Lapho ukudweba inhlokodolobha womama ngomntwana wesibili? Lapho ungathola dolobha womama lesifunda, lesifunda?

Matkapital - inkokhelo ukuthi amabutho izakhamuzi ukuba uzindle ukuzalwa kwenye ingane yakhe yesibili. Kodwa kanjani it? Kuyini imayelana nani? Lapho ukudweba dolobha kamama? Ngu siphendule le mibuzo, sizokwazi ngaphandle kwezinkinga ukwenza ngokuthi bathole isitifiketi elihambisana. Empeleni, konke akunzima kangako. Kunoma ikuphi, le nkinga eyinhloko ayikona ukuhlanganisa ukuqoqwa kwemibhalo, futhi ukucinga kuziphathimandla ezifanele, okuyinto feeds iphakethe ephepheni. Ngakho lapho ukuya endabeni ethile? Yikuphi okumele uziqaphele ezicashile izakhamuzi?

Izinhlobo eziningana izinkokhelo

Okokuqala sidinga ukuthola mayelana onjani ukukhokhelwa embuzweni. ERussia, inikeza izinhlobo eziningana womama dolobha. okufushane Ngamunye ukusekelwa State senziwa izitho ngabanye. Ngakho-ke, kubalulekile ukuba acabangele ukuthi imali amangalelwe ngohlelo olulodwa noma komunye umndeni.

Okuvame kakhulu kukho - kahulumeni womama dolobha. Ikhishwe ngo a inani elimisiwe amanani efanayo ngomntwana yesibili (futhi kamuva, kodwa izikhathi ayibi ngaphezu kuka-1) kuzo zonke izifunda.

Kukhona matkapitaly lesifunda kanye newesifundza. ubungako bawo Kumiswa esigodini ngasinye ngokuhlukile. Ukuze uthole inombolo ehlukile izingane ikhokhelwa ezihlukahlukene osayizi. Kwezinye izimo, kulezi izinkokhelo ingatholakala ngaphezu kwesikhathi esisodwa. Kodwa lokhu akulona ovamile ezinjalo.

Lapho ukudweba inhlokodolobha umzali endabeni ethile? Impendulo ingase ibe khona ehlukile. Ngakho-ke, zonke izinketho kufanele kubhekwe. Kuphi endabeni ethile?

Russian Pension Fund

Isitho ngowokuqala ongasebenzisa ngenxa yemali - lena RPF. Kulesi inhlangano kungenziwa ikhishwe izinkokhelo sikahulumeni. inhlokodolobha nokubeletha ukuze izingane yesibili futhi okwalandela ukuthola lapha.

Kwanele ukukhiqiza uhlu oluthile kwemibhalo ukunamathisela isitatimende efanele. Ngemva kwesikhathi esithile, isakhamuzi uzonikezwa isitifiketi okuyinto inika ilungelo lokusebenzisa nemali ethile of imali.

abaphathi

Lapho ukudweba yesifunda womama dolobha? Lo mbuzo impikiswano ngaphezulu. Phela, Pension Fund Russia izitifiketi isikali lesifunda kungukuthi ikhishwe. Ngakho, sidinga ukuthola kwenye indawo!

Kodwa kahle lapho ukuya? Ukuze eside ukuba acabange ngalo mbuzo, kutuswa ukuba uxhumane kwabaphathi bedolobha. Ngokuvamile kuba khona ukuthi umzali dolobha yokubhalisa, isimo endaweni ethize. Lokho kungenzeka ukukhulisa imali ukuzalwa kwengane e kwabaphathi bedolobha.

umasipala

Lapho ukudweba dolobha kamama? Umbuzo akunzima kangako, uma kukhulunywa nge ingqondo lo msebenzi. Iqiniso liwukuthi i-dolobha yesifunda noma wezifundazwe angeke akusebenzi kubantu kuphela kwabaphathi bedolobha. Imibuzo enjalo bekwi bomasipala basemadolobheni.

Kusho ukuthini? Cela ekukhokhweni ikani ngalinye idolobha kanye nokuphatha wesifunda. Futhi kukho okuhle. Kodwa abaningi angisithandi - idatha umsebenzi Ukukhishwa Certificate Services for ukuzalwa kwengane kuhamba kancane. Konke lokhu kungenxa umthwalo omkhulu. Kodwa ungalilahli ithemba. Ungakwazi ukuthola indlela yokuphuma!

Izikhungo isitolo sokuma okukodwa

Abantu abaningi bayazibuza lapho ukukhipha inhlokodolobha womama. Universal uya khona ikheli inkinga okubizwa ngokuthi inkonzo eyodwa-stop. Iqiniso lokuthi iningi izinzuzo kanye nezinkokhelo yoba walo mzimba. Kuye eziklanyelwe ukwenza ukuphila kube lula ukuze izakhamuzi.

Izikhungo isitolo sokuma okukodwa kuwo wonke amadolobha. Enough ukwazi amakheli abo. Khona-ke, nge uhlu oluthile kwemibhalo kanye izicelo ukuza isevisi, ithuba lokwenza isicelo, ulinde Ukukhishwa isitifiketi kwabakhulelwe inhlokodolobha uhlobo oluthile. Akukho nzima noma ekhethekile. Okubalulekile: ukuze uthole izinkokhelo eziningana kudingeka abhale isitatimende eziningana. Futhi nangu uhlu kwemibhalo ukuze federal kanye dolobha yesifunda uyefana.

izikhungo Amatebhe

Kodwa lokhu akulona neze zonke izindawo lapho ungabheka ifomu lesicelo. Uma uzibuze lapho impikiswano lesifunda womama dolobha noma federal, kungenzeka ngaphandle kwezinkinga ukuza MFC. Lokhu fanekiso ukuba eyodwa-stop service. It ikuvumela ukuthola amasevisi zomphakathi (kuhlanganise design kwenza izinkokhelo kanye nezinzuzo) ngaphandle kwezinkinga.

Inani labantu base-le sevisi bayindlala kakhulu. Ikheli ngqo lapho umama ukuhlobisa inhlokodolobha ngesilinganiso zingatholakala edolobheni ngalinye ngokuhlukile. Phela, kukhona izikhungo multi-functional kuzo zonke izifunda of Russia. esifundeni ngasinye okungenani eyodwa inkonzo enjalo.

Inthanethi luyangenela

Kukhona enye indawo lapho abazali bayakwazi ukuba bafake isicelo sokubhaliswa yenhloko-dolobha umzali. Kuyinto i-inthanethi. Ibizwa ngokuthi "amasevisi Yomphakathi". Uma isakhamuzi akhawunti yakhe, ongasebenzisa ngayo ilungelo lakhe ukuklama iningi izinkokhelo, izinzuzo, kanye ukuthola iningi nezinsiza zomphakathi inthanethi.

Lapho ungathola womama inhlokodolobha yiluphi uhlobo? Isayithi "amasevisi Yomphakathi". Le nqubo kakhulu elula: isakhamuzi kufanele ubhalise kwi portal, bese agunyazwe okwenza inkonzo, e "Amasevisi" ukuthola isicelo ezifanele (federal noma lesifunda womama dolobha), agcwalise it in bese uthumela isicelo alunge.

Ngokulandelayo, weyesi umuntu othile uzokwaziswa lapho eyolanda isitifiketi. Ngokuvamile, umzimba, okuyinto kuyodingeka beveza okwangempela kwemibhalo ethile, ecacisiwe ngqo isitatimende electronic. Kufanele kuqashelwe. Ngale kwalokho, izinkinga kungenzeka. Ngemva izitifiketi kungukuthi ekhishwe elektroniki.

ngoba

Mhlawumbe lena yiyona ndlela zonke izitho, lapho yokwamukela inhlokodolobha umzali ngandlela-thile. Yini okudingeka ukuqhuba le nkokhelo? Okuningi kuxhomeke kulokho uhlobo yesibonelelo sikahulumeni okukhulunywa ngakho. Ngokwesibonelo, inhloko-dolobha yombuso ikhishwa ngemuva ukubonakala ingane yesibili emkhayeni. Kodwa zesifunda, ngokuvamile ikhishwa uma iyunithi umphakathi kubonakala umntwana wesithathu. Nakuba lesi simo kufanele ihlolwe esifundeni ngasinye - zonke imithetho. Kasibili aqokwa njengelungu yokukhokha.

Iphuzu okubalulekile ukuthi kuthole yonke imibhalo edingekayo. Ababona kangaka. Kodwa ngenxa yokuntuleka kwezinhlelo ezibanzi okungenani oyedwa bamazwe iphepha ungenqaba ukunikeza izimali. Lapho ukudweba inhlokodolobha womama ngomntwana wesibili? contact ezinconyiwe noma MFC, noma FIU. yonke imisebenzi eyenziwa ngokushesha kulezi zitho.

Kodwa ohlwini kwemibhalo saziso zihlanganisa:

• ungubani ilayisensi isicelo sika (umama);
• izitifiketi zokuzalwa kwezingane ezimbili (noma ngaphezulu ngokuqondile, zonke);
• SNILS izingane lomuntu ofake isicelo;
• isitifiketi somshado (uma ekhona);
• ubufakazi sivikelwe (uma ekhona);
• ifomu lesicelo empikiswaneni dolobha (Udinga ukucacisa ukuthi iyiphi, uma kudingeka, nawesifunda kanye federal - 2 izicelo).

Lutho ngaphezulu kusukela izakhamuzi asidingi. Lolu hlu ihlinzekwa emzimbeni akhethiwe ngaphambili. Ngemva kwesikhathi esithile, abazali yakhipha isinqumo iziphathimandla. Uma uhlu kwemibhalo inikezwe ngokugcwele, khona-ke basabele kahle akulula ukuba inikezwe. Kunoma ikuphi, mayelana nokukhokhwa sikahulumeni. Umndeni uthola isitifiketi kwabakhulelwe dolobha, okungase esichithwa labo noma ezinye izidingo.

lapho ukuchitha

Miphi? Kufanele ngokushesha kuqashelwe: imali awukwazi nje ukuchitha. Nokubeletha dolobha yokukhokha kuhloswe ngalo ezithile. Futhi sikhuluma ezahlukeneyo yombuso kanye zesifunda.

Lapho ukudweba inhlokodolobha umzali ku ingane yesibili, kuyacaca kakade. Kodwa lokho ongase ukwazi ngaso ukuchitha izimali? Manje Russia uvunyelwe ukuchitha imali izidingo ezilandelayo:

• izindlu ngcono (ukukhanda noma ukuthenga umuzi omusha);
• emfundweni yezingane;
• umama umhlala;
• izingane ukwelashwa;
• inkokhelo amadivayisi zokulungisa emincane.

Njengoba sishilo, imali ayikwazi wachitha. Isici yenhloko-dolobha umzali ukuthi imali ayinikwa, kuphela isitifiketi. Ngakho, lokhu ephepheni akanawo kwesokudla ukuthatha zonke inhlangano. Lokhu abakwenzayo akukho semthethweni.

EMoscow Petersburg

Lapho ukudweba inhlokodolobha umzali eMoscow? Udinga uthintane omunye emizimbeni eshiwo ngenhla. Ngaphezu kwakho konke, kunconywa ukuthumela iphasela kwemibhalo, izitatimende eziphathelene amakheli alandelayo:

• FIU: Stasova emgwaqweni 14, ukwakha 2.
• MFC: Moscow, Voznesensky Pereulok, 22.
• Yedolobha YaseMoscow Uhulumeni: Voznesensky Pereulok, 21.
• Administration City: st. Petrovka, 22.

Lolu uhlu izindawo uhlu ukwelashwa kuphelile. Kodwa lezi ongakhetha kukhona eziyisisekelo. Ngenxa yalezi amakheli ngokuvamile libhekisela labantu eMoscow sokubhalisa inhlokodolobha umzali.

Futhi kuthiwani izakhamizi Petersburg? Baphi ukuhamba? Lapho ukudweba inhlokodolobha umzali Petersburg? Kunoma yemizimba abalwe ngenhla. Ungakwazi unake lezi zindawo ezilandelayo:

• Smolny pr-d, 1 - kwabaphathi bedolobha.
• The main multi-purpose isikhungo Street School, 10.
• FIU Petersburg Central District: saseNevsky Prospekt, indlu 153-G.

Ngakho, kulolu hlu akugcini lapho. Uhla oluphelele lolwazi izindawo lapho isitifiketi esikhishwe inhlokodolobha umzali, kutuswa ukuba bafunde edolobheni ethile. Esifundeni ngasinye kanye nesifunda nezinhlangano zabo Lapho esingatha le ndaba.

okutholakele

Manje ngiyaqonda kahle lapho ukuya uma izakhamizi kufanele zithole dolobha lokubelethisa uhlobo oluthile. Yiqiniso, ikhambi elula ukusebenzisa ingosi "amasevisi Yomphakathi". Lena indlela eziningi zalezi zinsuku, okuyinto akudingi wamaphepha abalulekile. Kuphela wayengasekho babathanda kakhulu izakhamuzi - konke ngenxa yezinkinga ukubhaliswa kusayithi.

Ngayiphi umzimba kungcono ufune usizo? Kumelwe ngamunye lokuzikhethela. Indlela elula kunazo, njengoba kuye kwashiwo, avele noma District of MFC noma kwelinye lamahhovisi of Pension Fund.

Empeleni, abekho nezinkinga yokubhaliswa inhlokodolobha umzali. Kunzima kakhulu ukuthola isidingo, okuyinto uvunyelwe ukuchitha imali. umkhawulo esichazwe ngenhla futhi senze ngokusekelwe kwesifunda futhi ukukhokhelwa sikahulumeni. Futhi, ungayisebenzisi yonke isitifiketi inqubo ecacile. Kunoma ikuphi, kufanele uthole lokho, kuphela ke ukucabanga, lapho ungakwazi ukuchitha.