Kanjani ukwakheka kanye zokubala kabusha yempesheni?

UMbuso iqinisekisa zonke izakhamuzi somhlalaphansi wakhe, ubukhulu zazo inezingxenye eziningana. Kumila iyona impesheni yomhlalaphansi ubuncane. Kufanele ukhokhe uma uke wasebenza iminyaka engaphezu kuka-5. Umshwalense incike iholo futhi kwakhiwa kusukela ngo-10% ukuthi emalini imali yabo fa elitholakale kanzima kanjalo njalo ngenyanga is. Ekugcineni, ezuziwe kuhlanganisa 4% yemali futhi agcwaliswa ngu oyitshalile. Akukhona e impesheni walabo abantu ababezalelwe 1966 nangaphambili: baye uxhaso ingxenye umshwalense ingxenye.

Banakekela ingxenye uxhaso we-GAM, kodwa, njengoba nakuyicabanga, ungasebenzisa amasevisi nezinqubo zemininingwane yezinye izinkampani ukuphathwa ukuthi uyoyifeza ukwakheka kanye zokubala kabusha yempesheni.

isakhamuzi ngasinye olusemthethweni ukusebenza ithola isaziso kusukela PD mayelana nokuthi iziphi izinhlelo uxhaso ingxenye qophelo ku-akhawunti yakhe. Angakwazi bachithe uma bebona kunesidingo, isibonelo, ukudlulisela inhlangano ithemba. Into kuphela ukuthi akunakwenzeka - kuba ukubamba imali esandleni futhi bachithe kubo. Okungenani, inqobo nje ungayi kude isikhathi somhlalaphansi. Khona-ke kuyomelwe ncamashi eyakho.

Asikhulume mayelana zokubala kabusha. Kungase kudingeke, uma kwesimo noma ukwakheka yempesheni wena yini amadokhumenti amasha. Ukubala kabusha impesheni tingentiwa kulezi zimo ezilandelayo:

• Usuwelile umkhawulo oneminyaka engaphansi kwengu-80;

• noma unayo ushintsho yokukhubazeka ;

• ulahlekelwe umondli noma ilungu enamandla omkhaya;

• une iminyaka ngokwanele ekhonza Far North futhi izindawo ezifanayo.

Kukhona ezinye izinketho ukuthi kuxoxwa uma ngayinye nge yesikhwama sempesheni abasebenzi. Ngokwesibonelo, ukukhipha zokubala kabusha kwezimpesheni impesheni ukusebenza , noma recalculate le impesheni lempi impesheni kufanele uhambise amaphepha afanele.

Ukuze recalculate impesheni, kumele zisebenze izidumbu indawo yesikhwama sempesheni emphakathini isitatimende esibhaliwe. Okuhlukile amacala ukuthi iya kuhlu sethu sokuqala. Lokho, ukwanda impesheni sokuguga phezu ukufinyelela engu-80 ubudala nokukhubazeka, uma ekunike ephakeme iqembu lakhe. By endleleni, akukho isitatimende basangakwazi ukwenza zokubala kabusha kwezimpesheni ohlangothini ukuze wehlise ke.

Ekhuluma ingxenye uxhaso impesheni, kuyafaneleka iphuzu esisodwa esibalulekile. Imali akazange awaqambe amanga eyize, bakwazi ukutshala. Ngokwesibonelo, ukuhumusha ku izibopho noma idiphozi ebhange okuthembekile. Ukushesha kwakho ukwenza, aba maningi amathuba kweminyaka ukhululekile ubudala. Nokho, isici esibalulekile ukuze idiphozi ezibanjwayo - njalo. Ngokwesibonelo, uma e engamashumi amabili ukuba aqale ukubeka for ruble ayinkulungwane, bese ibe yiminyaka engamashumi amane baphonse oyingqopha-mlando wendikimba engu-65 uza nge capital ezinhle ambalwa million no nyangazonke isithakazelo yokukhokha kabili umholo wakho. Kodwa kungenye into into - lapho ukuhlehlisa efanayo njalo kuze kuba uthatha umhlalaphansi eminyakeni eyizinkulungwane ezingamashumi amane. Kwaphela isikhathi eside enjalo inzalo enqwabelene kuyoba emashumini noma ngisho namakhulu izikhathi ephakeme kunaleyo isamba iminikelo ngokwabo. Eyanele indlu yezwe, futhi wathatha uhambo oluya e-Europe, futhi ukusiza abazukulu babo. Nokho, kukhona kumaphesenti athile izingozi zezimali, kodwa uma kukhona uthando lokufunda ukufunda nokubhala okwanele kwezimali, basuke uncishiswe zero.

Manje uyazi ukuthi ukwakheka kanye zokubala kabusha yempesheni, kanye nendlela yokuphatha kahle imali yakho, ngeke baphile ubumpofu kakhulu eminyakeni yokuguga.