Bank "Ukuvula": Izinga, amaqiniso athakazelisayo kanye nezinsizakalo inhlangano

Bank "Ukuvula" isilinganiso kuphezulu kakhulu. Ngesikhathi esifanayo, le nhlangano futhi iqhutshelwe phambili. Kodwa manje ayikho nje isidingo. "Ukuvula" Bank isivele zithandwa kakhulu futhi isibe odumile. Indawo simo the best izikhungo zezimali e sihlanganisa lonke izwe laseRussia, ke lifaka yesihlanu. Linani selilonkhe lebantfu labange mayelana 600. Ngakho endaweni yesihlanu - ingaphezu sibalo ehloniphekayo.

ulwazi olujwayelekile

JSC "Ivula Sibambe" iyona enkulu kunazo lonke Russian Federation, iqembu zezohwebo ezizimele ngosayizi izimpahla zabo. Isibalo sabo kancane ruble esingaphansi isigidintathu ezintathu ngesikhathi Disemba 2016. Lokhu ayizinkulungwane ezintathu bhiliyoni. Ngokuvamile, babona umuntu emi okuqinile. "Ukuvula" 4 kuphela izikhundla ngemuva Sberbank, VTB (eMoscow), Gazprombank futhi VTB 24.

Isiqondiso oyinhloko wenhlangano - ibhizinisi yasebhange. Kodwa ngalé kwalokho, "Ukutholwa" okunikezwayo okwengeziwe umshwalense kanye nezinsizakalo utshalomali. It is uyabandakanyeka ukuphathwa kwempahla zamasheya (amasevisi umlamuli).

Umlando omncane

Bank "Ukuvula", ogama isilinganiso kuphezulu kakhulu, baqala nomlando wayo ngo-1990. Ngaphezu kwakho konke, ukwakheka igama elifanayo wabe eseqala iqembu zezimali. Ngo-2001, inkampani "veo-Invest" uye Wajoyina inkampani yomshuwalense "Ukutholwa". Wabe eyingoduso yokuhweba. Ngenxa yalokho, kwakhiwa inhlangano "veo-Ukuvula" nge ezahlukene amasevisi, manje eselaziwa bonke amaklayenti izikhungo. Ngenxa yalokho, ngo-2016, 23 Agasti, kwamenyezelwa ukuthi iqembu "Ukutholwa" ihlanganiswe. Yena izinhlangano eziningana (we Khanty-Mansiysk Bank, nomos-Bank, kanye nenhlangano "Petrocommerce") benziwe uhlelo olulodwa. Yikuphi waziwa ngokuthi ibhange "Ukuvula".

Kungani izinhlangano kufanele bakholwe?

endaweni yesihlanu simo - kuba nesizathu esizwakalayo sokuba nethemba. Kodwa ngaphezu kwalokho, kukhona inala ezinye umehluko wemisindo nemiqondo yamagama, waphinda eqinisekisa ukuthembeka amabhizinisi ezifana "Ukuvula" Bank. Isilinganiselwa ekhishwa isikhungo kohlaziyo ngaphansi kwegama "Interfax-Cea" umxhwele. Ohlwini amakhulu amabhange best Russia "Ukuvula" ingxenye yesine ngobukhulu.

Lesi kumane kuyisibonelo esisodwa nje. National isilinganiso ejensi, isibonelo, wakuqinisekisa ukuthi "Ukutholwa" inenani credit nokuma. Lokhu kuboniswa izinhlamvu ezintathu "A".

ejensi ogunyaziwe "Isazi RA" ohlwini yayo, ehlanganisa izinkampani 600 umhlabeleli omkhulu futhi lonke Russian Federation, bakhululwe 43 endaweni (hhayi sibalo esibi!) Ingabe ibhange "Ukuvula". Isilinganiselwa siqukethe amagama angamakhulu ayisithupha, futhi iqiniso lokuthi wayengumuntu phezulu 50, hhayi emgqeni wokugcina, angeke bafanelwe inhlonipho.

Izinga yesimanje

"Ivula" Bank futhi kuphumelele emkhakheni inthanethi. Yini indawo simo ngoba kunesithembiso, uma sikhuluma ezezimali inthanethi? Ukuze sithole impendulo yalo mbuzo, kumelwe sibheke inhlangano okuthiwa & Rank of Markswebb uMbiko. Lokhu ejensi, okuyinto waziphatha ucwaningo, audit Consulting in ukuthuthukiswa kwemikhiqizo Inthanethi.

Ngakho, Bank inthanethi lulinganiselwe "A" - aphakeme. Lencwadi kusho okuningi. Lokho yasebhange inhlangano online, eqinisweni, uthatha isikhundla ngokugcwele zokwehlukanisa ngokomzimba. Futhi nokobana zonke uhlobo imisebenzi neplatozhnogo. Yikuphi ngomqondo yendabuko ehloselwe ngokuvakashela ngokwahlukana yangempela.

Futhi, "ukutholakala" yathola indawo yesibili kule simo Mobile Banking iPad (2015) kanti owesine - i-Android Mobile Banking Rank (amaphilisi).

Nokho, okubaluleke kakhulu, inhlangano umi phezu umugqa 10 ohlwini ephumelela kunazo intanethi yebhange, senzelwe ibhizinisi ovuthiwe.

ezithakazelisayo ukwazi

Ukukhuluma ngokuthi yini ibhange "Ukuvula" kule simo, asikwazi nomthelela ukucabangela iqiniso lokuthi inhlangano namanje inikeza ngamasevisi kumakhasimende angaphandle. Futhi okwenza ngokugcwele efanele. Disemba 7th lokhu, ngo-2016, lwenzelwe ukuqhuba lensizakalo.

Ngaphezu kwalokho, ukukhonza amakhasimende angaphandle ukusebenza enhlanganweni abaqeqeshiwe abasebenzi abakhuluma isiNgisi wenza ukuthi zehluke lonke igama tag ekhethekile. Ngisho ehhovisi lula uhlelo uvele Khuluma Inkinobho English - ikakhulukazi ukungena i emgqeni electronic.

izindaba

Izikhathi eziningana ngenyanga ebhange "Ukuvula", ogama ukuthembeka isilinganiso likhula ngokushesha, ejabulisa amakhasimende ayo ngolwazi fresh futhi ezithakazelisayo. Kudlule inyanga, isibonelo, 11/16/16, kwamenyezelwa ukuthi ngokubambisana umkhankaso umcimbi ku-mortgage abolekise kanye ingcebo. Lokhu kuyasiza kakhulu, kusukela lomfula okuqinile kumelwe uqaphele ukuthi lesi simo siyaphuthuma emakethe ingcebo njalo - ngoba ke uyokwazi ukunikela amakhasimende imikhiqizo mortgage yamanje.

Kodwa ekuqaleni kuka November, unikwe ukufinyelela amathuluzi ephephile futhi inkokhelo ukuze lula kulezizinsuku. Futhi sikhuluma Apple Pay.

Ekupheleni kuka-July, zazikhona nezindaba ezinhle. IBhange wamemezela ukuthi impesheni abathola zokukhokha "evulekile", kwanqunywa ukuba wandise umkhawulo wesikweletu. Manje, izinga eliphelele ubizwa ngokuthi "Ngendlela Ayamukelayo". Manje, isikhathi kusuka 91 kuya 1115 ezinsukwini umhlalaphansi ungakwazi isicelo loan in inani kusuka 1000 kuya ruble 200 000.

mayelana nohlelo olusebenzisayo

Amazwi angenhla sibukeze kafushane ukuthi bekulokhu ibhange "Ukuvula". Ngo simo amabhange eRussia anguye indawo 5th, ngakho-ke kunengqondo ukuphetha ngokuthi izimali oshiwo ngenhla, njll - lokhu akukona konke.

Ngokwemvelo, inikeza amasevisi amaningi abantu. inzuzo kakhulu ukutshalwa - tariff ikakhulukazi "imali esiphezulu" nge rate of 8,85% ngonyaka. Futhi kukhona iziphakamiso ezithakazelisayo - ngokwesibonelo, ibalazwe "Aeroflot". Ngokwe indoda senzo icala 10 000 amamayela wamukelekile, bese sachitha ngoba zonke ruble angu-50 - at 1.65 metres Plus abanikazi ikhadi -. Umshwalense Mahhala lapho uya phesheya.

Eqinisweni, ibhange "Ukuvula" - inhlangano ehloniphekile nethembekile. Futhi lokhu akunakungatshazwa, ngoba amashumi ezinkulungwane zabantu umethembe imali yabo.