Izimali, Mortgage
Mortgage nokusekela umbuso. "Agricultural Bank": mortgage imigomo, ukubuyekezwa
inkinga Ezezindlu - kuba inkinga enkulu emikhayeni eminingi abasha. Futhi kungokwemvelo! ngokuzimela kanjani ukuthenga indawo / indlu lapho izindleko ingcebo ukhula kancane kancane, futhi amaholo wahlala ezingeni elifanayo. Khona-ke impendulo eyodwa kuphela: ukuthola indawo yabo ngenxa amabhange 'izinhlelo mortgage.
Yebo, imikhaya eminingi bayesaba ukuba ahileleke kulobubugqila. Phela, ngezinye izikhathi zenzalo ishaya zonke kwalokho kuvunyelwe. Ngokwesibonelo, abanye ababoleka abaye wathenga indlu, isibonelo, i-ruble ayizigidi ezingu 3 ngenxa kokuba ukukhokhela 5-6, futhi izigidi nakakhulu. Yiqiniso, ukuba ikhokhe isamba okunjalo "umoya" akekho ofuna.
State ukuze basize imikhaya abasha ukugcwalisa amaphupho abo - ingcebo nokuzuza, usanda kwethula lento umkhiqizo omusha. Ibizwa ngokuthi i-mortgage nokusekela umbuso. "Agricultural Bank", hhayi ukudlulwa ngabaningi izimbangi zayo, washesha nokusebenzisa isiphakamiso esinjalo. Yini baphuma ke, ungafunda kabanzi.
ukusetshenziswa Cases
Ngokungafani izinhlelo loan ezivamile ukuthenga efulethini mortgage kusukela isimo ayikwazi ukusekela nganoma iyiphi ekhaya. Ngakho, ukuthenga enjalo isebenza kuphela izakhiwo ezintsha (kungakhathaliseki noma cha ukuqedela indlu), kuncike ukudayiswa inhlangano yayo ngokomthetho. Futhi kubalulekile ukwazi ukuthi ngisho nokwaneliseka lezo zimfuneko ezimbili - hhayi isizathu ukunikeza ababoleka imali-mboleko oyithandayo. Phela, ukubolekwa imali mortgage nokusekela umbuso sivunyiwe kuphela ukuthengwa zokuhlala ezindlini ezakhiwe isimo kunjiniyela egunyaziwe.
Uma ubufuna ukuthi lapho uthenga ifulethi mortgage usizo nokusekela umbuso "Rosselkhozbank", ababoleka ezingase kuqala ohlwini intuthuko yedolobha, lapho ukuthenga isebenza lolu hlelo isaphulelo. Ukuze wenze lokhu, nje kudingeka ukuya website esemthethweni isikhungo sezezimali, thola ithebhu "Mortgage" futhi uhlole obekuxoxwa. A samuntu yesibili ebhekisela etholakalayo ezindlini ezifana credit - isicelo ngqo igatsha lasebhange uqobo.
Izinzuzo sipho
Mortgage nokusekela umbuso "Rosselkhozbank" - akuyona nje ngenzalo ephansi phezu loan ukuthengwa ingcebo, kodwa futhi:
- A izinga ethize phakathi naso sonke isikhathi loan. Ubukhulu bayo zokhahlamba kusuka 11.3% ngonyaka.
- Ayikho wemisebenzi on loan.
- The kungenzeka ngaphambi kwesikhathi inkonzo izikweletu Ukusabalala nganoma yisiphi isikhathi.
- Ukutholakala isiqinisekiso imali yabo nje ngesimo ebhange.
Mortgage "Rosselkhozbank": izimo ngokunginika
ababoleka Abaningi ezingaba ufuna ukwazi, okokuqala kunakho konke, mayelana nemibandela loan ezithambile ezifana ukuthengwa amafulethi. Ngakho, zingabantu:
lenzalo | Kusukela 11,3% ngonyaka |
lwemali wesikweletu | ruble Russian |
isamba semalimboleko | ruble 3 million izifunda - 100 000; 100,000 - 8.000.000 ruble abahlala eMoscow nesifunda eMoscow, eSt Petersburg naseLeningrad esifundeni |
Isikhathi imali | eminyakeni engu-30 |
Ukutholakala kwezimali siqu | 20% inani lesakhiwo |
ikhomishana | Azikho |
Ukunikeza mortgage | I yisibambiso othengiwe |
umshwalense | umshwalense ayimpoqo: into lokuthenga, ukuphila nempilo umboleki |
isidingo co-ababoleka | Indoda / umfazi ngempela abe co-obolekayo, ngaphezu ongazifunda kuze kube abantu abangu-3. Lolu chungechunge luyonikeza ukufinyelela inani elikhulu yokuboleka le mali |
Igama elithi ka kokucubungula isicelo | izinsuku Kuze 5 ukusebenza |
Isikhathi sokusebenza isicelo sivunyiwe | 3 izinyanga |
Ukukhokhelwa imalimboleko | A isamba semali |
Lapha liphinde inikeza "Rosselkhozbank"! izimo Mortgage nempendulo ngalo uthambekele kokuhle, bazobe sebecela ukuthi cishe zonke umboleki.
Inani inani lenzalo
Ngokusho uhlelo okukhethekile mortgage abolekise, loan anikezwe ngesikhathi lokuthenga ngesikweletu futhi inzalo ka 11.3% ngonyaka ngosayizi. Nokho, izimfuneko ukwehluleka umboleki yasebhange ezithile (isb, ngokungabi bikho edingekayo Ukusabalala) ayemkweleta ingase ikwenze uzibuze inani nentshisekelo 7 amaphuzu. Ngenxa yalokho, i-credit izobalwa ngesilinganiso 18.3% ngonyaka. Lezi izimo ahlinzekwa "Rosselkhozbank"!
Mortgage nokusekela isimo: nemibandela ukuqoqwa kwemibhalo
Ukuze bengatshelekwa kwi "Rosselkhozbank", kufanele uzilungiselele futhi esandleni isikhungo sezezimali madokumende alandelayo:
- Lwemibuzo igcwaliswe ngesimo ebhange.
- Umazisi. Kuyinto ipasipoti ka isakhamuzi Russian Federation noma idokhumenti ekhethekile odlulayo inkonzo yezempi.
- Ukuze ababoleka besilisa ngaphansi kweminyaka eyi-27 - wezempi ikhadi noma ukubhaliswa isitifiketi.
- Imibhalo ekuboniseni somshado isimo / phambi kwezingane.
- Imibhalo eqinisekisa ukuqatjhwa nokuthola imali eyanele.
- Imibhalo ku impahla kuluthola.
Kwezinye izimo, ibhange unelungelo ukushintsha uhlu kwemibhalo edingekayo.
Izimfuneko ababoleka
Ngakho yini okufanele umboleki ukuhlangabezana nezidingo isikhungo ngokuthi "Rosselkhozbank"? Mortgage nge isimo podderzhskoy, ukufaneleka okuyinto akubona bonke abantu banikezwe kuphela kumbuthano uhlobo oluthile lwabantu. Ngakho, ababoleka ezingaba kumelwe nakanjani ukuhlangabezana nezidingo ezilandelayo:
- Ubudala iklayenti kusuka engu-21 kuya 65. Ubeka engu esiphezulu ngesikhathi Ukusabalala egcwele nokukhokhela. Okungukuthi, ukuthatha mortgage eminyakeni engu-60, lo muntu obolekayo unelungelo lokukhetha isikhathi eside loan iminyaka 5 kuphela ubudala.
- Ukuba khona yisakhamuzi Russian.
- Ukuba khona nje obuphelele ezithile zenkonzo:
- okungenani ezinyangeni eziyisithupha endaweni efanayo futhi ngonyaka kule minyaka 5 iminyaka.
- Ukuze abamukeli inkokhelo kumephu "Rosselkhozbank", noma ukuba khona credit umlando omuhle kule ukusungulwa: kusuka 3 izinyanga endaweni wokugcina umsebenzi futhi ezinyangeni eziyi-6 Imininingwane "ukusebenza" ukuphila past 5 iminyaka.
- On amaklayenti ethola nempesheni ekhadini yasebhange, imfuneko ngoba khona ubukhulu nobude unyaka 1 azihlanganisiwe.
- Izakhamizi ehola amapulazi yangasese, kumele bafake izicelo zokungena encwadini Kwabendlu lomasipala ngokuziphatha kwabo smallholders esikhathini esingangezinyanga eziyi-12 ngesikhathi befaka isicelo semalimboleko.
- Bhalisa ensimini ka Russia endaweni yokuhlala noma ukuhlala.
inkonzo inketho
Ngokusho imikhiqizo samanje mortgage, umboleki kuyodingeka ukukhokha izinkokhelo loan in izitolimende alinganayo phakathi nayo yonke inkathi loan. Uma wayefisa, senkokhelo ekuqaleni imali-mboleko kusuka kuye uzodinga ukunikela isicelo ezifanele, kanye nokuqinisekisa ukuthi imali edingekayo kwi-akhawunti ngesikhathi inkokhelo elandelayo nyangazonke. A plus elikhulu isiphakamiso - wukuthi imali eyengeziwe kanye namacala buyiselo zakuqala kwesikolodo kungukuthi enikeziwe.
Manje siyazi ukuthi kuyinto Mortgage nokusekela umbuso. "Agricultural Bank", ukubuyekezwa zazo ningi of them are omuhle, luveza side yayo best, esikisela Ukukhishwa ukubolekisa, ngisho abanikazi ukulima yangasese. Futhi uhlobo inzuzo maqondana nezinye izinhlangano zezimali!
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