamu kungekho ihora. Ngaphezu kwalokho, amakhasimende we isikhungo sezezimali inikeza amabhonasi ezahlukene uma uthenga avtozapchatey noma izaphulelo ukuze kulungiswe imoto. Ngokuvamile, imali eningi - services ngaphezulu! Le mfundiso yabantu, elalela ngamunye Pawnshop ibheyili PTS. Ukuhluzwa kwemibhalo kuwo Chita nakwamanye amadolobha kuphela uqinisekise lesi sitatimende.

inkonzo Loan e Chita

Ngakho, une esiphuthumayo ukuthengisa imoto noma ukuze uthole ngokushesha imali imithombo. Noma yimuphi umnikazi wemoto ziyokuza Pawnshop sisize ekuhlaleni Chita. "Pawnshop Express" inkampani inikeza ukubolekisa kuvikelwe imoto iphasiphothi. Uma umnikazi ingabuyeli idokhumenti, imoto lakhishwa kwegazi, kanye nokuqalisa nezinye abathengi. Inhlangano "Pawnshop" Chita ukunikeza ukubolekisa kuvikelwe PTS. Isebenza ubusuku nemini, it has idumela elihle phakathi amakhasimende avamile. Inani izibambiso esifundeni kuze kube u-40% inani lemakethe imoto uma kuziwa uboleka ku ukuphepha kwemibhalo. Uma sikhuluma impahla impahla ngamasimu (imoto), ebulawa ikhasimende Pawnshop bangathola kufika ku-90% yenani emakethe "yensimbi ihhashi" yakhe.

Imiphumela

Njengoba ubona, izifunda ezahlukene ukunikela abo, ngempela ezihlukahlukene izinqubomgomo ukuheha abathengi kanye nezimiso umsebenzi. Njengoba kungase kulindeleke, izimo ngesikweletu ezikhanga kakhulu uthola emzini. Avtozaym ngaphansi Isihloko Kuyinto elula kakhulu - iklayenti ithola isizumbulu semali, kodwa akekho iphoqa owayemlandela ukuba alahle imoto yakhe. Kukhona ezinye ukulinganiselwa ukuthi ziwumthwalo Pawnshop ibheyili PTS.

Izibuyekezo idatha credit izikhungo ikhasimende basikisela ukuthi ngaphezu imibhalo eziyisisekelo (ipasipoti we isakhamuzi Russian Federation kanye passport imoto) isikhungo credit kungadinga amaphepha eyengeziwe - Inqubomgomo MTPL, idokhumenti yesibili eqinisekisa ungubani lo muntu obolekayo sika (iphasipoti, ilayisense yokushayela). Ngezinye izikhathi ukucela isitifiketi sokuqashwa, okuzokwenza ukuqinisekisa umsebenzi wakho esigcwele at the indawo yamanje isikhathi eside. Loan izimali zikhishwa abanikazi imoto kuphela izakhamuzi Russian. Abanye ababolekisi futhi ukhawule engu-umboleki.

Kungakanani ungalindela futhi kungakanani udinga ukukhokha premium?

inani loan ngokuvamile kunqunywa ngasese. Kufanele kuqashelwe lapha ukuthi indima ebalulekile eyadlalwa isimo kanye nohlobo imoto, ubudala, izinga ku loan. ekuphathweni Ebalulekile isenzo ezenzeka esithile esitolo pawn, kanye nenqubomgomo lesikhungo. Uma sifuna ukuheha ababoleka esisha, imigomo loan nesithakazelo izokwethulwa ngabo.

ebhange ngamunye noma pawnshop iphesenti. Isilinganiso zenzalo ezisukela 4% kuya ku-10% ngenyanga. Thola imali izimoto ibheyili kungaba isikhathi osukwini olungu-1 ikhalenda nonyaka 1. Uma imali ebolekiwe ngaphakathi kwamahora ambalwa ngemuva kokuqedwa kwalo, Pawnshop namanje uyazicabangela iphesenti esigcwele uthathe umboleki abakweletwa imali kumasevisi lenhlangano yezezimali.

Yiqiniso, ingozi ukuthatha imali futhi bamshaya kubo ngesikhathi sihlala sikhona. Ngakho-ke, isinqumo sokufaka isicelo Pawnshop Kufanele ube yini umgomo futhi kunokulinganisela yini. Isimo ukucabangela credit ungashiya ikhasimende ezineshwa ngaphandle imoto futhi ngaphandle kwemali.