Ngingalutholaphi imali eningi: ethandwa credit izipesheli

Mhlawumbe wonke umuntu ukuphila kunezimo lapho kudingeka ngokuphuthumayo imali. "Ngingalutholaphi lemali edingekayo?" - umbuzo osekuyisikhathi eside ihlushwe iningi lezakhamuzi zethu nabo. Okwamanje, ngokushesha uthole lemali edingekayo kungenziwa kuphela ibhekisela kulesi sikhungo esikweletu ekhishwe loan. Le sevisi Aya ngokuya ethandwa kakhulu eminyakeni yamuva phakathi kwabantu bezwe lakithi. Lokhu kungenxa izinguquko eziphawulekayo Amasimu zomthetho kanye nokuphathwa kwezimali Russia.

Credit card kanye nokusetshenziswa yabo

Omunye izimpendulo ethandwa kakhulu lo mbuzo: "? Ngingalutholaphi imali eningi" - ke is klamo ikhadi lesikweletu. Le sevisi usuthandwa ukuze izikhungo eziningi zezimali niphonsa zonke imithombo yawo ekuthuthukiseni le ndawo, esehlanganise izingxenye indlu namakhadi imoto sokubolekwayo. Okwenza ikhadi lesikweletu ethandwa kangaka phakathi abathengi:

• Isikhathi - ubude besikhathi kusukela ezinsukwini 45 kuya ku-60, phakathi kwesikhathi lapho umboleki bangasebenzisa imali ebhange, ngokubona kwawo mahhala. Lolu khetho kungaba impendulo yombuzo othi "kuphi imali eningi", kodwa inani elincane kakhulu kubasebenzisi ukuthi baqonde uma iqala isikhathi somusa. IBhange ubona, kusukela zinyanga yokubika usuku, hhayi kusukela esikhathini kokuhoxiswa kokuhlelwa imali i-ATM, njengoba abaningi becabanga kanjalo ngephutha.
• Ezikhanyisayo wesikweletu - umboleki bengathola izimali ezintsha esikweletini ngokushesha nje ngaphambi kokuba anikezwe isikweletu zamanje, kube khona ukwenanana. Ngakho, umsebenzisi kungaletha ethile, sokukhokha imali ebolekiwe, bese uthola leli nani njengoba entsha. Ngeke kudingeke isikhathi esithe xaxa vakashela igatsha sasebhange futhi unikeze imibhalo noma iziqinisekiso.
• Lula design - ukuthola ikhadi lesikweletu kwanele ukuletha ebhange evumelekile passport yakho Russian nomunye ezinye ukuhlonza ngesithombe. Lokhu kuyadingeka ukuze simelane amaqhinga ahlukahlukene zokukhwabanisa.

Njengengxenye ikhadi lesikweletu ungathola kuze kube ama-ruble ayizigidi 300 ngaphansi 40% ngonyaka. Ngemva kwesikhathi somusa umsebenzisi kuyodingeka bakhokhe kusuka 5 kuya ku-10% we-duty Imininingwane kanye lemali okungenani izinkokhelo.

Umthengi abolekise, noma impendulo yombuzo othi: "ngifuna imali eningi, ? Kuphi"

Enye indlela ukuthola lemali edingekile yemali is klamo uhlelo umthengi. Esikhathini kohlaka yimuphi umboleki ungathola ruble 10 million ayizinkulungwane ezingu-10. Ukuze ukubhaliswa kuyoba nemibandela elandelayo kumele kwenziwe:

• ukuhambisa ifomu lesicelo;
• ukunikeza ikhadi lokuzazisa futhi passport - yalezi zinto kwanele ukukhiqiza isamba esingama-ruble angu kuze kufinyelele ayizinkulungwane 500;
• ukuhambisa isitifiketi umsebenzi ezingeni engenayo kanye nobude Imininingwane yesevisi - isamba esingama-ruble angu-1.5 million.
• isiqinisekiso noma isiqinisekiso sokutholakala lento njengoba imoto kuyokusiza uthole credit kusuka 1.5 ruble ayizigidi ezingu 3 futhi kuyoba impendulo enhle kakhulu umbuzo kuphi imali eningi .;
• okuhambisayo ngesimo ingcebo ingakusiza uthole imalimboleko 3 ruble 10 million., ukunquma inani eliqondile ibhange kuyodingeka ukuqasha ethengiswayo okhokhelwayo.

Okwamanje, umthengi isilinganiso zwe vele kufanele kube khona ukungabaza ngokuthi lapho ukuze uthole imali eningi. Namuhla, noma yisiphi isikhungo credit anganikeza amaklayenti ayo cishe kunoma iyiphi imali. Umsebenzi oyinhloko namuhla definition umboleki eqondile izidingo zabo futhi ikhono abuyisele ukubolekisa ekhona.