Izinhlawulo yokukhokha sekwedlule isikhathi intela: imininingwane ewusizo

RF Tax Ikhodi ubeka imigomo jikelele for ukukhokhwa kwezintela, kodwa iqiniso ukuthi ukhokhe imali wentela ngamunye inquma bona. Nokho, uma inkokhelo eyenziwe ngaphambi umnqamulajuqu lizokhokhiswa izinhlawulo yokukhokha sekwedlule isikhathi intela. Lokhu kungokwemvelo, ngoba ibinzana owaziwa uthi: "! Khokha intela futhi angalali kahle" Ngaphezu sibalo izinhlawulo yokukhokha sekwedlule isikhathi intela kungenzeka izinyathelo samanje futhi kakhulu, isibonelo, yezinhlangano ke kungenziwa zeqhwa yama-akhawunti ngabanye - contact ezingemnandi nge bailiffs abeza ukuchaza impahla yakho.

Ngakho-ke, uma ukubambezeleka Kuvezwe ngenxa yezimo ukuthi musa kuxhomeke kuwe, futhi wena ngobuqotho sorry ngalokhu, kungcono ukwenza "ngaphandle kokulibala", okungukuthi, ngokuzimela ukubala imali yenhlawulo futhi ukukhokha, yebo, ungakhohlwa mayelana nenani lentela uqobo. Ukukhokha inzalo izintela zingenziwa njengoba nokukhokhwa lemali kuthishanhloko, futhi ngemva.

Ngokuhambisana nomthetho, isijeziso lapho nsuku zonke kusukela ngosuku olulandela eyodwa uma usetha isikhathi isikhathi. Ungakwazi ukubala kanjani lemali edingekile ngesijeziso intela ezokuthutha, isibonelo? Ngokuvamile, ifomula eziyisisekelo sokubalwa intela. Nazi izinyathelo enemininingwane uhlelo.

1. Kuyadingeka ukuba anqume inani isamba ukuthi abakhokhelwa isabelomali. Uma ungazange wenze izinkokhelo kusengaphambili, lemali kuyoba ukuthi wabonisa esazisweni. Endabeni yokukhokha ngokwengxenye ubukhulu lokukhokha, kubalulekile ukuba ninciphise uthishanhloko ukuthi sesivele wenza, futhi lemali esele kufanele izinhlawulo yokukhokha sekwedlule isikhathi intela kubhekwa.
2. UPetru uqhubeka athini ncamashi ukusetha usuku, okwaqala ngokubekwa le-accrual okuzenzakalelayo isithakazelo amanani. Kunoma yikuphi, kuzoba usuku olulodwa, owawungumnyaka Umnqamulajuqu wokukhokha. Okuwukuphela caveat kuleli cala - ukudluliswa kungenzeka mayelana nesigameko fallout umnqamulajuqu ngempelasonto noma amaholide. Kulokhu, inkulumo ethi yokukhokha idluliselwe ngosuku olulandelayo zokusebenza.
3. Musa ukubala usuku kufanele ukhokhe intela ncamashi uhambe nge isigwebo - njengoba umthetho, lokhu akusho ukuthi ubale.
4. Kuyadingeka ukuthola izinga refinancing phakathi naso sonke isikhathi kokulibala.
5. Ekugcineni, ifomula uqobo:

P = H * D * CP / 100 * 1/300%, lapho:

P - iyona izinhlawulo yokukhokha sekwedlule isikhathi intela;

H - sum lokukhokha noma isikweletu;

D - inani izinsuku ezibhekwa sekwephuzile;

CP - izinga refinancing ngesikhathi ezenzakalelayo (ngokuya -S% ').

By endleleni, uma kwenzeka senkantolo nenani lentela yabakhokhintela ngesikhathi sokubika ayikwazanga ikhokhwe ngasizathu simbe, isijeziso ngeke ukhokhiswe. Ezimweni ezinjalo zihlanganisa: ukuboshwa akhawunti noma ukumiswa zokukhokhelwa kulawo ma-akhawunti, ekuthatheni ingxenye noma yonke impahla ekhona wentela. Kulezi zimo, izinhlawulo kanye isithakazelo ngeke ezicela ngesikhathi lezi zimo. Kodwa isicelo kulotshelwe deferment noma inkokhelo by izitolimende, zifakwe ehhovisi lentela, le-accrual yenhlawulo akumvimbi.

Ungakhohlwa ukukhokha intela on isikhathi ngokugcwele, khona-ke inkinga ka isithakazelo ukubala noma izinhlawulo, kanye ukuxhumana ezingemnandi ne simiso bailiffs ningathinti!