Mortgage Social e Kazan. mortgage Social imindeni abasha

Mortgage - uhlobo loan, ikhasimende uthenga ngaphansi lapho impahla kanye evuma phakathi kwesikhathi eshiwo likhokhe. Njengoba zokubekwa izibopho impahla idluliswe eseduze ebhange. Umthengi Ungase futhi besho izifungo nezinye ingcebo. I ngokwalesi uhlobo abolekise eRussia akulula. Ngakho-ke, uHulumeni, kanye Bank inikeza isigaba ethile yezakhamuzi Uhlelo yabo yesondlo. Imininingwane eyengeziwe ngalokho mortgage kwezenhlalo e Kazan, izimo reception yayo, uzofunda kusukela kulesi sihloko.

Izici

Ezezindlu ngaphansi mortgage yezenhlalakahle kunikezwa izigaba sengozini yezakhamuzi abangakwazi ukuthenga indawo ngesikhathi uhlelo commercial. Umehluko omkhulu itholakala izindleko eliphansi 1 sq. m isikhala ephilayo. Ababoleka imali asikho isidingo wonge imali iminyaka ukuthenga indawo. Abakwazi faka izindlu ngokushesha ngemva ukubhaliswa esikweletu ukubhalisa amalungu omndeni kukhona. Enye inzuzo itholakala kugada ezengeziwe anikelwe ebhange futhi uhulumeni. A sesikweletu sizohlola ngokucophelela wonke amadokhumenti, ukwesaba empilweni kanye nezakhiwo of the ababoleka, inani lenzalo , sinikelele inkonzo ayishintshi kuze kube sekupheleni inkontileka.

mortgage Social sesifunda (Kazan) unikezwa phezu kwale mibandela elandelayo:

• abahlanganyeli kungenzeka abasebenzi bezinhlangano isimo, kanye nalabo ayingxenye Isikhwama yayo;
• oyedwa abahlala efulethini kumele okungenani ibe 18 square metres. m;
• esiphezulu loan eside - eminyakeni 28;
• loan okunikezwa lokuthenga ngesikweletu futhi inzalo ka 7%;
• kungenzeka ukuthola loan ngaphandle inkokhelo phansi.

Uhlu izidingo ngesikhathi ebizela othile ngamabhange nje kuphela kodwa futhi iziphathimandla. Lo mqeqeshi owake wapheka kungaba zibeka imingcele yisakhamuzi, lokuhlala kanye nomlando umsebenzi, nokunye. D. Izidingo iziphathimandla ukukhathazeka kwabo ngokwehla kwesibalo ingcebo futhi indawo yabo.

I ethile eyinhloko eside mortgage ngokweqile, okungase idlule 100% nokuningi. Lihlanganisa ikhomishana ebhange okwenza inkonzo, ukuhlinzekwa kwezinsizakalo, imali yokukhokha umshwalense nyanga zonke, njalo njalo. D.

imininingwane

mortgage Social e Kazan kunikelwa ngaphansi project "Salavat Cooper". On okuyinkimbinkimbi yokuhlala endaweni Kirovsky labelwe amahektha 400, lapho eziyizigidi ezingu-1,4 ukuze kwakhiwe sq. m isikhala ephilayo. Sekuvele kukhona inabantu abangaphezu kuka-50 000, ababa ungakwazi ukujabulela ingqalasizinda evuthiwe: 22 izinkulisa, izikole 7 nasemitholampilo eziningana. Ubude ngo-2014 eyalwa ayizinkulungwane 6.5. Apartments nge endaweni ingqikithi ayizinkulungwane 380 sq. M. M. Isu ngoba ngonyaka 2015 -. 5649 ezindlini endaweni ezingaphezu kuka 345 ayizinkulungwane sq M. amamitha.

Njengengxenye federal hlelo "Ezezindlu" inikeza ngamasevisi alandelayo:

• mortgage yezenhlalakahle imikhaya abasha;
• ilungiselelo komhlaba iziza;
• ukuhlinzekwa kwezindlu ochwepheshe ezindaweni zasemakhaya;
• ukusebenza nezibopho isimo ukuqinisekisa ukuthi izigaba ezithile impahla izakhamuzi.

Ubani is mortgage etholakalayo?

Udaba lokuhlolwa kwesifo kuniketa bahlali izindlu sibi e Kazan futhi Tatarstan. Kodwa kulezi zifunda, kukhona ezinye umehluko wemisindo nemiqondo yamagama yesevisi. Ngokusho umthetho, wombuso aid kungabazuzisa kanjani abantu abadinga izimo zokuphila ezingcono, zibhaliswe, kanye nalabo abasebenza izinhlangano eziye waqalisa ukumnika imali. EKazan, kukhona enye inkinga: ezweni kamasipala isetshenziswa cishe ngokuphelele, ukwakhiwa Kwenziwa esizeni ukubhidlizwa kwezindlu noma indawo yezimboni.

izinhlobo

Ukuze izakhamuzi Kazan bese Tatarstan kukhona zenyathi ezinjalo "mortgage social" Uhlelo:

• "Flats othisha abasha."
• "Nokuthathelwa imikhaya abasha."
• "Le ndlu kunesiko lokuba intsha."

Sibheka ngokuningiliziwe ngamunye wabo.

Aphathimenti othisha

Ukweseka othisha imfundamakhwela abaneminyaka engu ezingaphansi kuka 35, inqubo ekhethekile zenzelwe ukunikeza izinkokhelo compensatory. Abahlanganyeli bangathola uxhaso azungeze 10% yezindleko izindlu ekukhokhweni umnikelo kokuqala. Imali itholakala umcimbi ukuthi umsebenzi uye wasebenza for izikhundla ngaphezu konyaka owodwa futhi izimisele ukusebenza iminyaka 5 endaweni efanayo.

mortgage Social imindeni abasha

Lo mbhangqwana, abangazange efinyelela eminyakeni yobudala engu-35 banelungelo ukukhipha uxhaso ngaphakathi 35% yezindleko izindlu, kanye nomndeni, lapho kukhona okungenani eyodwa ingane - 40%. Ezezindlu kumele zithobele: 18 square metres. m ngalinye ilungu lomndeni. yobudala enkulu yama bobabili kwabashadile - engu-34. Umndeni kumele ibhaliswe ebhukwini izindlu, kanye ophethe isamba mkhulu kunezinhliziyo inani uxhaso, ehlinzekwe ngaphansi "mortgage social" uhlelo.

Lapho ukusebenzisa ekufakweni kwirejista kwezicelo somxhaso? Wendawo esiphezulu igunya. Uma isinqumo inguyebo, umhlanganyeli uthunyelwa isitifiketi ekhethekile, futhi yena mxhaso zidluliselwa ku-akhawunti umlingani yasebhange.

Nokuthathelwa kubantu abasha

Fighters zamaqembu ukwakhiwa umfundi abaye ezazisebenza amashifu 150 nihlela a mortgage on izindleko efulethini. Lokhu kwenziwa ukuthi kushibhile kathathu kuka intengo emakethe. Olunye ulwazi kungatholakala kusayithi yenhlangano yomphakathi "amaqembu umfundi Russian."

mortgage Social e Kazan ngesikhathi sokuzalwa

Ukuze kuncishiswe umthwalo ngokwezimali umndeni, ngaphansi kohlelo isimo inikeza ukukhokha by izitolimende. It kuncike ukubaluleka kokuqala ekhaya, ubukhulu yokukhokha zanqwabelana futhi engenayo nyanga zonke. Ngaphansi kohlelo, uma kukhona ingane emkhayeni ngemva kokucubungula loan, elamukelayo ukunxeshezelwa ngokwezimali e okulingana lemali elinganiselwa ku-18 sq. m uthenge izindlu. Nokho, leli nani ngeke sidlule ingxenye engakhokhiwe yesikweletu.

Everything about credit cards nomphakathi

Ukuze loan sokubhaliswa kumele afake isicelo ebhange futhi ikhophi kwemibhalo efana:

• passport;
• SNILS;
• INN;
• Kamazisi yasebusosheni;
• isitifiketi sokuzalwa kwengane;
• Imibhalo kwezemfundo;
• isitifiketi somshado / sehlukaniso;
• irekhodi umsebenzi (kumele aqinisekisa umqashi);
• isitatimende umholo.

Ngaphezu kwalokho, kungase kudingeke:

• Isitifiketi sokubhalisa.
• Amakhophi passport lezihlobo.
• isitifiketi Pension yabazali.
• Isitifiketi sokufa lezihlobo.
• Imibhalo eqinisekisa khona nezinye impahla (Villas, izimoto, umhlaba, izibambiso, nokunye. N.).
• Ukunyakaza ku-akhawunti yasebhange ezinyangeni eziyisithupha ezedlule.
• Imibhalo eqinisekisa omuhle umlando credit: amakhophi platezhek ebhodini kwemisebenzi yomphakathi ngaphezu kwezinsuku zokugcina 6-12 izinyanga; kwesivumelwano sesikweletu.

Ndawonye namakhophi ngesikhathi isidingo sokuba kunakekelwe ngokwezinto okwangempela.

Uma lo muntu obolekayo esizayo - umnikazi webhizinisi, kubalulekile ukuhambisa amaphepha yasebhange eqinisekisa ukuzinza kanye namandla okubakhona. Kusukela IP kuzodinga esitifiketini sokubhaliswa, ilayisensi yokuqhuba, ubufakazi bokukhokha eminikelo, akhawunti izitatimende, amakhophi BEE, nokunye. D.

Non-izakhamizi abasebenza endaweni WaseRussia, kumele uhlinzeke ikhophi imvume yokuba yisakhamuzi futhi imvume yokusebenza a.

Ngemva kokubuka izinto imibhalo, ibhange lenza isinqumo ukuthethwa kwecala. Uma kuwukuthi omuhle ke iklayenti ungakwazi uqhubekele kukhethwa impahla ethile. Kumelwe uhambisane nemigomo zohlelo. Ngemva kokukhetha le umboleki has ukuqoqa imibhalo zetayitela kuhlola kwentiwa ngendlela lekahle impahla.

inqubo okwengeziwe

Ngesisekelo lemali elilinganisiwe izindlu umkhawulo wesikweletu Kumiswa. He is hhayi ningi than 80-100% kwaleli sibalo. Njengoba mortgage kwezenhlalo e Kazan - uhlobo kwesikhathi eside abolekise, ibhange kudinga iziqinisekiso ngesimo umshuwalense wezempilo ingozi ukwephucwa ilungelo ubunikazi noma ukulimala kwempahla. Khona-ke, iklayenti idinga usayine inkontileka ne ebhange. Nge injalo umboleki nazane kusengaphambili at the stage of lokuqoqa imibhalo. Kwezinye izimo, kufanele usayine inkontileka sokuthengisa kuyiphi mortgage elandela umthetho. Ngaphezu kwalokho, futhi kuyadingeka ukukhipha mortgage - yesibambiso ukuthi ilungelo ayemkweleta ukuze bathole ukusebenza isibopho. It ugcina inqubo yokubhaliswa isimo imibhalo yokubhalisa. Nakhu ukuthi uthole mortgage nomphakathi.

isiphetho

State ngo kohlaka izinhlelo ezikhethekile ngokuvumela kwezinye izigaba sabantu ukuthenga izindlu credit. Ngaphansi kokunikezwa isikweletu iminyaka engu-28 ngo-7% ngonyaka, inqobo nje uma lowo muntu akhokhe imali kokuqala. Ukuze ufaneleke, udinga ukubhalisa nesimiso sokuqondisa isimo esifundeni kanye ukuqoqa imibhalo.